Jennifer Polizzi | DSCR & Non-QM Loans

Loans for borrowers who don't fit the box.
I specialize in DSCR and Non-QM lending โ€” helping real estate investors and self-employed borrowers get financed when the bank says no, and helping mortgage brokers close the deals other lenders decline.

๐Ÿ˜๏ธ DSCR investor loans โ€” no income docs, no TRID, qualify on rental income, LTVs to 80%, scores down to 620
๐Ÿ’ผ Self-employed & alt-doc โ€” bank statement, P&L, 1099, and asset depletion programs
๐Ÿก Government lending others can't do โ€” FHA/VA down to 580 with no overlays, manual underwrites, no-score options, FHA to 550 with approve/eligible findings, USDA to 620, down payment assistance to 600
๐Ÿญ Manufactured housing on FHA, VA, USDA & Conventional
New videos on deal scenarios, guideline deep-dives, and strategies to close tough files.
๐Ÿ“ฉ Submit a scenario or connect: linktr.ee/jenniferpolizzi
๐Ÿงช Mortgage brokers: join The Niche Loan Lab for scenarios, guidelines & strategies
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