Scrimp and Spend - Invidious

Scrimp and Spend

Hi, I'm Ruth, a financial coach sharing clear and actionable financial education in the UK. I started this channel to document how I earn, save, spend, and invest, and to help you build confidence and make your own smart money moves.

Here, we cover everything from:
-How to start investing
-Budgeting that actually works
-Navigating the UK financial landscape

Visit my website to book your FREE call.

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9:03

I Kept £20k in Trading 212 for 1 Year (Final Results)

Scrimp and Spend

Shared 1 week ago

15K views

9:41

HMRC Is Taxing Savings: What to Do With £50k

Scrimp and Spend

Shared 2 weeks ago

34K views

9:30

The New 22% ISA Charge (and how to easily avoid it)

Scrimp and Spend

Shared 1 month ago

64K views

7:33

My £20k investment on Trading 212 11 month return

Scrimp and Spend

Shared 1 month ago

6.9K views

8:15

Barclays brings investor fees in line with Trading 212!

Scrimp and Spend

Shared 2 months ago

3.2K views

10:47

Is one global investment fund best? (this one returned 31%)

Scrimp and Spend

Shared 2 months ago

2.9K views

8:18

My investments pay more than a job! (ISA portfolio update)

Scrimp and Spend

Shared 3 months ago

11K views

8:03

My £20k investment on Trading 212 (10-month return)

Scrimp and Spend

Shared 3 months ago

11K views

9:23

I tried Trading 212 for two years (£27,138 invested)

Scrimp and Spend

Shared 3 months ago

13K views

10:19

I turned £100 into THIS in 12 months (InvestEngine portfolio update)

Scrimp and Spend

Shared 3 months ago

2.4K views

4:51

The BEST way to AUTO INVEST on Trading 212 for recurring payments (full step-by-step tutorial)

Scrimp and Spend

Shared 4 months ago

3.6K views

9:23

Why I'm overpaying my mortgage as an investor

Scrimp and Spend

Shared 4 months ago

2.4K views

8:28

My investments on Trading 212 just got BIGGER

Scrimp and Spend

Shared 4 months ago

3.7K views

9:56

My new £6.5k investment on Trading 212

Scrimp and Spend

Shared 4 months ago

3.7K views

8:20

My £30,000 ISA on Trading 212 (cash & stocks)

Scrimp and Spend

Shared 4 months ago

5K views

8:50

My £20,000 investment on Trading 212 (8-month return)

Scrimp and Spend

Shared 5 months ago

10K views

11:36

My NEW favourite investment fund

Scrimp and Spend

Shared 5 months ago

4.9K views

10:20

How I invest 5x more money than everyone else

Scrimp and Spend

Shared 6 months ago

3.2K views

9:46

How to become a Qualified Financial Adviser in 2026

Scrimp and Spend

Shared 6 months ago

2K views

14:54

I Invested £41k into UK Stocks & Shares ISA (my 4 year return)

Scrimp and Spend

Shared 7 months ago

9.1K views

10:45

1-year return from my £25k Vanguard ISA

Scrimp and Spend

Shared 7 months ago

6.3K views

11:32

My £20,000 investment on Trading 212 (5-month return)

Scrimp and Spend

Shared 8 months ago

84K views

19:06

What building £160k from scratch taught me about growing wealth

Scrimp and Spend

Shared 8 months ago

2.1K views

9:05

My investments lost £848 (December Portfolio Update)

Scrimp and Spend

Shared 8 months ago

2.3K views

8:54

How I'm turning my £50k ISA into 500k (super easy)

Scrimp and Spend

Shared 8 months ago

8.4K views

8:01

How I Made £17,976 Passively (using my ISA & savings)

Scrimp and Spend

Shared 9 months ago

4.6K views

9:09

My Investments Made More Than My Salary (Again)

Scrimp and Spend

Shared 9 months ago

16K views

9:03

ISA vs pension: which grew more? (my 7 year return)

Scrimp and Spend

Shared 9 months ago

4K views

8:49

My £21k Vanguard ISA 4-year return & why I'm leaving

Scrimp and Spend

Shared 10 months ago

31K views

11:01

My investments returned more than my full time salary!

Scrimp and Spend

Shared 10 months ago

9.7K views

9:11

How To Pay Off Your House In 10 Years Or Less

Scrimp and Spend

Shared 10 months ago

1.1K views

9:44

How we overpaid our Mortgage by £53,000 in 5 years!

Scrimp and Spend

Shared 11 months ago

10K views

8:26

How my investments made £3,742 in 60 days (while I did nothing)

Scrimp and Spend

Shared 11 months ago

3.6K views

9:50

Don't let your workplace pension RUIN your retirement.

Scrimp and Spend

Shared 11 months ago

5.3K views

8:03

The £1.5M Pension Mistake (And How to Fix it in 2 Clicks)

Scrimp and Spend

Shared 1 year ago

911 views

11:05

Why I Don’t Recommend Trading 212 After Investing £20,000!

Scrimp and Spend

Shared 1 year ago

34K views

8:15

The REAL Cost of My £50,000 Investment Portfolio

Scrimp and Spend

Shared 1 year ago

876 views

12:43

How I Invested My First £50,000 (And Why I'm Changing Everything)

Scrimp and Spend

Shared 1 year ago

9.9K views

6:59

My 4 Simple Spending Rules to Invest More, Effortlessly in 2025

Scrimp and Spend

Shared 1 year ago

1K views

7:10

Why 93% of Investors Fail (and how to be in the 7%)

Scrimp and Spend

Shared 1 year ago

1.5K views

9:20

The Unfair Tax Traps Designed To Catch You Out

Scrimp and Spend

Shared 1 year ago

787 views

10:30

How to Invest in the Stock Market: My £1M Strategy in 10 Mins

Scrimp and Spend

Shared 1 year ago

1.4K views

8:42

Investment portfolio update - I MAXED out my ISA!

Scrimp and Spend

Shared 1 year ago

1.5K views

15:48

How Much I Make from Saving and Investing (Passive Income)

Scrimp and Spend

Shared 1 year ago

4.4K views

8:43

I Quit My Job and Here’s What Happened Next! (realistic results)

Scrimp and Spend

Shared 1 year ago

1K views

8:02

April 2025 Portfolio Update - I Left Trading 212

Scrimp and Spend

Shared 1 year ago

8.8K views

8:30

Invest in fixing the #1 money mistake you're making

Scrimp and Spend

Shared 1 year ago

825 views

8:36

Are Trading 212 Money Market Funds Safe?

Scrimp and Spend

Shared 1 year ago

1K views

6:52

The stock market is going CRAZY in April 2025 (Investment Update)

Scrimp and Spend

Shared 1 year ago

1.7K views

12:25

MAXING out my Stocks and Shares ISA? │ My Investment Portfolio Update

Scrimp and Spend

Shared 1 year ago

637 views

10:17

Stock Market Crash! My Investment Portfolio Update (March 2025)

Scrimp and Spend

Shared 1 year ago

2.4K views

9:42

The #1 wealth killer no one talks about | Housing Crisis

Scrimp and Spend

Shared 1 year ago

1.1K views

10:01

Why EVERYTHING changes after saving your first 10k

Scrimp and Spend

Shared 1 year ago

3.2K views

9:47

Why Financial Freedom Starts at 100k | Net Worth Explodes

Scrimp and Spend

Shared 1 year ago

3.3K views

14:45

How I Doubled My Salary UK (4 Tips For Higher Pay)

Scrimp and Spend

Shared 1 year ago

580 views

21:57

My £45k Household Budget (beginner friendly guide)

Scrimp and Spend

Shared 1 year ago

883 views

17:22

Explaining my 150k Net Worth (and where it came from)

Scrimp and Spend

Shared 1 year ago

1.2K views

10:39

Revealing My Net Worth (at 28 in the UK)

Scrimp and Spend

Shared 1 year ago

3.3K views

12:44

My Top 4 Zero Risk Strategies for Building Wealth

Scrimp and Spend

Shared 1 year ago

863 views

14:29

I Paid Half My Mortgage in 4 Years! (here's how)

Scrimp and Spend

Shared 1 year ago

1.8K views