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An Immigrant’s Journey to Financial Freedom
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Hi, I’m Chioma and welcome to my channel!

Sixteen years ago, I left my family, friends, culture, and home to move to the UK in pursuit of greener pastures and further education, completing a PhD in e-commerce fraud and cybersecurity.

Over the past four years, I have been on a journey to financial freedom; investing as much as I can into the stock market. My goal? To build a £1 million portfolio, achieve true financial independence, and retire in my 50s.

On this channel, I share the lessons I’ve learned over the years about stock market investing and money management. It can feel overwhelming, but you’re not alone. Whether you’re an immigrant like me or simply someone eager to take control of your finances, subscribe for insights and inspiration on your journey to financial independence.

Let's navigate this journey together!

Your friend,
Chioma

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7:49

The 2025 ETF WINNER Nobody Is Talking About

An Immigrant’s Journey to Financial Freedom

Shared 6 days ago

540 views

6:16

The UK Pension Mistake Almost Everyone Makes (Before Moving Abroad)

An Immigrant’s Journey to Financial Freedom

Shared 1 week ago

408 views

7:22

Leaving the UK in 2026? How to Become Non-Resident and Avoid the Biggest HMRC Tax Traps

An Immigrant’s Journey to Financial Freedom

Shared 2 weeks ago

447 views

6:59

Trading 212 Portfolio Update - 6 Months Update & New Stock Positions (2025)

An Immigrant’s Journey to Financial Freedom

Shared 3 weeks ago

308 views

6:49

Moving Abroad? The UK Pension Mistake Everyone Makes

An Immigrant’s Journey to Financial Freedom

Shared 3 weeks ago

6.8K views

7:14

Autumn Budget 2025 Explained: The Tax Hit is About to Get REAL

An Immigrant’s Journey to Financial Freedom

Shared 4 weeks ago

145 views

6:51

This Chart Should Worry Every Investor…

An Immigrant’s Journey to Financial Freedom

Shared 1 month ago

280 views

6:31

This Global ETF Pays 9%+ Dividend Income. Better Than VHYL?

An Immigrant’s Journey to Financial Freedom

Shared 1 month ago

488 views

5:12

LEAVING THE UK? Pay 20% Exit Tax! (The Treasury wants a cut)

An Immigrant’s Journey to Financial Freedom

Shared 1 month ago

615 views

4:49

Salary Sacrifice CAP? Your Pension Could Take a Hit...

An Immigrant’s Journey to Financial Freedom

Shared 1 month ago

361 views

5:12

UK Pensions Under Attack: Is This The End of The State Pension?

An Immigrant’s Journey to Financial Freedom

Shared 1 month ago

837 views

8:01

STOP Following American Investing Advice If You Live in the UK

An Immigrant’s Journey to Financial Freedom

Shared 1 month ago

2.3K views

11:17

Moving to the UK? What Happens to Your Overseas Investments, Property & Pensions?

An Immigrant’s Journey to Financial Freedom

Shared 2 months ago

217 views

9:27

Reviewing the First UK Crypto ETNs on Trading 212 (And Why I’m Not Buying Yet)

An Immigrant’s Journey to Financial Freedom

Shared 2 months ago

2.7K views

5:59

If You Don't Understand Bonds, You Don't Understand Money (UK Investor)

An Immigrant’s Journey to Financial Freedom

Shared 2 months ago

148 views

5:09

UK State Pension After Death EXPLAINED. Will Your Spouse Inherit It?

An Immigrant’s Journey to Financial Freedom

Shared 2 months ago

318 views

6:40

HMRC is Coming After Your Savings

An Immigrant’s Journey to Financial Freedom

Shared 2 months ago

2.2K views

5:01

2 ‘Secret’ Momentum ETFs Beating the S&P 500 & QQQ (UK Investor)

An Immigrant’s Journey to Financial Freedom

Shared 2 months ago

516 views

7:06

Best ETFs for Long-Term Investing: Investing £100k in Trading 212 ETFs (UK)

An Immigrant’s Journey to Financial Freedom

Shared 2 months ago

1K views

8:07

LEAVING THE UK? What They Don't Tell You About ISAs, Pensions & Investments

An Immigrant’s Journey to Financial Freedom

Shared 3 months ago

59K views

4:55

UK Savings & Debt Crisis | Why Credit Card Debt Has Gotten SO BAD in 2025

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Shared 3 months ago

140 views

8:10

InvestEngine Review 2025: I Wish I Knew This!

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1.9K views

5:29

How to Live Off Dividends FAST: Generate £2,600/Month in Passive Income

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Shared 3 months ago

1.4K views

6:11

4 ETFs CRUSHING the S&P 500 in 2025 | Best ETFs for UK investors

An Immigrant’s Journey to Financial Freedom

Shared 4 months ago

1.8K views

5:03

Something Terrible Is Happening to Gen X in the UK

An Immigrant’s Journey to Financial Freedom

Shared 4 months ago

459 views

5:14

What If Trading 212 Goes Bust? Are Your Investments Safe?

An Immigrant’s Journey to Financial Freedom

Shared 4 months ago

312 views

6:50

7 UK Accounts That Will Make You Rich: I Wish I Knew Sooner

An Immigrant’s Journey to Financial Freedom

Shared 4 months ago

1K views

5:37

£120,000 is the WORST Salary in the UK!

An Immigrant’s Journey to Financial Freedom

Shared 5 months ago

1.1K views

6:54

16 Food & Money Saving Hacks That Could Save You THOUSANDS!

An Immigrant’s Journey to Financial Freedom

Shared 5 months ago

154 views

5:45

Why EVERYTHING Changes Once You Save £10K! | The 10K Rule

An Immigrant’s Journey to Financial Freedom

Shared 5 months ago

371 views

4:29

If You're 40 With No Retirement Savings Watch This!

An Immigrant’s Journey to Financial Freedom

Shared 5 months ago

193 views

4:43

Retiring After 60 is a HUGE MISTAKE. Here’s Why

An Immigrant’s Journey to Financial Freedom

Shared 5 months ago

2.1K views

4:55

2 UK Monthly Dividend ETFs Paying 12% (BETTER THAN JEPI?): Live off Dividends FASTER

An Immigrant’s Journey to Financial Freedom

Shared 6 months ago

1.5K views

5:35

100% Stocks: Is a 100% Stock Portfolio the Future of Retirement?

An Immigrant’s Journey to Financial Freedom

Shared 6 months ago

180 views

7:19

Live off Dividends FASTER: 5 Best Dividend ETFs for UK Investors (2025)

An Immigrant’s Journey to Financial Freedom

Shared 6 months ago

5.3K views

4:35

The Hidden RISK of Index Funds (Most Investors Have No Idea)

An Immigrant’s Journey to Financial Freedom

Shared 6 months ago

194 views

6:51

The System Is Built to Keep You Poor (Escape & GET RICH)

An Immigrant’s Journey to Financial Freedom

Shared 7 months ago

706 views

4:41

ONLY 4 ETFs For Financial Freedom in 2025 | Best ETF Investing Strategy

An Immigrant’s Journey to Financial Freedom

Shared 7 months ago

1.8K views

5:08

Why Net Worth DOESN’T Explode after 100K (Here’s When It ACTUALLY Does)

An Immigrant’s Journey to Financial Freedom

Shared 7 months ago

5.3K views

10:52

AJ Bell & InvestEngine SIPP Portfolio Update (April 2025)

An Immigrant’s Journey to Financial Freedom

Shared 7 months ago

159 views

4:19

5 Best ETFs Q1 2025 (UK) | Top ETFs to Buy Now

An Immigrant’s Journey to Financial Freedom

Shared 7 months ago

308 views

5:15

The Biggest Lie the Investment Industry Ever Told You

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Shared 7 months ago

1.8K views

6:07

Investing in ETFs: 5 Top Tech ETFs to Buy in 2025 (UK) | Beat the Crash & Grow RICH

An Immigrant’s Journey to Financial Freedom

Shared 8 months ago

749 views

5:21

Investing Psychology | The Mental Traps Costing You Thousands

An Immigrant’s Journey to Financial Freedom

Shared 8 months ago

128 views

4:34

5 BEST Recession Proof Stocks To Buy TODAY: Beat The Market Crash & Tariff Chaos

An Immigrant’s Journey to Financial Freedom

Shared 8 months ago

210 views

7:54

Investing in ETFs: 10 Best ETFs to Buy NOW Amid Tariff Uncertainty (for UK Investors)

An Immigrant’s Journey to Financial Freedom

Shared 8 months ago

549 views

4:00

Spring Statement 2025: What It Means for UK Stocks and Your Finances

An Immigrant’s Journey to Financial Freedom

Shared 8 months ago

238 views

12:13

Trump Tariffs & Recession Fears: My AJ Bell & InvestEngine SIPP Portfolio Update | March 2025

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Shared 8 months ago

211 views

4:52

ISA Millionaires: How to Become an ISA Millionaire in 2025

An Immigrant’s Journey to Financial Freedom

Shared 8 months ago

576 views

4:19

Why Everyone is Leaving the UK in 2025 (Should You Too?) | Millionaire Exodus

An Immigrant’s Journey to Financial Freedom

Shared 9 months ago

2.5K views

2:51

Trading 212 Portfolio Update March 2025 | UK Stocks and Shares ISA Performance

An Immigrant’s Journey to Financial Freedom

Shared 9 months ago

121 views

9:15

Trading 212 Review 2025: The Truth Nobody Tells You!

An Immigrant’s Journey to Financial Freedom

Shared 9 months ago

11K views

4:51

URGENT 2025 UK Tax Changes (Watch Before April 1)

An Immigrant’s Journey to Financial Freedom

Shared 9 months ago

216 views

8:11

UK Salary vs Real Household Income in 2025: Why the Middle Class Is Squeezed

An Immigrant’s Journey to Financial Freedom

Shared 9 months ago

294 views

4:43

What REALLY Happened to My InvestEngine and AJ Bell Investments in February 2025 | SIPP Portfolio

An Immigrant’s Journey to Financial Freedom

Shared 9 months ago

111 views

5:29

Want to Save £50K Fast? These Money Saving Hacks Are Game-Changers

An Immigrant’s Journey to Financial Freedom

Shared 9 months ago

108 views

15:19

I Invested £50k into UK Stocks and Shares ISA | My 4 year return

An Immigrant’s Journey to Financial Freedom

Shared 10 months ago

1.3K views

14:12

AJ Bell & InvestEngine SIPP UK Portfolio Update (January 2025)

An Immigrant’s Journey to Financial Freedom

Shared 10 months ago

202 views

4:43

UK ISA Explained: A Complete Guide for Dummies & Beginners (2025)

An Immigrant’s Journey to Financial Freedom

Shared 10 months ago

126 views