Joe F. Schmitz Jr. CFP® CKA® - Invidious

Joe F. Schmitz Jr. CFP® CKA®

Joe is a Certified Financial Planner® and the Founder of Peak Retirement Planning, Inc. He is also the author of the National Best-Selling books "I Hate Taxes", "Midwestern Millionaire", and "The 2% Club".

This channel is designed to help those in or near retirement with tax and pension planning. You will hear Joe discuss the "Midwestern Millionaire", which is who this channel was created for: those who have $1M+ saved, pensions, and Midwestern values (hardworking, frugal, diligent saver, etc.). This is less than 2% of the population, as Joe says.

At Peak Retirement Planning, Inc., we specialize in retirement planning through our signature "5-Pillars of Pension Planning". If you would like to learn more about us, view the links below.

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15:57

80% of Retirees Pay $0 in Federal Income Taxes… Here’s Why You Won’t

Joe F. Schmitz Jr. CFP® CKA®

Shared 1 day ago

1.8K views

17:07

Income Planning With a Pension. Should You Be Concerned About Market Volatility?

Joe F. Schmitz Jr. CFP® CKA®

Shared 4 days ago

2.9K views

20:27

Pension and Social Security?… Here’s What Most Miss

Joe F. Schmitz Jr. CFP® CKA®

Shared 6 days ago

5.5K views

1:45

Don't Tell Joe We Posted This... Happy April Fools!

Joe F. Schmitz Jr. CFP® CKA®

Shared 1 week ago

670 views

19:27

5 Considerations Before Doing Roth Conversions With Pensions

Joe F. Schmitz Jr. CFP® CKA®

Shared 1 week ago

3.3K views

2:40

Client Testimonials - Peak Retirement Planning, Inc.

Joe F. Schmitz Jr. CFP® CKA®

Shared 1 week ago

702 views

19:29

You Did Everything Right… So Why Are Your Taxes So High?

Joe F. Schmitz Jr. CFP® CKA®

Shared 1 week ago

1.3K views

18:05

Why Retirees With $1M+ STILL Fear Running Out of Money

Joe F. Schmitz Jr. CFP® CKA®

Shared 2 weeks ago

1.2K views

12:17

5 Things You MUST Know Before Moving to Another State in Retirement

Joe F. Schmitz Jr. CFP® CKA®

Shared 2 weeks ago

2.7K views

17:39

I Am Retired. What Should I Do With My 401k?

Joe F. Schmitz Jr. CFP® CKA®

Shared 2 weeks ago

1.8K views

17:04

3 Roth Conversion Myths Retirees Still Believe

Joe F. Schmitz Jr. CFP® CKA®

Shared 3 weeks ago

3K views

17:27

Inherited IRA... Use These 7 Strategies Before You Withdraw

Joe F. Schmitz Jr. CFP® CKA®

Shared 3 weeks ago

2.7K views

20:36

Why Prepaying Your RMDs Could Save You Thousands in Retirement

Joe F. Schmitz Jr. CFP® CKA®

Shared 3 weeks ago

19K views

20:49

The 7-Point Retirement Checklist For Those Retiring With a Pension

Joe F. Schmitz Jr. CFP® CKA®

Shared 4 weeks ago

5.8K views

11:34

3 HUGE Tax Wins in the One Big Beautiful Bill That Retirees Can’t Ignore in 2026

Joe F. Schmitz Jr. CFP® CKA®

Shared 1 month ago

1.6K views

16:56

Pension, Social Security, and $1 Million Saved… Consider These Points

Joe F. Schmitz Jr. CFP® CKA®

Shared 1 month ago

12K views

18:28

Have a Pension? Need an Income Annuity?

Joe F. Schmitz Jr. CFP® CKA®

Shared 1 month ago

2.2K views

22:12

100 Things Midwestern Millionaires Do

Joe F. Schmitz Jr. CFP® CKA®

Shared 1 month ago

5.7K views

16:23

Stop Guessing Your Roth Conversions Before This Window Closes

Joe F. Schmitz Jr. CFP® CKA®

Shared 1 month ago

3.4K views

15:58

Your 401k Might Be Your Biggest Retirement Mistake If You Have a Pension

Joe F. Schmitz Jr. CFP® CKA®

Shared 1 month ago

4.4K views

35:13

Tax Prep Tips You Need After This New Tax Bill

Joe F. Schmitz Jr. CFP® CKA®

Shared 1 month ago

932 views

19:03

10 Retirement Fixes You Can Do TODAY

Joe F. Schmitz Jr. CFP® CKA®

Shared 1 month ago

2.5K views

22:22

10 Tax Planning Moves Every Pension Retiree Must Know

Joe F. Schmitz Jr. CFP® CKA®

Shared 1 month ago

4K views

19:16

DIY Retirement Planning? 4 Reasons to Hire an Advisor

Joe F. Schmitz Jr. CFP® CKA®

Shared 1 month ago

1.8K views

15:06

These 5 Retirement Income Strategies Change Everything if You Have a Pension

Joe F. Schmitz Jr. CFP® CKA®

Shared 1 month ago

5.3K views

16:51

Biggest Retirement Mistakes for Those With Pensions

Joe F. Schmitz Jr. CFP® CKA®

Shared 1 month ago

9.5K views

13:35

5 In-Service Withdrawal Rules You Must Know (401k/TSP)

Joe F. Schmitz Jr. CFP® CKA®

Shared 1 month ago

1.9K views

18:03

90% of People Should NOT Do a Roth Conversion?… But You Might Need To If You Have a Pension

Joe F. Schmitz Jr. CFP® CKA®

Shared 1 month ago

11K views

19:51

The 7-Step Retirement Checklist Pension Owners Can’t Ignore

Joe F. Schmitz Jr. CFP® CKA®

Shared 1 month ago

5.6K views

33:05

The 2% Club: Those With Pensions and $1M+ Saved

Joe F. Schmitz Jr. CFP® CKA®

Shared 1 month ago

1.5K views

13:01

These Retirement Regrets Cost People Their Best Years

Joe F. Schmitz Jr. CFP® CKA®

Shared 1 month ago

2.9K views

15:10

5 Tax Traps That Can Destroy Your Pension in Retirement

Joe F. Schmitz Jr. CFP® CKA®

Shared 1 month ago

3.5K views

13:53

10 Reasons You Should NEVER Pay a Financial Advisor 1%

Joe F. Schmitz Jr. CFP® CKA®

Shared 1 month ago

2.5K views

21:39

The 2% Club (Pension and $1 Million+ Saved)

Joe F. Schmitz Jr. CFP® CKA®

Shared 1 month ago

1.7K views

21:44

4 Things NO ONE Tells You If You Have a Pension

Joe F. Schmitz Jr. CFP® CKA®

Shared 1 month ago

92K views

18:38

If You’re 60 With $3 Million Saved… This Retirement Tax Problem Is Coming

Joe F. Schmitz Jr. CFP® CKA®

Shared 1 month ago

2.2K views

27:00

Tax Planning with Pensions

Joe F. Schmitz Jr. CFP® CKA®

Shared 1 month ago

88K views

16:22

Pension + Social Security = A Tax Nightmare?

Joe F. Schmitz Jr. CFP® CKA®

Shared 1 month ago

10K views

2:37

Pension? $1M or More Saved? Welcome to Our YouTube Channel!

Joe F. Schmitz Jr. CFP® CKA®

Shared 1 month ago

15K views

16:53

Traditional vs Roth: Smarter Retirement Moves If You Have a Pension

Joe F. Schmitz Jr. CFP® CKA®

Shared 3 months ago

4.2K views

23:29

10 Things You MUST Do If You’re Retiring With a Pension

Joe F. Schmitz Jr. CFP® CKA®

Shared 3 months ago

8.8K views

13:41

Federal Employees: This TSP Roth Conversion Rule Changes Everything

Joe F. Schmitz Jr. CFP® CKA®

Shared 3 months ago

4.3K views

13:54

Have a Pension & $1M+ Saved? Here’s Why Smart Retirees STILL Hire Help

Joe F. Schmitz Jr. CFP® CKA®

Shared 3 months ago

3.3K views

5:51

The Retirement Guide for Those With Pensions and $1M+ Saved

Joe F. Schmitz Jr. CFP® CKA®

Shared 3 months ago

9.3K views

16:44

Stop Working if You Have a Pension!

Joe F. Schmitz Jr. CFP® CKA®

Shared 3 months ago

10K views

14:54

Pension? Millionaire? THIS Is Your Real Problem in Retirement

Joe F. Schmitz Jr. CFP® CKA®

Shared 3 months ago

12K views

30:25

End-of-Year Tax Planning Strategies

Joe F. Schmitz Jr. CFP® CKA®

Shared 3 months ago

1.6K views

17:10

Do NOT Roth Convert If You Meet These 6 Rules

Joe F. Schmitz Jr. CFP® CKA®

Shared 3 months ago

238K views

19:15

Most 62-Year-Olds Miss This… Even With $2M Saved

Joe F. Schmitz Jr. CFP® CKA®

Shared 3 months ago

9.6K views

13:12

Have a Pension? This Will Help You Spend Your Money…

Joe F. Schmitz Jr. CFP® CKA®

Shared 3 months ago

4.7K views

19:31

3 Things to Do if You Have a Pension

Joe F. Schmitz Jr. CFP® CKA®

Shared 3 months ago

57K views

21:50

Everything to Know About Roth Conversions if You Have a Pension - 21 Things to Consider

Joe F. Schmitz Jr. CFP® CKA®

Shared 3 months ago

8K views

11:18

Why Advisors HATE Roth Conversions

Joe F. Schmitz Jr. CFP® CKA®

Shared 4 months ago

3.6K views

17:15

10 Tax Considerations Before the End of the Year

Joe F. Schmitz Jr. CFP® CKA®

Shared 4 months ago

1.7K views

17:54

The Truth About the 60/40 Portfolio (Pension Holders Beware)

Joe F. Schmitz Jr. CFP® CKA®

Shared 4 months ago

13K views

46:56

Midwestern Millionaires: Critical Planning Moves for Those With $1M+ Saved

Joe F. Schmitz Jr. CFP® CKA®

Shared 4 months ago

1.7K views

20:54

Must-Know Pension Moves for Your 50s & 60s

Joe F. Schmitz Jr. CFP® CKA®

Shared 4 months ago

4.8K views

17:09

3 Things to Plan for Retirement (Millionaires with a Pension)

Joe F. Schmitz Jr. CFP® CKA®

Shared 4 months ago

16K views

16:49

The 2% Club: Are You Among the Elite Ready for Retirement?

Joe F. Schmitz Jr. CFP® CKA®

Shared 4 months ago

5.5K views

18:17

Defer Taxes Into Retirement? BIG Mistake for Pension Holders

Joe F. Schmitz Jr. CFP® CKA®

Shared 4 months ago

3.6K views