Welcome to Money & Freedom — Simple Strategies for Financial Independence.
I’m Jeff, and this channel focuses on long-term, rules-based investing with one mission: helping you build wealth simply and sustainably.
Here’s what we focus on around here:
• Clear, easy-to-follow breakdowns of ETFs and income-focused funds
• Straightforward planning built on simplicity and discipline
• Transparent portfolio updates using real numbers
• Cash-flow strategies for retirement and long-term stability
• Practical tools, spreadsheets, and systems you can actually use
If you’re working toward financial independence or want a calmer, clearer approach to wealth building, you’re in the right place.
🌱 Join the Financial Freedom Friends:
youtube.com/@JeffTeeples/join
Note: All content is educational only and not personalized financial advice.
Jeff Teeples – Money & Freedom
Hello all,
I decided to leave the Bitcoin game today, and I wanted to make a detailed post about it.
Key note: Do not skip this post if you are invested in BTCI. Important tax information below.
My history with BTC:
I invested in BTC on a crypto broker beginning in 2021. I did very well there, more than doubling my money. I sold for LTCG and transitioned into IBIT on E*Trade when it became available. I think IBIT is a MUCH safer way to hold BTC than the online crypto exchanges, but this post isn’t going to get into all of that.
My IBIT position was sold in late 2025, and I transitioned the money to SGOV (about 5.5k) and BTCI (about 52k). I don’t have faith in BTC “long‑term” (never have) and decided to profit during the ride with the cash flow from BTCI. This came at a lucky time because BTC fell from 103k to 64k (as of today). I say lucky because BTCI outperformed IBIT since that big move. Of course, selling at 103k and running would have been the best move.
I finally got my tax forms from E*Trade, and I was surprised... not in a good way. I received $2,015 of dividends from BTCI in 2025. Unfortunately, 55.5% of that was taxed as ordinary income, while 44.5% was ROC (zero taxes in the current year and eventually LTCG that I would turn into 0% in retirement).
I decided it wasn’t worth it and pulled the trigger on a sale. The proceeds went to QQQI and SGOV (still building cash).
All told, I made $6,390 on BTC (IBIT & BTCI) in E*Trade, and I have a 20k loss to offset QQQI cost basis moving forward (the 26k gains are already recognized — all long‑term capital gains or dividends). So even with the bummer move of not staying out after the IBIT sale, things worked out alright.
Also, QQQI has AMAZING news that I will share in a special video after my next portfolio update. It was even better than I imagined. Nerdy details coming soon (:
Time will tell if I’m TRULY done with crypto, but I’m okay on the sidelines for now. Can’t wait to touch on these things in my next video!
Catch you then ^
Teeps
3 weeks ago | [YT] | 77
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Jeff Teeples – Money & Freedom
Hey all!
Quick heads up: the bots have officially won. Spam on YouTube has gotten unbearable, especially with them replying directly to my loyal subscribers (and I can’t blanket-block a whole thread anymore).
I’ll now be holding all comments for review by default. Don’t worry though - if you’re a real person, I’ll add you to the trusted list after your first comment, and from then on your posts will show up right away.
I also wiped the slate clean by unblocking everyone for a fresh start. It might feel a little clunky at first, but it’s all for the greater good.
You know what time it is... LET'S GROW!
Teeps
5 months ago | [YT] | 134
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Jeff Teeples – Money & Freedom
Hey all!
Snowball Analytics is running a 30% off sale until September 24th. If you’ve been looking for a detailed portfolio tracker, this is the one I personally use to track the HODL Factory against a variety of ETFs.
snowball-analytics.com/register/jeffteeples
You can try it for free, and if you like what you see, the discount is a great way to lock in savings. Even at full price I think it’s excellent value.
This isn’t a sponsored post — but the affiliate link above does give you the discount and also supports my channel with a small kickback. Appreciate it if you check it out!
Peace!
6 months ago (edited) | [YT] | 12
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Jeff Teeples – Money & Freedom
Happy Friday all!
I have decided to open up the channel membership after many emails from this great community. It is a way for anyone to provide extra support. You taking the time to watch the videos and being involved in the comments is already awesome support! But if you do want to go above and beyond, I truly appreciate it, and here is the link:
youtube.com/channel/UCso63eF415eCFe-ELiEhCCg/join
All of my content is still free for the masses. This is what kept me up the first time around with the membership. I felt guilty if I wasn't adding lots of extra value and I ultimately shut it down. The 'perks' are badges, emotes, comment priority, and maybe some random stuff in the future. Really, this is a completely unrequired way for you to show extra love. We are going 100% guilt free this time around (:
Have a great weekend! Last thing before we end this post... You know what time it is...
9 months ago (edited) | [YT] | 53
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