I have 6+ years of experience in the banking industry. Worked with India’s leading private sector banks like HDFC Bank and Axis Bank.

My expertise includes Loans, Credit Cards, Sales, Operations. Throughout my career, I have worked closely with customers and gained practical, real-world experience in loan approvals, credit assessment, eligibility criteria, and banking operations.

This channel is dedicated to sharing honest and practical knowledge about banking, loans, credit cards, and financial awareness in simple language. My goal is to help people make informed financial decisions and avoid common banking mistakes.

Please contact the below mentioned email id for any query - ravikumar021199@gmail.com

Disclaimer - Whatever I say on this channel videos has nothing to do with my employer, it is my own channel and my own thoughts. Like some people who play cricket and trading, I also educate people about some things in my free time through videos.