Forty years in practice. Retired, deregistered, and finally allowed to say what he actually thinks.

I'm Bob. Four decades watching businesses do the same expensive, stupid things to themselves — and watching the biggest ones do something else entirely, in the open, completely legally.

This channel explains how money actually moves. Not what you should do with yours. I'm retired, I don't want your business, and I'm not allowed to tell you anyway.

Corporate structures. Tax havens. The frauds that ended careers. What the papers get right, and the bit they leave out because it's less exciting.

Every figure is sourced and linked. If I can't trace a number, it doesn't go in the script.

New video every week.

⚠️ GENERAL INFORMATION ONLY — Bob is a retired, unregistered AI character. Nothing here is tax, financial or legal advice and no advisory relationship is created. Talk to a registered tax agent or lawyer about your own situation.