Timothy Sutherland - Mortgage Encyclopedia - Invidious

Timothy Sutherland - Mortgage Encyclopedia

I am a licensed Mortgage Loan Originator / Loan Officer

My channel is about mortgages and real estate.

Timothy Sutherland. NMLS 312357
VP of Mortgage Lending at:
Guaranteed Rate, Incorporated, doing business as Rate | NMLS 2611
TEXT: (410)671-5818 Phone: (202)602-0177

I am licensed to do business in California, The District of Columbia, Georgia, Florida, Maryland, North Carolina, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, and Washington.

My State License Numbers: WA - MLO312357, GA 70123, CA - CA-DBO312357, DC - MLO312357, FL - LO50922, MD - 26-37332, NC - I-177896, VA - MLO-36568VA, PA - 79802, TN - 203734 TX-Licensed, SC-MLO-312357

CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act GA: Georgia Residential Mortgage License #70123

Equal Housing Lender

For licensing information visit: www.nmlsconsumeraccess.org | www.rate.com/licensing | www.rate.com/privacy

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1:51

Fed vs. Mortgages: The Shocking Disconnect

Timothy Sutherland - Mortgage Encyclopedia

Shared 6 months ago

10 views

1:48

This mistake can tank your mortgage application

Timothy Sutherland - Mortgage Encyclopedia

Shared 6 months ago

3 views

9:15

Occupancy Types, here's how it works with your mortgage lender

Timothy Sutherland - Mortgage Encyclopedia

Shared 7 months ago

23 views

3:15

When no points isn't really no points

Timothy Sutherland - Mortgage Encyclopedia

Shared 8 months ago

4 views

2:52

Bank can call mortgage anytime

Timothy Sutherland - Mortgage Encyclopedia

Shared 8 months ago

308 views

4:48

Mortgage? Why am I getting these calls?

Timothy Sutherland - Mortgage Encyclopedia

Shared 9 months ago

8 views

0:59

The secret to getting accurate mortgage quotes

Timothy Sutherland - Mortgage Encyclopedia

Shared 1 year ago

9 views

4:20

Prepaid (Per Diem) mortgage interest.

Timothy Sutherland - Mortgage Encyclopedia

Shared 1 year ago

38 views

1:42

Removing your ex-spouse and keeping your low mortgage rate

Timothy Sutherland - Mortgage Encyclopedia

Shared 1 year ago

30 views

1:31

Major VA loan update coming in August 2024

Timothy Sutherland - Mortgage Encyclopedia

Shared 1 year ago

12 views

1:01

These 4 ways can get your mortgage called due

Timothy Sutherland - Mortgage Encyclopedia

Shared 2 years ago

150 views

0:21

Merry Christmas!

Timothy Sutherland - Mortgage Encyclopedia

Shared 2 years ago

44 views

3:30

New Construction? Here's How your loan officer is setting you up for failure.

Timothy Sutherland - Mortgage Encyclopedia

Shared 2 years ago

52 views

2:04

Mortgage Payment Late Fee

Timothy Sutherland - Mortgage Encyclopedia

Shared 2 years ago

75 views

0:34

Unfreeze your credit

Timothy Sutherland - Mortgage Encyclopedia

Shared 2 years ago

8 views

2:29

Get the sewer scoped when you get your home inspection, it could save you thousands of dollars

Timothy Sutherland - Mortgage Encyclopedia

Shared 2 years ago

14 views

1:29

How long does it take to close on a house?

Timothy Sutherland - Mortgage Encyclopedia

Shared 2 years ago

66 views

5:29

Sneaky Sneaky - Don't fall for these expensive mortgage lies

Timothy Sutherland - Mortgage Encyclopedia

Shared 2 years ago

35 views

1:20

Who do you want on your side? A key difference.

Timothy Sutherland - Mortgage Encyclopedia

Shared 2 years ago

158 views

1:48

40-Year Mortgages are (NOT) coming

Timothy Sutherland - Mortgage Encyclopedia

Shared 2 years ago

24 views

0:08

Same Day Mortgage

Timothy Sutherland - Mortgage Encyclopedia

Shared 3 years ago

32 views

0:26

Buying a home?

Timothy Sutherland - Mortgage Encyclopedia

Shared 3 years ago

10 views

1:18

Have a Happy Valentine's Day

Timothy Sutherland - Mortgage Encyclopedia

Shared 3 years ago

32 views

3:50

Bob & Stella's Holiday Party in Canton, 2022

Timothy Sutherland - Mortgage Encyclopedia

Shared 3 years ago

145 views

2:28

What is a home's Market Value?

Timothy Sutherland - Mortgage Encyclopedia

Shared 3 years ago

10 views

2:18

Does THIS refrigerator come with the house?

Timothy Sutherland - Mortgage Encyclopedia

Shared 3 years ago

31 views

3:04

FRAUD WARNING: Watch This If You Are Buying A Home

Timothy Sutherland - Mortgage Encyclopedia

Shared 3 years ago

22 views

3:20

Student Loan Fresh Start - buying a home

Timothy Sutherland - Mortgage Encyclopedia

Shared 3 years ago

94 views

2:31

Buying a home for your elderly parents - The Family Opportunity Mortgage

Timothy Sutherland - Mortgage Encyclopedia

Shared 3 years ago

193 views

5:32

Primary Residence? A document that you'll sign at closing

Timothy Sutherland - Mortgage Encyclopedia

Shared 3 years ago

59 views

3:42

Don't get burned!

Timothy Sutherland - Mortgage Encyclopedia

Shared 3 years ago

37 views

4:20

Mortgage Fraud - Don't work with a lender who asks you to do this

Timothy Sutherland - Mortgage Encyclopedia

Shared 3 years ago

55 views

2:18

Is your mortgage rate locked?

Timothy Sutherland - Mortgage Encyclopedia

Shared 3 years ago

34 views

12:14

Here's why you need to call your title company

Timothy Sutherland - Mortgage Encyclopedia

Shared 3 years ago

51 views

3:16

I'm moving, do I have to refinance?

Timothy Sutherland - Mortgage Encyclopedia

Shared 3 years ago

9 views

1:33

Veterans don't pay lender fees on VA loans

Timothy Sutherland - Mortgage Encyclopedia

Shared 3 years ago

23 views

5:42

Follow Mortgage Rates Like The Pros. Part 2

Timothy Sutherland - Mortgage Encyclopedia

Shared 3 years ago

10 views

2:12

Most medical debts to be removed from credit reports.

Timothy Sutherland - Mortgage Encyclopedia

Shared 3 years ago

23 views

1:44

Will a debt consolidation loan hurt my application?

Timothy Sutherland - Mortgage Encyclopedia

Shared 3 years ago

13 views

9:12

Follow Mortgage Rates Like The Pros

Timothy Sutherland - Mortgage Encyclopedia

Shared 3 years ago

28 views

0:40

Lake Mayan in Fort Lauderdale

Timothy Sutherland - Mortgage Encyclopedia

Shared 3 years ago

28 views

3:02

Spring homebuying season - Get a solid mortgage pre-approval!

Timothy Sutherland - Mortgage Encyclopedia

Shared 4 years ago

42 views

1:20

Annapolis Blizzard of 2010

Timothy Sutherland - Mortgage Encyclopedia

Shared 4 years ago

17 views

42:33

Loan Estimate line by line. Maryland home purchase

Timothy Sutherland - Mortgage Encyclopedia

Shared 4 years ago

12 views

3:25

High Cost of living (HCOL) area loans and vacation home loans just got more expensive!

Timothy Sutherland - Mortgage Encyclopedia

Shared 4 years ago

13 views

1:08

Every time my mortgage clients close on their new home

Timothy Sutherland - Mortgage Encyclopedia

Shared 4 years ago

68 views

1:25

Santa Speedo Run in Annapolis (2021)

Timothy Sutherland - Mortgage Encyclopedia

Shared 4 years ago

175 views

4:36

Conventional Mortgage requiring more documents for self-employed borrowers

Timothy Sutherland - Mortgage Encyclopedia

Shared 4 years ago

17 views

1:17

Conventional loan limits just made a huge jump

Timothy Sutherland - Mortgage Encyclopedia

Shared 4 years ago

37 views

1:57

Buy a 2 to 4 unit home. Live in one of the units.

Timothy Sutherland - Mortgage Encyclopedia

Shared 4 years ago

4 views

15:02

What are your (mortgage) rates?

Timothy Sutherland - Mortgage Encyclopedia

Shared 4 years ago

23 views

3:05

LE Series: Does the loan have these features?

Timothy Sutherland - Mortgage Encyclopedia

Shared 4 years ago

8 views

2:48

Getting a mortgage for elderly parents

Timothy Sutherland - Mortgage Encyclopedia

Shared 4 years ago

105 views

1:52

Make sure that Balloon Payment says "No" on your Loan Estimate.

Timothy Sutherland - Mortgage Encyclopedia

Shared 4 years ago

14 views

1:52

When you, a veteran, are buying a home, you cannot roll the closing costs in your VA loan.

Timothy Sutherland - Mortgage Encyclopedia

Shared 4 years ago

19 views

1:46

Conventional Loans as little as a 3% to 5% down payment

Timothy Sutherland - Mortgage Encyclopedia

Shared 4 years ago

20 views

5:00

Appraisal Waivers

Timothy Sutherland - Mortgage Encyclopedia

Shared 4 years ago

10 views

4:48

Veteran Buyers, do not pay real estate commissions or fees.

Timothy Sutherland - Mortgage Encyclopedia

Shared 4 years ago

18 views

2:23

Are you wiring funds for your home purchase? Watch this!

Timothy Sutherland - Mortgage Encyclopedia

Shared 4 years ago

16 views

2:43

Your lender will verify your employment, at least twice

Timothy Sutherland - Mortgage Encyclopedia

Shared 4 years ago

646 views