Sagar Sinha
Learn Finance the Desi Way with Sagar Sinha!
Welcome to the official channel of Sagar Sinha – a Finance Educator who teaches Stock Market, Mutual Funds, Cryptocurrency, and Personal Finance in the most simple, desi, no-jargon style.
Sagar Sinha is a well-known Finance Educator, Author & Angel Investor. who is on a mission to make financial literacy accessible to every Indian. Through his engaging and easy-to-understand videos, he educates people about the stock market, mutual funds, cryptocurrency, SIP, SWP, insurance, tax planning, and much more.
What makes Sagar different is his unique desi teaching style. He explains even the most complex financial concepts in simple Hindi and Hinglish, using real-life examples and day-to-day language.
Email :
biz.sagarsinha@gmail.com
Sagar Sinha
Work Hard For Money... Today's Saving Tomorrow's Wealth
16 hours ago | [YT] | 1,070
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Sagar Sinha
Quick profit ke chakkar me log apni long-term wealth gawa dete hain – aur phir bolते hain market dangerous hai.
18 hours ago | [YT] | 307
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Sagar Sinha
500 रुपये के नोट बंद हो रहे है ?
youtube.com/shorts/4xRm2LtTE8...
2 days ago | [YT] | 4
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Sagar Sinha
Duniya EMI bharne walo ko ‘responsible’ bolti hai aur SIP bharne walo ko boring… par retirement pe pata chalta hai kaun asli smart tha.
2 days ago | [YT] | 591
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Sagar Sinha
GST Exemption on Insurance – Kya Chal Raha Hai?
1. GST हटा दिया gaya (22 Sept 2025 se)
• Life aur Health Insurance dono pe 18% GST ab nahi लगेगा.
• Matlab Term Plan, ULIP, Endowment, Health Family Floater – sab pe exemption.
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2. Direct Saving up to 18%
• पहले agar ₹50,000 premium tha to ₹59,000 dena padta tha (GST 18% extra).
• Ab wahi premium ₹50,000 hi लगेगा.
• Matlab policyholders ko ek bada relief milega.
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3. Lekin ek Twist hai – ITC Loss
• Insurance companies ab Input Tax Credit (ITC) claim nahi kar पाएंगी.
• Abhi wo apne kharche ka 8–10% GST input adjust kar leti thi.
• Jab wo benefit chala gaya to company ki cost badh jaayegi.
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4. Premium thoda badh bhi sakta hai (3–5%)
• Experts bol rahe hain ki insurers apna margin bachane ke liye base premium 3–5% tak increase karenge.
• Matlab consumer ko pura 18% ka fayda nahi milega – actual saving shayad 10–12% ke aas paas hi ho.
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5. Net Impact
• Short-term me mixed hoga:
• Saving milegi (GST hatne se) ✅
• Lekin base premium bhi thoda badhega ❌
• Long-term me overall benefit hi rahega policyholders ko.
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Aapke Liye Kya Advice hai?
👉 Agar renewal date September ke baad aa rahi hai, wait karke payment karo – GST exempt milega.
👉 Compare karo alag-alag insurers ke plans, kyunki sab ka premium adjust alag hoga.
👉 Senior citizens aur middle-class buyers ke liye bada relief hai – kyunki unke liye premium kaafi mehenga hota hai.
3 days ago | [YT] | 61
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Sagar Sinha
isnt it?
3 days ago | [YT] | 951
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Sagar Sinha
Mutual fund SIP aur gym dono same hain – shuru sab karte hain, par result sirf unko milta hai jo consistency rakhen
4 days ago | [YT] | 1,648
View 41 replies
Sagar Sinha
5 days ago | [YT] | 1,006
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Sagar Sinha
Stock market me bina plan invest karna waise hi hai jaise shaadi me bina budget ke जाना – shuru me maza aata hai, baad me pocket khali ho jati hai.
6 days ago | [YT] | 1,914
View 38 replies
Sagar Sinha
दुख में डूबा हुआ इंसान ये मान लेता है कि उसके दुखो का कोई अंत नहीं और सुख में डूबा हुआ इंसान ये मान लेता की उसके सुख हमेशा ही ऐसे रहने वाले है । मगर सच तो ये है समय कब कैसा होगा कोई नहीं जनता
1 week ago | [YT] | 3,762
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