Why I Tell My Clients NOT to Put 20% Down in Sacramento

Move-Up Buyer Payment Shock: The Real Cost to Upgrade (Breakeven Math)

DTI Explained: The 30% Rule vs Reality (Roseville & Placer County Mortgage Advice)

Outgrowing Your 3% Rate? The Real Cost of Moving in Today’s Market

The Part of Being a Loan Officer No One Talks About (Lead Gen & Follow Up)

What Actually Builds Business in Real Estate | Roseville CA

Reverse Mortgages Explained: Who They’re Actually For (And Who They’re Not)

Why I Show Up to Closings (Most Lenders Don’t) | Roseville CA

Faith, Fitness & Mortgages: A Day in My Life | Roseville CA

Mortgage Rates Are Moving — And Oil Is a Big Reason | Roseville CA

The First Call Every First-Time Homebuyer Should Have | Roseville CA

Refinancing Explained: Skipping a Payment &Escrow Refunds | Roseville CA

The #1 Reason to Work With a Local Lender | Behind the Scenes | Roseville CA | Mortgage Vlog

What You Missed at the Dream For All Event | Roseville CA

Mortgage Vlog: Insurance Rules, Dream For All & Real First-Time Buyer Questions | Roseville CA

Stop Believing Online Rate Quotes — Here’s What Actually Determines Your Rate

What Lenders WON'T Tell You About 50 Year Mortgages

Are You READY for the 2026 Dream For All Lottery?

5 things I Learned Buying My First Home (as a Mortgage Lender)

Is Refinancing Your Home Really Worth It in 2025?

HELOC or HELOAN? How to Use Your Equity Without Losing Your Low Rate

Why USDA Loans Don’t Work in California (And What Actually Does)

The 3 Types of USDA Loans (And Why Most YouTube Videos Get It WRONG)

Want to buy a new home BEFORE you sell your current one?

Golf + Insurance Talk: What REALLY Impacts Your Home Insurance Costs

How to buy a home in CA for less than $10k (2025 Update)

Is Cash-Out Refinancing REALLY a Smart Financial Move?

Is Zillow Lying to you STILL?? Updated 2025

Mortgage Myths and Mountain Biking: a mortgage video that may actually entertain you.

Don't miss out on these First time buyer programs in Placer County!

The USDA Construction Loan Reality Check – What They Don’t Tell You

USDA Isn’t Your Only Zero-Down Option—Meet Down Payment Assistance!

This is the BEST Amount for a Down Payment

You Could Have Bought a Home with Down Payment Assistance (BUT YOU DIDN'T)

I Was WRONG About Rate Cuts

FHA Loans: Why you should use it as a first time buyer

25 Basis Point Cut: What You NEED To Know before it happens

Why No One is Using USDA Loans: Explained

When should you get pre-Approved? It's not what you think

Pre-qualified vs. Pre-Approved: What you NEED to Understand

Everything you NEED to know About the Real Estate Process

Tired of renting? The 3 most important tips to buy a home in 2024!

$0 Down Payment Duplex in California | Insane Real Estate Deal

California Dream for all is back!!! Here are the details

Market Maelstrom: Buckle Up for a Real Estate Rollercoaster

Mortgage rates are Dropping Rapidly.... A bit too rapidly.

Unlocking Homeownership: Master Your Debt-to-Income Ratio!

How to Correctly Calculate Your Monthly Mortgage | Zillow Mortgage Calculator Guide

Get Ready for the Market Shifts: Unbelievable Change Coming Your Way!

Uncover the Secrets to Real Estate Investing: 3 Tips to Get You Started!

Top 5 Tips for first time home buyers

Sneak Peek to a new Down payment assistance program! - The California Dream For All from Cal-HFA

temporary buy down

Want to qualify for more home in this market??

Interest Rate hack to Save you Thousands!!!

TOP 3 reasons 2023 is the year for first time buyers

How to house hack, and use the rental income to qualify

Here's how to get 10% of a home for free....

Stop waiting for home prices to drop! Lets talk about it.

Cup of Joe, Interest rates Pt 1