📈 Welcome to CreditWithShear – Where real people learn how to build real credit power 💳💼

I’m Michael Shear—Christian, husband, father of 3, and entrepreneur who learned the hard way how powerful a clean credit profile really is. After raising my score to an 800+ and unlocking $50K+ in business funding, I made it my mission to help others do the same.

This channel is your go-to spot for:
✅ DIY credit repair strategies that actually work
✅ Step-by-step funding game plans
✅ Business credit education made simple
✅ Breakdowns of credit cards, banks, and lenders
✅ Real talk on the mindset and discipline behind building a financial foundation that lasts

Whether you're trying to get your personal credit back on track or ready to scale your business with credit-backed funding—you’re in the right place. I don’t gatekeep here. If I know it, I share it.

🎯 Subscribe if you're ready to take control of your credit, unlock funding, and finally move like the CEO of your life and business.