Alex Isidro

What’s the #1 thing you’re struggling with when it comes to managing your money right now? Let me know below! Any others? Maybe accountability? Like having a plan, but following it and sticking to it is another thing. I'd love to hear your input. It will help me make more tailored content.

1 month ago | [YT] | 2

Alex Isidro

A couple of days ago, my wife and I were talking about the 50-year mortgage. It seemed somewhat interesting because it would lower the monthly payment. BUT...we ran the numbers and here's what we came up with:

Let's first take into account the current popular 30-year mortgage, on a $700K house at 6.5%:

Monthly payment: $4,425
Total paid over life of loan: $1,593,000
Total interest: $893,000

Now let's look at how things would be for a, 50-year mortgage on that same $700K house at 6.5%:

Monthly payment: $4,083 (only $342 less per month)
Total paid over life of loan: $2,449,800
Total interest: $1,749,800

Wait, let me say that again...you'd pay AN EXTRA $856,800 INTEREST just to save $342 a month.

And overall, all things considered, you'd pay $1.7M for a $700K house. An extra $1M.

That's wild! That's a lifetime subscription to debt.

If you're planning to buy a house, don't even consider this nonsense.

What’s your take on it?

1 month ago (edited) | [YT] | 5

Alex Isidro

The Freedom Paradox: Why Less Really Is More

In 2004, Howard Schultz nearly destroyed Starbucks by doing what seemed right—giving people more options. More food items.

More merchandise. More drink combinations. More stores opening every week.

The coffee giant was everywhere, offering everything, and revenue was climbing.

But then… something was dying.

Later, Schultz admitted that in their pursuit of growth, they’d lost their way. Stores smelled like burnt cheese instead of coffee. Baristas were overwhelmed. And the magic was gone.

In 2008, he did something radical:

Read the rest here:

alexisidro.com/the-freedom-paradox-why-less-really…

1 month ago (edited) | [YT] | 2

Alex Isidro

Don’t Cry Because It’s Over. Smile Because It Happened: A Father’s Reflection:

alexisidro.com/dont-cry-because-its-over-smile-bec…

1 month ago | [YT] | 2

Alex Isidro

A few weeks ago, a friend asked if he should drop THOUSANDS on a course.

I felt the pressure as soon as I read the question.

We’ve been friends for a couple of years, coming up together in the online business world.

Different paths, but both engineers figuring out how to grow our online education platforms, in addition to excelling in our day jobs.

Read the rest here:

alexisidro.com/before-you-spend-thousands-on-a-cou…

1 month ago (edited) | [YT] | 3

Alex Isidro

Why Your Car Insurance Might Be Going Up. Here's How to Fight Back

With inflation still running higher than many households anticipated and insurers facing rising repair costs and parts shortages,

you’ve likely noticed one thing: auto insurance bills are creeping upward.

Big carriers recently reported that claims are more expensive, and that’s putting pressure on premiums across the board.

Personally, I think it's always smart to compare and possibly switch insurance whenever is more convenient.

If you haven’t compared quotes in the past year, you may be paying more than you need to. The good news: it’s free and fast to explore your options.

Here's how it works (I did this myself yesterday):

1. Choose how many vehicles you need coverage for (insurers often offer discounts for 2 or more cars).

2. Enter your ZIP code and some basic vehicle/driver info—no credit card required.

3. Review quotes from several insurers side-by-side.

4. Select the best offer and lock it in.

It really takes about 10 minutes, and could save you hundreds annually. The worst thing that can happen is a) You switch and save hundreds or b) You feel more confident about your company nowadays.

Compare Car Insurance Rates today www.alexisidro.com/CarInsurance

1 month ago | [YT] | 3

Alex Isidro

Are you in debt right now?

2 months ago | [YT] | 1

Alex Isidro

Unpopular opinion when it comes to making big purchases (cars, houses): if you have to do hardcore math and mental gymnastics to “make sense” of it…you can’t afford it yet.

Simple framework :)

2 months ago | [YT] | 4

Alex Isidro

The older I get, the more I appreciate keeping things simple.

Over-complexity is a tax.

More time and energy to focus on the things that actually matter.

2 months ago | [YT] | 3

Alex Isidro

If you’re a high earner but still in debt, living paycheck to paycheck, try this:

Check your “invisible expenses.” Go through your last three months of statements and highlight every charge that isn’t essential or intentional.

Now add them up.

Most people discover they’re losing $300–$700+/month to stuff that doesn’t even move the needle.

Take out, expensive hobbies, luxury travel, unexpected/unplanned Amazon and Target purchases...

It all adds up. And when you're making good money, it's usually more of a "death by a thousand cuts" type of problem; $4K–$8K+/year, which could go towards paying off your next debt.

So here's the plan:

Step 1: Identify your invisible expenses.
Step 2: Start by setting boundaries and limit your spending in your highest spending areas
Step 3: Redirect the rest to your highest-interest debt.

You don't need to make more money. You just need to take control of what you already have. You’ll feel momentum immediately.

Financial security and stability start with AWARENESS.

I will be sharing more content to help high earning couples and families crush debt and stop living paycheck to paycheck. Let me know if you have any questions!

Alex

2 months ago (edited) | [YT] | 2