Financially Confident Christian - Ask Ralph - Invidious

Financially Confident Christian - Ask Ralph

Welcome to Financially Confident Christian — the daily dose of hope, wisdom, and stewardship you’ve been waiting for.

Hosted by Ralph Estep Jr., “The Financial Evangelist,” this channel is dedicated to helping you break the cycle of financial shame with confidence and faith. Whether you’re drowning in debt, struggling with budgeting, or simply want to align your money with your values, you're in the right place.
Each episode delivers:
Faith-based encouragement
Practical financial tips
Daily devotional-style reflections
Biblical insights on stewardship, generosity, and contentment

With 30+ years of experience as a licensed accountant, business coach, and Christian entrepreneur, Ralph brings both expertise and empathy to every message. It's not about perfection—it’s about progress, one small, faithful step at a time.
👉 Subscribe and join a growing community of believers who are choosing faith over fear, stewardship over shame, and financial freedom over frustration.

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11:10

How Can I Budget for Fall Fun Without Overspending?

Financially Confident Christian - Ask Ralph

Shared 19 hours ago

16 views

11:50

How Can a Fall Side Hustle Boost My Holiday Budget?

Financially Confident Christian - Ask Ralph

Shared 1 day ago

18 views

12:24

How Can Getting Organized Now Save Me Tax Season Stress?

Financially Confident Christian - Ask Ralph

Shared 2 days ago

8 views

10:32

How Can I Prepare for Higher Fall & Winter Utility Bills

Financially Confident Christian - Ask Ralph

Shared 3 days ago

12 views

12:19

Are Your Subscriptions Still Serving Your Budget This Fall?

Financially Confident Christian - Ask Ralph

Shared 4 days ago

4 views

11:01

How Can Fall Meal Planning Bring Peace to My Dinner Table?

Financially Confident Christian - Ask Ralph

Shared 5 days ago

8 views

9:29

How Can Setting Up Fall Routines Save My Time and Money?

Financially Confident Christian - Ask Ralph

Shared 6 days ago

20 views

12:25

Stop The Cycle Of Money Mistakes For Good!

Financially Confident Christian - Ask Ralph

Shared 1 week ago

15 views

10:46

How Can I Afford My Kids’ Activities Without Going Broke?

Financially Confident Christian - Ask Ralph

Shared 1 week ago

9 views

10:30

How do I dress my kids for success on a budget?

Financially Confident Christian - Ask Ralph

Shared 1 week ago

16 views

9:41

How Can I Shop Smart for School Supplies: Essentials vs. Extras?

Financially Confident Christian - Ask Ralph

Shared 1 week ago

21 views

10:06

How to Budget for Back-to-School Without Breaking the Bank?

Financially Confident Christian - Ask Ralph

Shared 1 week ago

728 views

7:08

What If Money Isn't the Real Problem?

Financially Confident Christian - Ask Ralph

Shared 2 weeks ago

22 views

10:53

Why Happiness Matters More Than Wealth

Financially Confident Christian - Ask Ralph

Shared 3 weeks ago

22 views

14:38

How Can I Show My Financial Plan When Life Throws Curveballs?

Financially Confident Christian - Ask Ralph

Shared 3 weeks ago

12 views

11:48

How Do I Actively Combat “Creep” So It Doesn’t Steal My Progress?

Financially Confident Christian - Ask Ralph

Shared 3 weeks ago

12 views

13:08

What Kind of Financial Legacy Do I Want to Leave for God’s Kingdom?

Financially Confident Christian - Ask Ralph

Shared 3 weeks ago

11 views

12:32

How Can I “Future-Pace” My Freedom and Live My Ideal Intentional Life?

Financially Confident Christian - Ask Ralph

Shared 3 weeks ago

9 views

13:28

How to Be a Good Steward of Your Wealth

Financially Confident Christian - Ask Ralph

Shared 3 weeks ago

2 views

2:33

How I Struggled With Faith During My Mom’s Cancer

Financially Confident Christian - Ask Ralph

Shared 3 weeks ago

27 views

12:10

How Can One Daily Habit Keep Me Focused on What Matters Most?

Financially Confident Christian - Ask Ralph

Shared 3 weeks ago

2 views

10:59

Can Learning New Skills Actually Save Me Thousands?

Financially Confident Christian - Ask Ralph

Shared 3 weeks ago

13 views

9:28

Is There Joy (and Savings!) in Buying Secondhand?

Financially Confident Christian - Ask Ralph

Shared 4 weeks ago

20 views

11:01

How Do I Unleash Unshakable Financial Confidence Through Christ?

Financially Confident Christian - Ask Ralph

Shared 4 weeks ago

15 views

15:00

What if Your Richest Asset Isn't Your Bank Account?

Financially Confident Christian - Ask Ralph

Shared 4 weeks ago

19 views

10:24

Can I Find Real Joy Without Spending Money?

Financially Confident Christian - Ask Ralph

Shared 4 weeks ago

13 views

13:35

God's Plan or Your Wallet: Which One Rules Your Investments?

Financially Confident Christian - Ask Ralph

Shared 4 weeks ago

11 views

11:50

Stop Wasting Money With This Simple Trick!

Financially Confident Christian - Ask Ralph

Shared 4 weeks ago

21 views

13:25

Are Memories Better Than Money?

Financially Confident Christian - Ask Ralph

Shared 4 weeks ago

14 views

12:04

Am I Stewarding My Time and Talents as Wisely as My Money?

Financially Confident Christian - Ask Ralph

Shared 1 month ago

15 views

11:28

How Do I Unsubscribe from Constant Consumer Culture?

Financially Confident Christian - Ask Ralph

Shared 1 month ago

17 views

11:31

How Can I Make Every Dollar Serve a Mission?

Financially Confident Christian - Ask Ralph

Shared 1 month ago

22 views

14:19

Can Delayed Gratification Really Be a Financial Superpower?

Financially Confident Christian - Ask Ralph

Shared 1 month ago

10 views

12:18

How Does Generosity Multiply My Financial Freedom?

Financially Confident Christian - Ask Ralph

Shared 1 month ago

19 views

14:02

How Do I Know What "Enough" Really Is For My Life?

Financially Confident Christian - Ask Ralph

Shared 1 month ago

24 views

44:57

Why The 'Big Beautiful Bill' Is GREAT For America

Financially Confident Christian - Ask Ralph

Shared 1 month ago

596 views

13:01

How Do I Escape the "Keeping Up with the Joneses" Comparison Trap?

Financially Confident Christian - Ask Ralph

Shared 1 month ago

14 views

12:25

Why Do I Keep Buying Things I Don't Need?

Financially Confident Christian - Ask Ralph

Shared 1 month ago

43 views

12:32

Can Decluttering My Home Actually Free Up My Finances?

Financially Confident Christian - Ask Ralph

Shared 1 month ago

26 views

10:02

Is Gift Giving Making You Stressed Out?

Financially Confident Christian - Ask Ralph

Shared 1 month ago

24 views

12:53

How Does Trusting God Anchor My Finances Beyond Earthly Treasures?

Financially Confident Christian - Ask Ralph

Shared 1 month ago

9 views

13:54

What Are My True Values, and How Do They Guide My Spending?

Financially Confident Christian - Ask Ralph

Shared 1 month ago

8 views

11:45

Does Gratitude Actually Change My Financial Situation?

Financially Confident Christian - Ask Ralph

Shared 1 month ago

14 views

15:02

How Can I Cultivate True Contentment in a "More, More, More" World?

Financially Confident Christian - Ask Ralph

Shared 1 month ago

22 views

13:40

What Does "Intentional Living" Even Mean for My Money?

Financially Confident Christian - Ask Ralph

Shared 1 month ago

25 views

48:08

The Inflation Illusion True Wealth Beyond the Dollar – Finding Peace in God's Unchanging Provision

Financially Confident Christian - Ask Ralph

Shared 1 month ago

14 views

11:50

Is "More Money" Really the Answer to My Financial Stress?

Financially Confident Christian - Ask Ralph

Shared 1 month ago

13 views

14:56

What's Next? How Do I Make My Financial Peace Last?

Financially Confident Christian - Ask Ralph

Shared 1 month ago

16 views

14:28

How Do I Live in Financial Peace and Keep Stress from Coming Back?

Financially Confident Christian - Ask Ralph

Shared 1 month ago

631 views

13:51

How Do I Make These Financial Habits Actually Stick?

Financially Confident Christian - Ask Ralph

Shared 1 month ago

586 views

12:55

Can Being Generous Actually Help Reduce My Money Stress?

Financially Confident Christian - Ask Ralph

Shared 1 month ago

12 views

11:30

How Can Spending Rules Actually Give Me More Freedom?

Financially Confident Christian - Ask Ralph

Shared 1 month ago

27 views

10:23

I Bought the House - Now How Do I Budget for Everything Else?

Financially Confident Christian - Ask Ralph

Shared 1 month ago

22 views

10:26

What Exactly Are Closing Costs, and How Do I Budget for Them?

Financially Confident Christian - Ask Ralph

Shared 1 month ago

29 views

11:14

Navigating the Mortgage Maze: How Do I Get a Good Loan?

Financially Confident Christian - Ask Ralph

Shared 1 month ago

27 views

11:10

I Know What I Can Afford - How Do I Prepare Financially to Buy That Home?

Financially Confident Christian - Ask Ralph

Shared 1 month ago

17 views

14:26

Is Buying a Home Always the Right Financial Move for Me?

Financially Confident Christian - Ask Ralph

Shared 1 month ago

15 views

12:51

Is More Money Just Leading to More Spending (Lifestyle Creep)?

Financially Confident Christian - Ask Ralph

Shared 1 month ago

11 views

11:40

How Do I Manage Money When My Income Isn't Predictable?

Financially Confident Christian - Ask Ralph

Shared 1 month ago

9 views

13:00

Is My Income the Real Reason I'm Stressed About Money?

Financially Confident Christian - Ask Ralph

Shared 1 month ago

10 views