I'm Reg Hartley. Thirty-eight years I ran a garage in West Yorkshire, and I'll be straight with you.

Here I show you what a car deal really costs — the PCP trap, the balloon payment, the negative equity nobody mentions — and when an old car is worth keeping instead. I give you the real numbers to the pound, I tell you what dealers won't, and I sell nothing. No brand is 'the best' on this channel and you'll find no dealer recommendations here — just household arithmetic from a man who spent his life under the bonnet.

New videos regularly. If you want to know what you're actually signing, you're in the right place.