An independent (financial adviser's) view - Invidious

An independent (financial adviser's) view

Philip Hanley set up Philip James Financial Services in 2000 (James is Philip’s middle name), and we have been directly authorised with our regulator, the Financial Conduct Authority, since 2011.

This means we’re completely independent and not part of a network or tied to any other big company. Which is why we’ve changed our name to Philip James Independent Financial Advice so you can be sure we do what we say on the tin.

We offer straightforward, personal investment, pensions and protection advice. We have over 500 clients for whom we look after some £150m.

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16:42

Adviser Q&A: DIY Investing, Workplace Pensions & Cash Buffers Explained

An independent (financial adviser's) view

Shared 1 week ago

46 views

17:41

Your Questions Answered: Pensions, AI, and Your Taxes

An independent (financial adviser's) view

Shared 4 weeks ago

80 views

6:54

Your kids are facing pension poverty!

An independent (financial adviser's) view

Shared 1 month ago

220 views

6:35

Why you shouldn't worry about Inheritance Tax

An independent (financial adviser's) view

Shared 1 month ago

266 views

9:30

Is Your Financial Plan "Full Fat" or "Skinny"?

An independent (financial adviser's) view

Shared 2 months ago

142 views

11:19

The Rules of Money Have Changed. Here is What Works in 2026.

An independent (financial adviser's) view

Shared 2 months ago

133 views

8:49

Pensions are ridiculous (but they shouldn't be)

An independent (financial adviser's) view

Shared 3 months ago

150 views

5:34

Why don't they teach this stuff at school?

An independent (financial adviser's) view

Shared 4 months ago

87 views

4:58

What's the point of being green?

An independent (financial adviser's) view

Shared 5 months ago

45 views

4:27

Websites (especially ours), emails and AI

An independent (financial adviser's) view

Shared 5 months ago

46 views

4:31

What's happening to ISAs?

An independent (financial adviser's) view

Shared 5 months ago

75 views

4:00

What are we great at?

An independent (financial adviser's) view

Shared 5 months ago

51 views

5:04

Tax is very complicated...

An independent (financial adviser's) view

Shared 6 months ago

116 views

5:33

What will happen in 2026?

An independent (financial adviser's) view

Shared 6 months ago

58 views

5:44

The future and past of financial advice

An independent (financial adviser's) view

Shared 7 months ago

69 views

5:24

Your annual review what is it and why do we do it?

An independent (financial adviser's) view

Shared 7 months ago

66 views

5:32

The Budget - an independent view

An independent (financial adviser's) view

Shared 7 months ago

76 views

5:23

Budgets Past

An independent (financial adviser's) view

Shared 7 months ago

99 views

7:09

The AI Bubble - pop?

An independent (financial adviser's) view

Shared 8 months ago

68 views

6:20

Consolidators and Integrators and Financial Advice

An independent (financial adviser's) view

Shared 8 months ago

41 views

5:34

Your 'Attitude to Risk'

An independent (financial adviser's) view

Shared 8 months ago

40 views

6:51

Investing Responsibly Revisited

An independent (financial adviser's) view

Shared 9 months ago

35 views

6:59

Giving it all away? Gifting and IHT

An independent (financial adviser's) view

Shared 9 months ago

171 views

6:22

Are your investments doing too well?

An independent (financial adviser's) view

Shared 9 months ago

174 views

5:43

Tax-free cash - what might happen?

An independent (financial adviser's) view

Shared 9 months ago

895 views

6:09

Tax on your investments and savings

An independent (financial adviser's) view

Shared 9 months ago

211 views

6:08

What might happen in the Budget?

An independent (financial adviser's) view

Shared 10 months ago

9.8K views

5:01

Why do I need a financial adviser?

An independent (financial adviser's) view

Shared 10 months ago

86 views

6:25

What is an annuity?

An independent (financial adviser's) view

Shared 11 months ago

66 views

6:03

Who wants to be a billionaire?

An independent (financial adviser's) view

Shared 11 months ago

107 views

6:40

The Show Must Go On - talking to the next generation

An independent (financial adviser's) view

Shared 11 months ago

87 views

4:09

Can I afford to retire?

An independent (financial adviser's) view

Shared 11 months ago

140 views

5:16

IHT and the art of selling life assurance

An independent (financial adviser's) view

Shared 11 months ago

140 views

5:28

What is an investment bond?

An independent (financial adviser's) view

Shared 1 year ago

68 views

4:47

The NHS and the future of financial advice

An independent (financial adviser's) view

Shared 1 year ago

46 views

4:15

Finding and choosing a financial adviser

An independent (financial adviser's) view

Shared 1 year ago

81 views

4:24

Full Circles and The Fluffy Stuff

An independent (financial adviser's) view

Shared 1 year ago

43 views

3:55

SOS! Will bonds be Trump's Waterloo?

An independent (financial adviser's) view

Shared 1 year ago

48 views

4:12

Mind the (Advice) Gap

An independent (financial adviser's) view

Shared 1 year ago

44 views

4:38

Making a Difference

An independent (financial adviser's) view

Shared 1 year ago

43 views

7:44

Being Ethical and Staying Positive (Impact)

An independent (financial adviser's) view

Shared 1 year ago

52 views

4:21

Why invest when it can all go so wrong?

An independent (financial adviser's) view

Shared 1 year ago

70 views

6:38

What about our investments, Philip?

An independent (financial adviser's) view

Shared 1 year ago

156 views

6:07

lastminute.com

An independent (financial adviser's) view

Shared 1 year ago

53 views

4:34

Your investments what next

An independent (financial adviser's) view

Shared 1 year ago

49 views

4:56

Pensions - back to basics

An independent (financial adviser's) view

Shared 1 year ago

66 views

4:49

IHT again and trusts

An independent (financial adviser's) view

Shared 1 year ago

70 views

5:01

Relief from Inheritance Tax?

An independent (financial adviser's) view

Shared 1 year ago

73 views

6:08

Life, death and taxes

An independent (financial adviser's) view

Shared 1 year ago

69 views

6:19

Trump Trump Trump...

An independent (financial adviser's) view

Shared 1 year ago

144 views

4:20

People need People

An independent (financial adviser's) view

Shared 1 year ago

47 views

3:45

Philip James Independent Financial Advice

An independent (financial adviser's) view

Shared 1 year ago

98 views

5:27

Pink Jags, new starts and Merry Christmas

An independent (financial adviser's) view

Shared 1 year ago

115 views

5:11

The Donald, investments and events, dear boy

An independent (financial adviser's) view

Shared 1 year ago

42 views

4:18

Pensions, IHT and the squeezed middle

An independent (financial adviser's) view

Shared 1 year ago

132 views

4:49

A Smorgasbord - EQ, banks, black cabs, IHT and rebranding

An independent (financial adviser's) view

Shared 1 year ago

53 views

4:29

More Budget and life assurance talk

An independent (financial adviser's) view

Shared 1 year ago

36 views

6:46

Budget Special - could have been worse?

An independent (financial adviser's) view

Shared 1 year ago

93 views

3:01

Not retiring

An independent (financial adviser's) view

Shared 1 year ago

104 views

5:25

The Budget - leaks at last

An independent (financial adviser's) view

Shared 1 year ago

95 views