This channel is for professionals ready to move from $100K+ earner to $1M invested, with rest included.
If you earn well but still feel stressed or unsure how to turn income into real freedom, you’re not alone. Most people were taught how to work hard, not how to build wealth that supports their life.
Here, we focus on:
• Scalable money systems that grow with your income
• A clear plan to turn income into net worth
• Investing clarity for HENRYs (high earners not rich yet)
• Psychology, boundaries, and wellness tools that use money to buy time, options, and rest
I’m Bernadette Joy, money coach and author of CRUSH Your Money Goals, named one of Oprah Daily’s Best Books for Personal Growth in 2025. I paid off $300K of debt, retired from corporate at 40, and now help thousands build wealth with intention.
This channel is being refreshed with higher-quality content for your next $1M.
Join my weekly newsletter and get your free money workbook below.
Bernadebtjoy
Sick of hustle culture? Join me and @HelloSeven to discuss how you can make more money BY working less! Congrats to Rachel for launching her TV series! https://youtu.be/vBaFxKU9Jp4
4 months ago | [YT] | 0
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Bernadebtjoy
Kicked off this series as requested by you!
I'm calling it the SICK OF IT?! series because we're all sick of some of these things in the way of living our best lives!
Dive into the frustrations we’re all tired of—debt that feels endless, toxic workplaces, billionaires, even the pressure to be frugal forever—and learn from real people with real solutions.
These insights packed in short episodes will help you
👉create freedom
👉peace of mind
👉and a life that feels worth waking up grateful, every damn day.
Because we don’t need more hype. We need real stories, real results, and real change.
Watch the series here:
youtube.com/playlist?list=PLx...
4 months ago | [YT] | 1
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Bernadebtjoy
I'm a 40 year old first gen American exploring options to move abroad. Would you like to see more content sharing how you can travel smart and even move overseas?
4 months ago | [YT] | 0
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Bernadebtjoy
Exciting news goal crushers! CRUSH Your Money Goals: 25 Smart Money Habits to Save, Invest and Reach Financial Freedom has just passed 5,000+ copies sold!
Thanks to you who invested in US (you + me) by buying the book! A reminder if you bought it but haven't finished it, this is your sign (4th quarter of the game that is 2025!)
And if you haven't invested less than $20 to learn from a millionaire mentor, grab it now on audible for 30% off!
www.audible.com/pd/CRUSH-Your-Money-Goals-Audioboo…
5 months ago | [YT] | 4
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Bernadebtjoy
It’s officially the back half of the year—and that means it’s the perfect time to reset, refocus, and finish 2025 strong 💪🏼.
I don't think a lot of people know this about me: I accomplish 4 year's worth of progress in a year. I treat quarters like years and weeks like months.
It doesn't meant I work hard, it means I work REALLY efficiently.
So for me July is actually my 3rd year in 2025.
Curious to learn from me as your millionaire mentor?
To help you do just that, we’re kicking off the July Cha-Ching Challenge!
Here’s how it works:
✅ Complete 20 out of 25 simple money moves in our checklist
🎁 Be entered to win one of 20 $25 gift cards or a signed copy of CRUSH Your Money Goals!
🎉 PLUS get access to a bonus coaching session with Bernadette Joy to get personal guidance on your money goals
Whether you're saving, paying down debt, or just want to feel more in control of your finances, this challenge is designed to be fun, low-stress, and completely judgment-free.
👉 Sign up here get your checklist and enter to win:
www.crushyourmoneygoals.com/freeguide
8 months ago | [YT] | 1
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Bernadebtjoy
Talking with my friend @HelloSeven (Rachel Rodgers) about the myths that are keeping you from being your best financially free self was amazing. Check it out and let me know what you think.
9 months ago | [YT] | 1
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Bernadebtjoy
Is your salary stopping you from that dream vacation? Well, I sat down with Business Insider's Katherine Fan and broke down how you can ENJOY your next vacation without the financial stress!
9 months ago | [YT] | 1
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Bernadebtjoy
Are you looking for the secret to a cost-effective summer vacation? Well, do I have a video for you. I was able to interview the wonderful Julia from @geobreezetravel. She breaks down some tips you need to know to make your next trip one that won't break the bank!
9 months ago | [YT] | 1
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Bernadebtjoy
Having been able to attend Travelcon recently, I met a ton of fascinating people and influencers in the space. It was great and I want to share with you one interview with a travel influencer couple that is amazing. Check them out on IG: MilesCouple
9 months ago | [YT] | 1
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Bernadebtjoy
When you talk about money, there is a power to it and a learning that can change your perspective. I had an amazing time talking about why WOMEN NEED TO BE TALKING ABOUT MONEY MORE!
10 months ago | [YT] | 0
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