Updates to systems & valuable niche list Oct 2025

expanding residential lending- 5-8 units and mixed use 49% commercial -Open Office discussion Oct 8

Eric Open Office Oct 7 Property Options full session

income calculator full doc and bank statement A&D Mtg

DSCR review video

DSCR ADvantage at AD Mortgage mini review

State List for Biz Purpose exceptions AD Mortgage LLC, originate & close virtually anywhere...@

Great scenario finder: Quick Pricer admortgage.com

Great scenario finding tool: Quick Pricer

What happened with Flagstar to Mr Cooper to AD Mortgage

We’re celebrating 3,000+ ADvantage Loyalty Program members, but we noticed you’re not one of them!

Flagstar TPO team joins the nations largest Non QM lender A&D Mortgage

Income Calculator and AD Conceirge service

April 22 earth day Open Office Session Exit Flagooper enter ADmortgage.com

Origination to Disclosure at AIM Portal MP4

AIM origination process #ericclarkaeinfo

Quick Pricer at ADmortgage.com details shared from last open office call

DU v12 Fannie Mae modernizes risk response & LTVs change for value accepts.

TBD increase efficiency & eliminate uncertainty

FHA large deposit & gift rules get easier

TPO to transition 1100 staff members to Mr Cooper by year end #EricClarkAEInfo

3% down options and a $2500 grant

It’s spring time of change. Keep up with changes for appraisal alternatives

March 2024 latest updates and annoucements

Should you? Of course you should, sharing what I learned at independent #mortgagelending event

Week 5 2024 Corr App & Closing Disclosure

Week 4 2024 new LE CD #ericclarkaeinfo

Week 3 2024 message on Fed not cutting?

33 year anniversary Got Non QM access? episode #2 2024

Week 1 Market and Memos

week 52 2024 update and info

This week in mortgage 12/15/23

student loans and DTI calculation depending on agency

email alerts

Manual Refer Eligible underwriting

manual uw video notes

Flagstar Advantage Bank Statement non Qualified Mortgage “Non QM”

Unique products for non traditional homes.

The 3 great 3% down agency loans...know the difference

Non QM Advantage Bank Statement Loan

5% Down 2-4 Unit purchase

Do you know the difference between the 3 great 3% down loans?

September 11, 2023

Hocking Hills Ohio- love those caverns, creeks and hollows.

Custom MI quotes from TPO.Flagstar.com

Celebrating a seasoned team, Flagstar TPO National Meetings

Down Payment Assistance (DPA) get them approved and used with Flagstar

June 19, 2023 Celebrate, explore, dicover @pineknobskischool

Closest to the Flag on the course..& Market updates

RENOVATIONS w/ Eric Clark AE Info

Renovation loans should be in your tool bag

You renovating the inventory...remember location location location. We can fix the rest!

Clinton River explore and discover

Construction Renovation Discussion may 16 2023

Pushed Mat Ishbia

Lock Policy Review TBD, extended locks & float down Flagstar TPO

Manual Underwriting and No FICO FHA options detailed intro

Stats are in Flagstar second largest warehouse lender in US,

April Updates and Review of useful new information #ericclarkaeinfo

Draw and builder approval