Don't pay a DIME to Portfolio Recovery in 2026.

Don't pay a dime to Midland Credit Management in 2026

Why you can't dispute Midland, Portfolio, and LVNV off your credit report

CASE DISMISSED! How to respond to debt collector lawsuits

Shut down debt collectors FOREVER with this legal loophole

Beat debt collectors in court! Get THESE documents to use against them.

The EXACT steps to beat a debt collector in court

We studied 29,003 debt collector lawsuits—here's what most people do wrong.

Text messages from debt collectors—here's HOW TO RESPOND

SHUT DOWN debt collector phone calls and make them pay!

Beat Debt Collectors: Top Ten Tips for 2026

Beat debt collectors in 2026! Stop phone calls, lawsuits, and bad credit reporting.

The Simple Secret to Stop Hunter Warfield from Wrecking Your Life

Credit Repair is Dead — Do THIS Instead

We TEAR APART a debt collector lawsuit [Midland Credit Management]

How to write your ANSWER for a debt collection lawsuit like a PRO

Remove COLLECTIONS from your credit report: FREE and 100% LEGAL

Someone else's debt on your credit report? Do THIS.

How AI helps debt collectors TAKE YOUR MONEY - and how to stop it

Three ways a dispute letter can get you a thousand bucks in 2026

When Debt Collectors Don't Respond to Your Dispute in 2026

The Debt Collection Battle Plan: A Complete System to Get Rid of Debt Collections in 2026

Debt collection dispute letters: STOP using the wrong letters in 2026

Expose Portfolio Recovery's Lies

UHG SUED! The feds have sued United Holdings Group for SHOCKING debt collection violations.

Win or lose? How to beat junk debt lawsuits in Florida in 2026 [Midland, Portfolio, Cavalry, LVNV]

DEBT VALIDATION: do THIS to beat a debt collection lawsuit in 2026

When debt collectors call, DO THIS in 2026.

Equifax, Experian, and TransUnion ignored these disputes. Now they regret it.

Debt Validation vs. Debt Verification - What's the Difference? (and why it matters in 2026)

DEBT VALIDATION: the most effective strategy that no one else will tell you in 2026

DEBT COLLECTOR SNEAK ATTACK: debt collection rules BAN this sneaky practice in 2026

DEBT VALIDATION: Rule changes in effect Nov. 30, 2021

NEVER PAY COLLECTIONS! Telling debt collectors they get NOTHING in 2026

DEBT COLLECTOR SETTLEMENT: the best possible settlement is when THEY pay YOU in 2026

BEAT DEBT COLLECTORS: How to negotiate the best possible deal in 2026

How to get your CREDIT REPORT online for FREE—the EASY way

How to beat ACCOUNT STATED claims in court in 2026 [Midland, Portfolio, LVNV, Cavalry]

DISPUTE LETTER 2026: Midland Funding / Midland Credit Management (sample letters and instructions)

DISPUTE LETTER to debt collector: here's exactly what you should say in 2026

CAN'T GET DISPUTES REMOVED FROM YOUR CREDIT REPORT? Try this!

Debt and credit law Q & A with John Watts and Mike Wasylik (REPLAY of live)

WIPE OUT DEBT: 3 easy ways to sue debt collectors and put money in your pocket [FDCPA] [2026]

VERIFIED! When your dispute letter to a debt collector comes back validated, what to do in 2026

LVNV and WAGE GARNISHMENT: How to stop LVNV from taking money out of every paycheck! [Florida]

LVNV: How Much Will They Settle for? (Three options for 2026)

Attack a judgment from LVNV—motion to vacate or quash, invalid service of process [Florida only]

Never do this with a debt collector! Two boneheaded mistakes many people make.

CRUSH junk debt lawsuits in 2026 with these three legal defenses [Midland, Portfolio, Cavalry, LVNV]

How much time do debt collectors have to sue you? [statute of limitations]

Don't Pay a Dime to LVNV in 2026

Form letters for challenging debt—what you need to know before you use one

It's GOOD to get sued in 2026—find out why! [Midland, Portfolio, LVNV]

Debt Validation Letters: How to Use Them to Crush Debt Collection in 2026

Texas vs. Florida: What to Do When Debt Collectors Attack [Midland, Portfolio, LVNV, Cache LLC]

Can Portfolio Recovery sue you for CHARGED-OFF debt?

Summons from Midland

Portfolio Recovery: They threaten to SUE—what should you do in 2026?

How much will Portfolio Recovery settle for in 2026?

Portfolio Recovery: Can you get them off your CREDIT REPORT?