Scrimp and Spend - Invidious

Scrimp and Spend

Hi, I'm Ruth, the creator of Scrimp & Spend. Welcome to your home for clear and actionable financial education in the UK.

I started this channel to document how I earn, save, spend, and invest, and to help you build confidence and make smart money moves for your future.

Here, we cover everything from:
-How to start investing
-Budgeting that actually works
-Navigating the UK financial landscape

SUPPORT THE CHANNEL:
If you find my content helpful, you can support the channel by buying me a coffee. Thank you so much!
www.buymeacoffee.com/scrimpandspend

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9:46

How to become a Qualified Financial Adviser in 2026

Scrimp and Spend

Shared 1 week ago

867 views

14:54

I Invested £41k into UK Stocks & Shares ISA (my 4 year return)

Scrimp and Spend

Shared 2 weeks ago

5.1K views

10:45

1-year return from my £25k Vanguard ISA

Scrimp and Spend

Shared 4 weeks ago

5.4K views

11:32

My £20,000 investment on Trading 212 (5-month return)

Scrimp and Spend

Shared 1 month ago

32K views

19:06

What building £160k from scratch taught me about growing wealth

Scrimp and Spend

Shared 1 month ago

1.9K views

9:05

My investments lost £848 (December Portfolio Update)

Scrimp and Spend

Shared 2 months ago

2.2K views

8:54

How I'm turning my £50k ISA into 500k (super easy)

Scrimp and Spend

Shared 2 months ago

7K views

8:01

How I Made £17,976 Passively (using my ISA & savings)

Scrimp and Spend

Shared 2 months ago

4.4K views

9:09

My Investments Made More Than My Salary (Again)

Scrimp and Spend

Shared 3 months ago

15K views

9:03

ISA vs pension: which grew more? (my 7 year return)

Scrimp and Spend

Shared 3 months ago

3.8K views

8:49

My £21k Vanguard ISA 4-year return & why I'm leaving

Scrimp and Spend

Shared 3 months ago

30K views

11:01

My investments returned more than my full time salary!

Scrimp and Spend

Shared 3 months ago

9.6K views

9:11

How To Pay Off Your House In 10 Years Or Less

Scrimp and Spend

Shared 4 months ago

918 views

9:44

How we overpaid our Mortgage by £53,000 in 5 years!

Scrimp and Spend

Shared 4 months ago

3.2K views

8:26

How my investments made £3,742 in 60 days (while I did nothing)

Scrimp and Spend

Shared 4 months ago

3.5K views

9:50

Don't let your workplace pension RUIN your retirement.

Scrimp and Spend

Shared 5 months ago

4.3K views

8:03

The £1.5M Pension Mistake (And How to Fix it in 2 Clicks)

Scrimp and Spend

Shared 5 months ago

834 views

11:05

Why I Don’t Recommend Trading 212 After Investing £20,000!

Scrimp and Spend

Shared 6 months ago

23K views

8:15

The REAL Cost of My £50,000 Investment Portfolio

Scrimp and Spend

Shared 6 months ago

843 views

12:43

How I Invested My First £50,000 (And Why I'm Changing Everything)

Scrimp and Spend

Shared 6 months ago

9.7K views

6:59

My 4 Simple Spending Rules to Invest More, Effortlessly in 2025

Scrimp and Spend

Shared 6 months ago

1K views

7:10

Why 93% of Investors Fail (and how to be in the 7%)

Scrimp and Spend

Shared 7 months ago

1.2K views

9:20

The Unfair Tax Traps Designed To Catch You Out

Scrimp and Spend

Shared 7 months ago

749 views

10:30

How to Invest in the Stock Market: My £1M Strategy in 10 Mins

Scrimp and Spend

Shared 7 months ago

1.3K views

8:42

Investment portfolio update - I MAXED out my ISA!

Scrimp and Spend

Shared 7 months ago

1.5K views

15:48

How Much I Make from Saving and Investing (Passive Income)

Scrimp and Spend

Shared 8 months ago

4.3K views

8:43

I Quit My Job and Here’s What Happened Next! (realistic results)

Scrimp and Spend

Shared 8 months ago

969 views

8:02

April 2025 Portfolio Update - I Left Trading 212

Scrimp and Spend

Shared 8 months ago

8.8K views

8:30

Invest in fixing the #1 money mistake you're making

Scrimp and Spend

Shared 9 months ago

785 views

8:36

Are Trading 212 Money Market Funds Safe?

Scrimp and Spend

Shared 9 months ago

786 views

6:52

The stock market is going CRAZY in April 2025 (Investment Update)

Scrimp and Spend

Shared 9 months ago

1.7K views

12:25

MAXING out my Stocks and Shares ISA? │ My Investment Portfolio Update

Scrimp and Spend

Shared 10 months ago

619 views

10:17

Stock Market Crash! My Investment Portfolio Update (March 2025)

Scrimp and Spend

Shared 10 months ago

2.4K views

9:42

The #1 wealth killer no one talks about | Housing Crisis

Scrimp and Spend

Shared 10 months ago

1K views

10:01

Why EVERYTHING changes after saving your first 10k

Scrimp and Spend

Shared 11 months ago

2.9K views

9:47

Why Financial Freedom Starts at 100k | Net Worth Explodes

Scrimp and Spend

Shared 11 months ago

3.2K views

14:45

How I Doubled My Salary UK (4 Tips For Higher Pay)

Scrimp and Spend

Shared 11 months ago

541 views

21:57

My £45k Household Budget (beginner friendly guide)

Scrimp and Spend

Shared 11 months ago

794 views

17:22

Explaining my 150k Net Worth (and where it came from)

Scrimp and Spend

Shared 1 year ago

1.1K views

10:39

Revealing My Net Worth (at 28 in the UK)

Scrimp and Spend

Shared 1 year ago

3K views

12:44

My Top 4 Zero Risk Strategies for Building Wealth

Scrimp and Spend

Shared 1 year ago

830 views

14:29

I Paid Half My Mortgage in 4 Years! (here's how)

Scrimp and Spend

Shared 1 year ago

1.7K views

14:29

T212 vs Invest Engine: The Best Investment ISA Compared

Scrimp and Spend

Shared 1 year ago

1K views

15:13

I Invested £21k into UK Stocks & Shares ISA (my 3 year return)

Scrimp and Spend

Shared 1 year ago

34K views

8:00

How to Save Money: Unlock Financial Freedom with these Tips!

Scrimp and Spend

Shared 1 year ago

901 views

8:31

Why You NEED to Save Money (more important than making it)

Scrimp and Spend

Shared 1 year ago

811 views

11:49

I Took the Leap: QUITTING my Job to Start a Business

Scrimp and Spend

Shared 1 year ago

916 views