$17M/YR CARMAX CEO UNEXPECTEDLY RESIGNS AND THE STOCK DROPS 25% TODAY AFTER A 12% DROP IN REVENUE

JP MORGAN KNOWS WHAT IS COMING IN PRIVATE CREDIT AS COLLATERAL VANISHES THEY ARE TRYING TO POSITION

BANKRUPT FIRST BRANDS AUDITOR SIGNED-OFF ON THE COMPANY FINANCIALS JUST BEFORE IT BLEW UP-WHOSE NEXT

MARKETS HIT AS CONSUMER SUBPRIME CREDIT RISK HIGHEST SINCE 2019: RENTAL FRAUD ON THE RISE

DELINQUENT LOANS ON ZOMBIE COMMERCIAL PROPERTIES HITS HIGHEST EVER; MULTI-FAMILY WORST SINCE 2015

TRILLIONS IN LOANS TO BLOW UP IN 2026 AS BANKS REALIZE THAT THESE ZOMBIE COMPANIES CANNOT PAY

PAYMENT-IN-KIND DEBT HAS HIDDEN THE ACTUAL RATE OF DISTRESS AND DEFAULT IN $1.7T OF PRIVATE CREDIT

NEW YORK LIFE GIVES $750M “OFF BALANCE SHEET” FINANCING TO AFFIRM FOR BNPL CONSUMER LOANS- $2B TOTAL

S&P BANKING SOFTWARE TECH GIANT FISERV DROPS 47% CITING “FINANCIAL SURPRISES” -WALL STREET SHOCKED

HSBC NOW REVIEWING ALL LOAN PORTFOLIOS WHILE REGIONAL BANKS ARE GETTING OUTED; FED FAILS TO DELIVER

ANOTHER SUBPRIME AUTO LENDER IS ON THE CREDIT DOWNGRADE LIST WITH $270 MILLION OF BAD NDFI LOANS

MARGIN DEBT NOW AT $1.13 TRILLION AND 5X+ LEVERAGE IN THE MARKETS WHILE 90% ARE IN FINANCIAL CRISIS

US BANK RESERVES DROP TO LEVEL JUST BEFORE THE 2023 BANK CRISIS WHICH CAUSED $3 TRILLION IN LOSSES

FDIC WARNS OF RISKS TO REGIONAL BANKS FROM NDFI DEBT AND LACK OF REPORTING - RATE CUTS WILL SEAL IT

THE BIG BANKS ARE EXPOSED TO TRILLIONS AS THE NDFI DISASTER BEGINS TO UNRAVEL MOODY’S SPECIAL REPORT

$1.7 TRILLION OF TOXIC NDFI LOANS ARE IN THE BANKING SYSTEM-TRICOLOR, ZIONS, WAB JUST A WARM UP ACT

WESTERN ALLIANCE BANK IS OUT $98 MILLION ON A FAKE TITLE REPORT AND FRAUD- BUT THERE IS MORE TO THIS

MORE BANKS ABOUT TO GET HIT AS ZIONS BORROWER LINKED TO $270 MILLION IN LOANS TO AT LEAST 5 BANKS

ZIONS BANK SUES BORROWERS FOR $60 MILLION AFTER HUGE LOSS - I HAVE THE ACTUAL LAWSUIT- RED FLAGS

DESPITE THE LOWEST MORTGAGE RATES THIS YEAR, NOBODY CAN BUY A HOME- AND THE FED WILL MAKE IT WORSE

GOLDMAN SACHS CHIEF CREDIT STRATEGIST ABRUPTLY LEAVES AFTER 18 YEAR CAREER WITH RECENT PARTNERSHIP

AS MORE CONTAGION IS EXPOSED WITH THE BANKS THE ILLUSION OF CONTROL WILL BE SHATTERED

YOU KNOW IT’S BAD WHEN GOLD IS UP $118.00 IN A SINGLE DAY AS THE NEXT BANKING CRISIS NOW UNFOLDS

WE ARE NOW WITNESSING IMPLOSION OF THE STATUS QUO AS THE DEBASEMENT TRADE HAS NOW BECOME A RACE

MORE MARKET TURMOIL AS TRADE WAR HEATS UP; SMALL BUSINESSES LOSE CONFIDENCE; TRAVEL DELAYS

CREDIT CARDS BEING ISSUED TO SUBPRIME BORROWERS AT 30% APR SECURED BY THE EQUITY IN THEIR USED CARS

SILVER INVENTORIES HAVE DROPPED BY 75% SINCE 2019 AND LONDON IS SCRAMBLING AS LIQUIDITY EVAPORATES

CHAOS STRIKES AS STOCKS, CRYPTOS, OIL, BONDS SUFFER BIG LOSSES WITH FEDERAL LAYOFFS AND CHINA TARIFF

ADJUSTABLE RATE MORTGAGES ARE BACK AGAIN AS IMPATIENT BUYERS TAKE ON RISK THEY DON’T UNDERSTAND

FOREIGN CENTRAL BANKS NOW HOLD MORE GOLD THAN US TREASURIES FOR THE FIRST TIME IN 30 YEARS

FOOD PRICES HAVE RISEN AT FASTEST PACE IN 2 YEARS AND PEOPLE BELIEVE THAT INFLATION WILL GET WORSE

PERSONAL BANKRUPTCIES AND FORECLOSURES ARE SURGING AS AMERICANS HIT THE RESET BUTTON

THEY WILL LOSE CONTROL OF GOLD PRICE AS A MAJOR SHIFT HAS STARTED WITH FEDERAL DEBT AT PEAK INSANITY

“THERE WILL BE A DRAWDOWN AND RESET” SAYS GOLDMAN SACHS CEO, AS AI STOCK MARKET MELT UP CONTINUES

42% ARE LIVING PAYCHECK TO PAYCHECK AND 25% ARE NEARING RETIREMENT WITH NOTHING SAVED- TO GET WORSE

PRIVATE PAYROLLS SUFFER BIGGEST DROP IN 2.5 YEARS; MEGA COMPANY BANKRUPTCIES EXCEED 20 YEAR AVERAGE

GAP BETWEEN THE UNEMPLOYED AND NUMBER OF JOB OPENINGS IS UP 500% SINCE LAST MONTH, WORST SINCE 2021

THEIR 401Ks, PENSIONS, AND IRAs ARE MORE EXPOSED THAN EVER, BUT THEY ARE NOT PREPARED FOR THE CRASH

TO HAVE FAILED AND OVERCOME IS THE GREATEST ASSET THAT YOU COULD EVER HAVE- BUT THIS IS WAKE UP CALL

HEAVY TRUCK SALES FALL 25% WEAKEST SINCE 2020 A BAD SIGNAL FOR DEMAND; SILVER AT 11-YEAR HIGH $46/OZ

FORD IS GIVING LOANS TO SUBPRIME BUYERS TO MOVE $100,000 F-150 TRUCKS; CARMAX DROPS 20% IN ONE DAY

HIRING FOR THE HOLIDAY SEASON IS NOW EXPECTED TO BE THE WORST IN 16 YEARS - RETAILERS KNOW IT’S BAD

NVIDIA INVESTING 100 BILLION IN OPEN AI DATA CENTERS AND ELON MUSK SAYS BY 2030 WE WILL BE OBSOLETE

THE DEADLOCKED HOUSING MARKET HAS NO CHANCE OF GETTING ANY BETTER EVEN IF MORTGAGES RATES FALL

42% HAVE NO SAVINGS AND WILL NOT SURVIVE WHEN THEY LOSE A JOB WITH NO ASSETS AND NO BACKUP PLAN

SECOND BIGGEST U.S. HOMEBUILDER SUFFERS REVENUE DROP OF 49% AND COLLAPSING PROFIT MARGINS

CAR REPOSSESSIONS HIT HIGHEST LEVEL SINCE 2009 AS SUBPRIME AUTO LENDER GOES BANKRUPT

AS OBESITY RATES SKYROCKET IN THE US, THEY NEED TO BE PART OF THE SOLUTION NOT THE PROBLEM

THE TOP 10% ARE KEEPING THE RETAIL ECONOMY ON LIFE SUPPORT, THE MOST SINCE 1989 !!

WITHOUT ACCESS TO CREDIT TO BRIDGE THE GAP AND FINANCE NECESSITIES THEIR SITUATION WILL GET WORSE

ODDS OF RECESSION HAVE NEVER BEEN THIS HIGH AND RECESSION NOT FOLLOWED- RATE CUTS CAN’T FIX IT

LAST WEEK WAS F’ED UP AND I AM NOT LOOKING FORWARD TO THIS WEEK EITHER-NOBODY SAID IT WAS EASY 🥺

22 MILLION TO DROP COVERAGE OR PAY MASSIVE INCREASES AS OBAMACARE SUBSIDIES SET TO EXPIRE THIS YEAR

US DEFICIT EXPLODES- ELON MUSK SAYS “WE ARE TOAST” AS CALLS FOR THE ‘RESET’ GROW LOUDER- BUT WAIT!!

JOBLESS CLAIMS HIT HIGHEST LEVEL SINCE 2021 AS WELLS FARGO CEO SAYS CONSUMERS “ARE ON THE EDGE”

THERE IS NO WAY OUT NOW AS 911,000 MORE JOBS ARE REVISED AWAY- THE LARGEST IN HISTORY

CONFIDENCE IN FINDING ANOTHER JOB HITS 2013 ALL TIME LOW- “KEEP YOUR DAY JOB” MEANS SOMETHING!

800,000 LAYOFFS YTD 2025; RATES ARE CUT IN BAD TIMES NOT GOOD TIMES -WILL NOT SAVE JOBS OR HOUSING

AMERICANS ARE NOW BOYCOTTING THE ‘GUILT TIPPING’ AND SAVING $450 A YEAR THEY CANNOT AFFORD TO SPEND

$4.8B WAS SPENT AT MACY’S IN Q2 ON DENIM, FASHION & WATCHES- 48% USING MACY’S CREDIT AT 33.5% APR