As a licensed Real Estate Broker and NMLS licensed Mortgage Banker & Broker the views provided on this channel come from personal experience. Mortgage and Real Estate law and guidelines are constantly changing, therefore some information may be outdated. My area of expertise is working with Realtors and Homebuilders to provide their buyers with the best financing options and to provide solutions for buyers that have been told they cannot qualify for their new home. Our passion is in assisting US Military Veterans with the highest level of service and the best strategies available - for their new home purchase. NMLS ID 174457 loanDepot.com,LLC Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act CRMLA 4131040