INDmoney

Peter Lynch vs. Deepak Shenoy: Two Roads to Wealth?

Peter Lynch famously said, “Invest in what you know.”
But Deepak Shenoy (Founder, Capitalmind) says — “Asset allocation beats stock picking any day.”

So, who’s right?

👉 Lynch ran the legendary Magellan Fund, with 1,000 stocks in the portfolio! He diversified massively.
👉 Shenoy believes you can’t control individual stocks, but you can control your exposure across asset classes.

Know what you’re buying, but don’t bet your future on just one thing.

Diversify. Build Smart. Play Long!

Want to hear more from Deepak on why diversification wins over stock-picking hype?


📺 Watch the full episode here: https://youtu.be/3OnIir3Pnzs


By The Way, what’s your approach to investing?

4 days ago | [YT] | 10

INDmoney

In our latest podcast, Ravi Handa drops a truth bomb 💣

"If you’re retiring early because you hate your job, you haven’t built a career, you’ve run away from it."

That hit hard.

Retirement isn’t just about having ₹5–10 crore in the bank. It’s about purpose, identity, and building a life you don’t need to escape from.

So we’re asking👇

What’s your biggest reason to aim for early retirement?

Check out the full episode now - https://youtu.be/nXKM7ImEfzs

This one challenges everything you thought about FIRE.

1 week ago | [YT] | 15

INDmoney

🎓 Thinking of doing an MBA? Feeling stuck in your current job?

In this episode, we sat down with Ravi Handa—educator, entrepreneur, and someone who’s guided thousands of MBA aspirants—to talk about the real value of an MBA in today’s world.

From skyrocketing tuition fees (₹30L+ in India and ₹1Cr+ abroad) to the tough call of taking an education loan, this conversation dives deep into:

- Whether an MBA is still worth the money

- How to evaluate ROI from B-Schools

- Common myths vs. reality of placements

- Why some people shouldn't do an MBA

And why, for many, it’s the best decision they’ll ever make

💬 “You're not just paying for classes, you're buying a second chance at your career.”

If you've ever asked yourself, "Should I do an MBA?" — this episode is your answer.

📺 Watch the full episode now
https://youtu.be/nXKM7ImEfzs

Question For You -
Is an MBA still worth it in 2025?

1 week ago | [YT] | 11

INDmoney

Most investors focus on when to buy mutual funds, but the real game is knowing when to sell.

We sat down with Professor Vinny Arora, a finance educator and SEBI-registered investment advisor, who shared his simple framework on when it's time to exit a mutual fund.

Here are three key signals that indicate it may be time to sell:

✅Your financial goal is achieved – If your SIP was tied to a specific milestone like a car, vacation, or home, and you've reached it, it’s time to redeem.

✅Your asset allocation has shifted – If equity now makes up too much of your portfolio due to market movement, consider rebalancing.

✅Your fund is consistently underperforming – If it fails to deliver during both market highs and lows, it may be time to switch.

Staying invested is important, but knowing when to exit is just as critical.

Watch the full podcast to get to know more such insights from Professor Vinny Arora -
https://youtu.be/eeGpqhHNQic

Poll For you-

2 weeks ago | [YT] | 8

INDmoney

💬 What does building a ₹1 crore corpus really take?
Professor Vinny Arora breaks it down into 3 simple steps—even if your monthly salary is ₹50K to ₹1L.

The magic lies in consistency, SIPs, and a mindset shift:
✅ Start with ₹20,000 monthly SIP
✅ Increase it by just 6% every year
✅ Stay invested for 15 years

Result? You don’t just hit ₹1 crore—you cross ₹1.5 crore.
And the best part? No crazy market predictions or overnight riches. Just discipline and time.

Watch the full podcast to get to know more such insights from Professor Vinny Arora -
https://youtu.be/eeGpqhHNQic

Who is Professor Vinny Arora?
Professor Vinny Arora is a SEBI-registered investment advisor and finance educator at Delhi University, known for simplifying personal finance and helping young Indians build wealth through practical investing strategies.

Poll For you-

What's your target investment corpus in the next 10-15 years?

2 weeks ago | [YT] | 19

INDmoney

How much is your portfolio down today? 🫣🔴⬇️

2 weeks ago | [YT] | 21

INDmoney

Are we more than our job titles?" 🤔

Amit Upadhyay said something that really hit hard in our latest podcast:

“We make our identity with our job… I am my title. But when that title is gone, we don't know what to say about who we are.”

We live in a world where your designation often becomes your introduction.
👉 “I work at XYZ MNC.”
👉 “I’m a Senior Analyst.”

But does your job really define your worth?

And in the race for promotions, salary hikes, and fancy LinkedIn bios… are we missing the bigger picture—true financial independence and a life beyond just our 9-to-5?

Let’s talk:
💬 Do you feel your identity is tied to your job title?
💬 What would you say defines you—beyond your job?

3 weeks ago | [YT] | 1

INDmoney

“There was a fascination with the $1 million figure…” — Amit Upadhyay

Like many chasing financial freedom, Amit believed hitting that magic number would unlock true independence. But reality hit differently.

In our latest podcast short, he breaks down how his perspective evolved while planning his FIRE journey—and why your dream corpus might need a serious rethink. 💰

If you’re in your 20s or 30s and thinking about financial independence, this one’s a reality check you don’t want to miss.

Watch the Full Podcast Here 👇
https://youtu.be/nCzOVfzzoJs


#FIRE #FinancialFreedom #WealthPlanning #INDmoneyPodcasts #RetireYoung

4 weeks ago | [YT] | 0

INDmoney

💸 “We all want to send our kids abroad. But do we even have a plan?”

In our chat with Amit Upadhyay, who retired at 46, this one line hit hard:

“76% of parents want their child to study abroad. But 53% haven’t planned for it.”

We don’t think twice before dreaming big for our kids—best universities, global exposure, a brighter future.
But when it comes to finances? We wing it.
Many end up dipping into their retirement savings. Some scramble for last-minute loans.

Amit breaks down:

Why this emotional decision needs cold, long-term planning

How to separate education funds from your retirement corpus

The myth of “we’ll manage it when the time comes”

And the only way to truly secure both your child’s dreams and your own future

🎧 Full podcast out now - https://youtu.be/nCzOVfzzoJs
This one’s not just for parents—it’s for every Indian adult who’s ever said: “We’ll figure it out later

Poll for You: What's your current plan for your child’s higher education?

#FinancialPlanning #EducationGoals #INDmoney #PodcastInsights

4 weeks ago | [YT] | 8

INDmoney

5 Money Traps That Could Delay Your Financial Freedom
Retiring early isn’t just about saving—it’s about avoiding costly mistakes along the way.

In our latest podcast, Amit Upadhyay, who became financially independent at 46, breaks down 5 financial traps that most Indians fall into:

🚸 Not planning early for your child’s education
🏠 Treating your home as an “investment”
🎓 Letting education loans drag for years
🏥 Not being prepared for medical emergencies
👴 Delaying retirement planning—or assuming your kids will take care of it

Watch the full episode to learn how to sidestep these traps and build your own FIRE roadmap. 🔥
📺 https://youtu.be/nCzOVfzzoJs

#FinancialFreedom #MoneyTraps #EarlyRetirement #FIREmovement #INDmoneyPodcasts

1 month ago | [YT] | 32