Bernadebtjoy
she/her

This channel is for professionals ready to move from $100K+ earner to $1M invested, with rest included.

If you earn well but still feel stressed or unsure how to turn income into real freedom, you’re not alone. Most people were taught how to work hard, not how to build wealth that supports their life.

Here, we focus on:
• Scalable money systems that grow with your income
• A clear plan to turn income into net worth
• Investing clarity for HENRYs (high earners not rich yet)
• Psychology, boundaries, and wellness tools that use money to buy time, options, and rest

I’m Bernadette Joy, money coach and author of CRUSH Your Money Goals, named one of Oprah Daily’s Best Books for Personal Growth in 2025. I paid off $300K of debt, retired from corporate at 40, and now help thousands build wealth with intention.

This channel is being refreshed with higher-quality content for your next $1M.

Join my weekly newsletter and get your free money workbook below.


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Bernadebtjoy and The Plutus Foundation

Shared 2 weeks ago

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Bernadebtjoy and The Plutus Foundation

Shared 3 weeks ago

33 views

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Bernadebtjoy and 2 more

Shared 3 weeks ago

656 views

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Bernadebtjoy and The Plutus Foundation

Shared 3 weeks ago

72 views

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Bernadebtjoy and The Plutus Foundation

Shared 4 weeks ago

29 views

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Bernadebtjoy and The Plutus Foundation

Shared 4 weeks ago

55 views