Baya Financial: FIRST TIME INVESTOR GUIDE TO THE PROPERTY MARKET

ACHIEVE AN INVESTMENT VALUATION FOR YOUR NEXT HMO

REFURBISHMENT BRIDGING: Made Simple!

MORTGAGE STRATEGIES FOR 2026

CAN YOU PURCHASE PROPERTY IN A BRAND NEW SPV OR A TRADING BUSINESS?

🎄 CASE STUDY NUMBER 7!! WHAT HAPPENS WHEN A LENDER SAYS NO 2 WEEKS BEFORE YOU’RE DUE TO COMPLETE?! 🎄

☃️ IT’S DAY 6 OF OUR CHRISTMAS CASE STUDIES!! ☃️

// 🔔 IT’S DAY 5 OF MY CHRISTMAS CASE STUDIES!! 🔔

// 🧑‍🎄 IT’S DAY 4 OF MY CHRISTMAS CASE STUDIES!! 🧑‍🎄

// ☃️IT’S DAY 3 OF MY CHRISTMAS CASE STUDIES!! ☃️

// ❄️ IT’S DAY TWO OF OUR CHRISTMAS CASE STUDIES! ❄️

12 Days of Christmas Case Studies: Finding The Right Lender

// SECOND PART OF MY LANDBAY DAY UPDATE - VALUATIONS OF HMOS!

// HERE’S MY UPDATE FROM TODAY’S LENDER DAY WITH LANDAY PART ONE - MARKET UPDATE!

// LET’S TALK COMMERCIAL MORTGAGES!

// LET’S TALK ABOUT YOUR CREDIT FILE!

// HOW MUCH MONEY DO YOU NEED FOR AN HMO CONVERSION?? //

LET’S TALK ABOUT YOUR CREDIT FILE!

// LET’S TALK BRIDGING FINANCE!!

IT’S SEPTEMBER!!

// LET’S TALK COMMERCIAL VALUATIONS!

// LET’’S TALK PROPERTY COURSES!!

// SO WHAT DO YOU NEED TO CONSIDER WHEN LOOKING AT BRIDGING OPTIONS?

LET’S TALK HOLIDAY LETS!! 🏝️☀️

// WHAT ABOUT A LOWER RATE ON YOUR HMO BUT YOU CAN STILL CHOOSE YOUR VALUER?!

// LET’S TALK EXPERIENCE FOR YOUR BRIDGING LOANS!!

// WHAT DID THE BANK OF ENGLAND SAY ABOUT INTEREST RATES YESTERDAY?!

WHAT DO YOU NEED TO KNOW ABOUT PLANNING?

LET’S TALK ABOUT AUCTIONS!!

WHO’S BEEN TEMPTED WITH A LOWER RATE AT THE EXPENSE OF THEIR ARRANGEMENT FEE??

// DOWN VALUATIONS AND HOW TO AVOID THEM!

// SO WHAT DO YOU NEED TO CONSIDER WHEN LOOKING AT BRIDGING OPTIONS?

// HOW CAN YOU MAXIMISE YOUR LOAN WITH BRIDGING?//

MARKET UPDATE FOR YOU…

PRIVATE INVESTOR FUNDS - ARE YOU DOING YOUR DUE DILIGENCE??

// HOW TO SPEED UP YOUR APPLICATIONS!! //

// NEED A REFURBISHMENT BRIDGE BUT IT’S TOO SMALL FOR MOST LENDERS?? //

// A BENEFIT OF HAVING A GOOD BROKER IN YOIR POWER TEAM! //

// WHAT’S HAPPENED TO MORTGAGE RATES THIS WEEK? //

// THINKING WITH THE END IN MIND!! //

// LET’S TALK ABOUT THE BENEFITS OF BRIDGING FINANCE!! //

// WHAT CAN YOU DO IF YOU DON’T HAVE PLANNING? //

CREDIT REPORTS!!

// MY THOUGHTS ON THE BASE RATE INCREASE AND LONG TERM PREDICTIONS ON RATES… //

WHY IS THERE SUCH A DISPARITY BETWEEN SPECIALIST AND NON SPECIALIST RATES?

WELCOME TO 2023!!

THE SHAWBROOK UPDATE I PROMISED YOU!

// ARE ALL REFURBISHMENT LOANS THE SAME?? //

// REFURBISHMENT BRIDGES ARE BACK!! //

// HOW DO LENDERS SET INTEREST RATES?? //

// SO WHAT’S THE REACTION TO LAST WEEK’S BUDGET//

SO WHAT’S GOING ON WITH REFURBISHMENT LOANS

// SHOULD I TAKE OUT A VARIABLE RATE MORTGAGE AS FIXED RATES ARE SO HIGH? //

// WHAT’S THE IMPACT OF RISING RATES ON WHAT YOU CAN BORROW, AND CAN WE DO ANYTHING ABOUT IT? //

// WHAT’S NEXT FOR MORTGAGE RATES?? //

// TODAY’S BLOG IS A VIDEO!! WHAT’S THE FUTURE FOR HMOS?? //

// IT SEEMED EASIER TO RECORD IT THIS WEEK… HOW DO YOU MANAGE IN THESE CRAZY TIMES? //

// HOW ELSE CAN YOU BORROW MORE THAN 75%?? //

// WHAT CAN YOU DO TO MAXIMISE HOW MUCH YOU BORROW FOR YOUR BRIDGE? //

// WHAT CAN YOU DO IF TOU DON’T HAVE PLANNING? //