PJ Gibbs, CFP® - Invidious

PJ Gibbs, CFP®

Helping people within ten years of retirement stop guessing and start making confident income, tax, and investment decisions.

I’m PJ Gibbs, a Certified Financial Planner™, and I work with successful professionals and families in their 50s and early 60s who want clarity around retirement income planning, Social Security strategies, tax-efficient withdrawals, and long-term investment management.

On this channel you’ll learn how to:

• Build a retirement income plan you can trust
• Avoid costly mistakes before retirement
• Understand how much you can safely spend
• Reduce taxes on your 401(k), IRA, and brokerage accounts
• Create a flexible plan that holds up when markets don’t cooperate

If you’re wondering:

“Can I retire in the next five years?”
“How much can I safely withdraw?”
“How do I pay less tax in retirement?”

You’re in the right place.

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14:17

Failed Retirements Aren't From Running Out of Money

PJ Gibbs, CFP®

Shared 3 days ago

431 views

15:18

5 Reasons Starting Social Security at 62 Makes Sense

PJ Gibbs, CFP®

Shared 1 month ago

250 views

12:03

Social Security at 62 vs 67 vs 70 - Which Age Is Right for You?

PJ Gibbs, CFP®

Shared 1 month ago

273 views

12:37

5 Reasons to Retire Sooner Than You Think You Can

PJ Gibbs, CFP®

Shared 1 month ago

80 views

13:45

Here's How to Pay $0 Taxes on $100k Retirement Income

PJ Gibbs, CFP®

Shared 2 months ago

103 views

8:47

The Quiet RMD Mistake 84% of Retirees Make

PJ Gibbs, CFP®

Shared 2 months ago

320 views

12:43

Why Retirees With $1M End Up With WAY More Than They Started With

PJ Gibbs, CFP®

Shared 3 months ago

2.1K views

7:39

Why Retired Millionaires NEVER Tell Anyone Their Number - The Quiet Wealth Rule

PJ Gibbs, CFP®

Shared 3 months ago

417 views

9:20

What To Do If You're Behind For Retirement (Or Ahead) - Average Retirement Savings at age 60

PJ Gibbs, CFP®

Shared 3 months ago

814 views

13:28

7 Things You Must Do Before You Retire - The Retirement Readiness Checklist

PJ Gibbs, CFP®

Shared 3 months ago

270 views

10:05

The Tax Window Most Retirees Miss Completely - Why Retiring at 65 Will Cost You

PJ Gibbs, CFP®

Shared 3 months ago

153 views

13:01

Why You Might Want to Stop 401(k) Contributions 5 Years Before Retirement

PJ Gibbs, CFP®

Shared 4 months ago

67K views

14:44

How Much You Can ACTUALLY Spend in Retirement Without Running Out

PJ Gibbs, CFP®

Shared 5 months ago

1.6K views

14:49

Social Security COLA 2026 - Why $56 Won't Cut It for Your Retirement

PJ Gibbs, CFP®

Shared 6 months ago

210 views

12:46

The 3 Big Tax Mistakes EVERY Retiree Makes - And How to Avoid Them

PJ Gibbs, CFP®

Shared 6 months ago

2.5K views

12:10

5 Signs You're Actually On Track For Retirement - Even If It Doesn't Feel Like It

PJ Gibbs, CFP®

Shared 6 months ago

1K views

15:09

How Guaranteed Income Changes Retirement Decisions

PJ Gibbs, CFP®

Shared 7 months ago

1.2K views

5:42

5 Quiet Retirement Mistakes People Make in Their 50s

PJ Gibbs, CFP®

Shared 7 months ago

301 views

11:14

Why Retirement Feels Fragile - And How to Feel More Confident About It

PJ Gibbs, CFP®

Shared 7 months ago

108 views

12:10

Why Retirement Income Matters More Than Your Portfolio Balance

PJ Gibbs, CFP®

Shared 7 months ago

695 views

9:13

Can You Actually Retire in the Next 5 Years? How to Know for Sure

PJ Gibbs, CFP®

Shared 8 months ago

165 views

11:30

What starting a Retirement Planning YouTube Channel taught me about retirement

PJ Gibbs, CFP®

Shared 8 months ago

154 views

12:00

Retiring With a Pension - How it changes everything

PJ Gibbs, CFP®

Shared 8 months ago

34K views

17:52

I'm 58 With $1.5M Saved - Can I Actually Retire?

PJ Gibbs, CFP®

Shared 9 months ago

1.2K views

11:09

IRS has updated tax brackets and key contribution limits for 2026 - What retirees need to know

PJ Gibbs, CFP®

Shared 9 months ago

1K views

15:00

The Social Security Decision That Could Cost Your Spouse Thousands

PJ Gibbs, CFP®

Shared 9 months ago

165 views

17:36

How Much Income Will Your Portfolio Actually Generate in Retirement

PJ Gibbs, CFP®

Shared 10 months ago

596 views

19:01

EVERY Executive With Stock Compensation Needs These 5 Tax Moves

PJ Gibbs, CFP®

Shared 10 months ago

368 views

13:07

The 3 BIGGEST Retirement Regrets From Clients Who Waited Too Long

PJ Gibbs, CFP®

Shared 10 months ago

725 views

10:55

Should You Retire All at Once or Gradually - JPMorgan Study

PJ Gibbs, CFP®

Shared 10 months ago

271 views

13:19

10 things I wouldn't do now that I've been a financial advisor for over 10 years

PJ Gibbs, CFP®

Shared 11 months ago

4.3K views

9:59

Three Simple Moves to Lower Taxes Before Retirement

PJ Gibbs, CFP®

Shared 11 months ago

318 views

11:06

Maximize Your Health Savings Account

PJ Gibbs, CFP®

Shared 2 years ago

50 views

5:16

2023 Market Review and What to Expect in 2024

PJ Gibbs, CFP®

Shared 2 years ago

41 views