What’s the exact month and year you’ll have $100,000? Find out below👇🏽
I’m the host of Netflix’s “How to Get Rich” & wrote the NYT bestsellers, “I Will Teach You To Be Rich” & “Money For Couples”
I believe you can spend extravagantly on the things you love as long as you cut costs mercilessly on the things you don’t.
Stop guessing about money. Subscribe and start building your Rich Life today.
I Will Teach You To Be Rich
When to automate your money → The key is to pick the right dates.
If you set automatic transfers at weird times, it will create more work for you. This is why I created this easy-to-follow chart for you to copy.
If your payment schedule is biweekly or irregular, I have tips for tweaking this timeline in Chapter 5 of my book, “I Will Teach You To Be Rich.”
Have you automated your money yet? If not, what’s holding you back from doing it?
Automation takes the guesswork out of managing your money. If you’re ready to build a simple system that runs for you, try my free Money Made Easy Mini Course: iwt.com/money-ct
19 minutes ago | [YT] | 7
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I Will Teach You To Be Rich
Going to bed earlier might actually be giving you LESS sleep.
That sounds completely backwards. But it’s one of the things Dr. Aric Prather works on with people who have spent months—or years—struggling to sleep.
Aric is a sleep scientist at UCSF and author of “The Sleep Prescription,” and on September 30, he’s joining us live to show you what actually helps when the usual sleep advice hasn’t worked.
You’ll learn why your morning can determine how you sleep that night, what to do when you’re lying awake, and how to figure out when you should actually get into bed.
It’s free to attend. Register today at iwt.com/sleepbetter
18 hours ago | [YT] | 21
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I Will Teach You To Be Rich
There’s a key element that job seekers miss. We caught it in 2010, when we were testing a new career program.
During testing, we watched people go through their normal job search. They typically applied to one job through a website, waited for a week, sent a followup email, then got rejected and did it again.
Two mistakes:
1. Way too slow. It takes a month to apply to 4 jobs.
2. (Non obvious) People do not plan for the worst. Deep down, job seekers never imagine it might take months to find a job. Their mental model is “I’ll just keep applying.”
But people are not robots. By the 4th rejection, they get disheartened and often give up.
That’s why we radically changed the way they applied for a job. We showed them how to surgically identify their dream job title and 10 dream companies. Then we showed them how to “circle” the company like a hunter, networking with people in and formerly from the company.
THEN—and only then—did we get to their resume, which is normally a massive waste of time for initial job seekers (most common phrase: “I need to update my resume” —no, you need to dramatically rethink what the purpose of your resume is: It is telling a simple narrative, it’s not a chronology of your jobs). Finally, we showed them the exact words, even body language to use in interviews and salary negotiations.
This is very counterintuitive because people feel productive by sending out 20 job applications. But that’s pointless. By slowing down, becoming extraordinarily focused, and using unconventional job-search techniques, you can find your dream job.
AND, this approach is much better for your mental health.
If you’re looking for a new job, start by getting clear on exactly what you’re looking for. I created a free Job Search Clarity Doc to help you identify the right roles, companies, salary, and more: iwt.com/claritydoc-ct
1 day ago | [YT] | 60
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I Will Teach You To Be Rich
You don’t need another budget that tells you to STOP spending money. Instead, you need a plan that tells you how much you CAN spend.
That’s why I use four numbers: fixed costs, investments, savings, and guilt-free spending.
I call it a Conscious Spending Plan.
The goal isn’t to track every dollar or make yourself feel guilty. It’s to make sure the important things are handled so you can spend the rest on the things you love.
The percentages are guidelines, not rules. Get close. Adjust as you go.
Get my free template to build your own at iwt.com/csp-ct
1 day ago | [YT] | 97
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I Will Teach You To Be Rich
Most people walk into a job interview ready to TALK about why they’re good at their job.
I’d rather show them.
If you’re interviewing for a role, spend some time figuring out what the hiring manager actually needs. What problems are they trying to solve? What would make someone extraordinary in this role?
Then show them how you would solve those problems.
Bring a document. Show your research. Walk them through what you would do in your first 30, 60, or 90 days.
This is a completely different approach from walking into an interview and saying, “I’m a hard worker” or “I’m really passionate about this company.”
Anyone can say those things.
When you show someone that you understand their problems AND you’ve already thought about how to solve them, you make it much easier for them to imagine hiring you.
I call this the Briefcase Technique.
I put together real examples from people who’ve used this approach to stand out, get hired, earn promotions, and make more money. You can get them free here: iwt.com/briefcase-ct
2 days ago | [YT] | 76
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I Will Teach You To Be Rich
You bought the blackout curtains. You keep your bedroom cool. You leave your phone outside the room.
And you’re still tired.
At some point, you don’t need another list of “sleep hygiene” tips. You need to know what a sleep clinic actually does when someone comes in after everything else has failed.
On September 30, I’m bringing in Dr. Aric Prather, a sleep scientist at UCSF and author of “The Sleep Prescription,” to show you exactly that.
You’ll learn what may actually be keeping you awake, what to do when you can’t sleep, and how to build a simple plan you can start using that night.
It’s free to attend live. Register at iwt.com/sleepbetter
2 days ago | [YT] | 71
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I Will Teach You To Be Rich
On yesterday's podcast:
- Married 12 years, ages 37 and 40, one daughter
- He lost his $150,000 job 7 months ago. She now earns every dollar.
- Assets: $1.2 million. Cash: $68,000
- Fixed costs: 83% (two mortgages, one is her mom's)
- His 401(k) contributions: $0
- She makes every money decision. She remakes the bed after he makes it and re-sweeps after he sweeps.
- Her words: "If I die, he's screwed"
What advice would you give them?
If money conversations in your relationship tend to turn into judgment, defensiveness, or arguments, my free guide can help: iwt.com/talktopartner-ct
2 days ago | [YT] | 52
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I Will Teach You To Be Rich
So much of success is knowing what NOT to worry about.
Don’t worry about which supplements to take when you’re getting 3 hours of sleep a night.
Don’t worry about maximizing savings interest rates when you’re in $20K of credit card debt.
Avoid minutiae.
Top performers know what to focus on today.
The same is true in your career. Instead of obsessing over tiny resume tweaks, focus on showing employers the value you can bring.
I put together real examples of people using my Briefcase Technique to stand out, get hired, earn promotions, and make more money. Get them free here: iwt.com/briefcase-ct
3 days ago | [YT] | 85
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I Will Teach You To Be Rich
Tired of applying to 100+ jobs, sending résumés into the void, and hearing nothing back?
Applying to another 100 jobs probably isn’t going to fix the problem.
Top performers do something different: They invest time upfront getting clear on exactly what they’re looking for. What kind of role? What industry? Which companies? What salary? What are their deal-breakers?
Most people skip this part and go straight to scrolling job boards and clicking “Apply.” It feels productive, but that doesn’t mean it’s effective.
I created a free Job Search Clarity Doc to help you do the work upfront. In about 20 minutes, you’ll have a much clearer idea of the jobs worth pursuing—and the ones you can ignore.
Get it here: iwt.com/claritydoc-ct
4 days ago | [YT] | 64
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I Will Teach You To Be Rich
Most people go into a salary conversation hoping their boss recognizes how hard they’ve been working — but there’s a much better way to approach it.
It’s the same technique our members have used to negotiate $5K, $25K, and even $80K more.
I’m giving you the full lesson for free in tomorrow’s email: iwt.com/insiders-ct
4 days ago | [YT] | 65
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