Welcome to Emotional Support Lender — where real estate, home loans, and encouragement come together.

Buying a home can be overwhelming — we're here to make it easier.
I break down mortgage tips, home loan options, credit strategies, and real-world advice with a straight-up, no-fluff style. Whether you’re buying your first home, refinancing, or just trying to figure out where to start, you’ll find honest guidance and practical support right here.

✅ Mortgage education made simple
✅ Loan program breakdowns (VA, FHA, Chattel, Reverse, and more)
✅ Credit tips to help you get approved
✅ Real conversations for real people
✅ Humor, heart, and hustle — always

Kris McCullough
📱 Call/Text: 951.387.0037
📧 Email: KrisM@PatriotPacific.com
🌐 www.KrisMcCullough.com
NMLS#1756904 | DRE#01985953
Patriot Pacific Financial Corp
NMLS#1921615 | DRE#02103516

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