An Immigrant’s Journey to Financial Freedom - Invidious

An Immigrant’s Journey to Financial Freedom

Hi, I’m Chioma and welcome to my channel!

Sixteen years ago, I left my family, friends, culture, and home to move to the UK in pursuit of greener pastures and further education, completing a PhD in e-commerce fraud and cybersecurity.

Over the past four years, I have been on a journey to financial freedom; investing as much as I can into the stock market. My goal? To build a £1 million portfolio, achieve true financial independence, and retire in my 50s.

On this channel, I share the lessons I’ve learned over the years about stock market investing and money management. It can feel overwhelming, but you’re not alone. Whether you’re an immigrant like me or simply someone eager to take control of your finances, subscribe for insights and inspiration on your journey to financial independence.

Let's navigate this journey together!

Your friend,
Chioma

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8:54

10 Things To Know About ETFs Before Investing (ETF Investing for Beginners)

An Immigrant’s Journey to Financial Freedom

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8:21

Should You Opt Out of the NHS Pension in 2026?

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7:49

These Korea AI ETFs Are Crushing US Stocks (Nobody’s Talking About Them)

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6:16

The UK Pension Mistake Almost Everyone Makes (Before Moving Abroad)

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7:22

Leaving the UK in 2026? How to Become Non-Resident and Avoid the Biggest HMRC Tax Traps

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6:59

Trading 212 Portfolio Update: £9,654 ISA Growth & New Stock Picks (UK)

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6:49

Moving Abroad? The UK Pension Mistake Everyone Makes

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7:14

Autumn Budget 2025 Explained: The Tax Hit is About to Get REAL

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6:51

The Warning Sign Every Investor Is Missing

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6:31

WINC ETF vs VHYL: Is This 9% High Dividend ETF Better for UK Investors?

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5:12

LEAVING THE UK? Pay 20% Exit Tax! (The Treasury wants a cut)

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4:49

Salary Sacrifice CAP? Your Pension Could Take a Hit...

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5:12

UK Pensions Under Attack: Is This The End of The State Pension?

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8:01

UK Investors: Stop Making This Costly American Investing Mistake

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11:17

Moving to the UK? The UK Tax Traps Nobody Warns You About

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218 views

9:27

Reviewing the First UK Crypto ETNs on Trading 212 (And Why I’m Not Buying Yet)

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5:59

If You Don't Understand Bonds, You Don't Understand Money (UK Investor)

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5:09

UK State Pension After Death EXPLAINED. Will Your Spouse Inherit It?

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6:40

HMRC is Coming After Your Savings

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5:01

2 ‘Secret’ Momentum ETFs Beating the S&P 500 & QQQ (UK Investor)

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7:06

Best ETFs for Long-Term Investing: Investing £100k in Trading 212 ETFs (UK)

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8:07

LEAVING THE UK? What They Don't Tell You About ISAs, Pensions & Investments

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4:55

UK Savings & Debt Crisis | Why Credit Card Debt Has Gotten SO BAD in 2025

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8:10

InvestEngine Review 2025: I Wish I Knew This!

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5:29

How to Live Off Dividends FAST: Generate £2,600/Month in Passive Income

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6:11

4 ETFs CRUSHING the S&P 500 in 2025 | Best ETFs for UK investors

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5:03

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5:14

What If Trading 212 Goes Bust? Are Your Investments Safe?

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332 views

6:50

7 UK Accounts That Will Make You Rich: I Wish I Knew Sooner

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5:37

£120,000 is the WORST Salary in the UK!

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6:54

16 Food & Money Saving Hacks That Could Save You THOUSANDS!

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5:45

Why EVERYTHING Changes Once You Save £10K! | The 10K Rule

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4:29

If You're 40 With No Retirement Savings Watch This!

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4:43

Retiring After 60 is a HUGE MISTAKE. Here’s Why

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4:55

2 UK Monthly Dividend ETFs Paying 12% (BETTER THAN JEPI?): Live off Dividends FASTER

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5:35

100% Stocks: Is a 100% Stock Portfolio the Future of Retirement?

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181 views

7:19

Live off Dividends FASTER: 5 Best Dividend ETFs for UK Investors (2025)

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4:35

The Hidden RISK of Index Funds (Most Investors Have No Idea)

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6:51

The System Is Built to Keep You Poor (Escape & GET RICH)

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4:41

ONLY 4 ETFs For Financial Freedom in 2025 | Best ETF Investing Strategy

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5:08

Why Net Worth DOESN’T Explode after 100K (Here’s When It ACTUALLY Does)

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10:52

AJ Bell & InvestEngine SIPP Portfolio Update (April 2025)

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4:19

5 Best ETFs Q1 2025 (UK) | Top ETFs to Buy Now

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5:15

The Biggest Lie the Investment Industry Ever Told You

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6:07

Investing in ETFs: 5 Top Tech ETFs to Buy in 2025 (UK) | Beat the Crash & Grow RICH

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5:21

Investing Psychology | The Mental Traps Costing You Thousands

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4:34

5 BEST Recession Proof Stocks To Buy TODAY: Beat The Market Crash & Tariff Chaos

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7:54

Investing in ETFs: 10 Best ETFs to Buy NOW Amid Tariff Uncertainty (for UK Investors)

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4:00

Spring Statement 2025: What It Means for UK Stocks and Your Finances

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12:13

Trump Tariffs & Recession Fears: My AJ Bell & InvestEngine SIPP Portfolio Update | March 2025

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4:52

ISA Millionaires: How to Become an ISA Millionaire in 2025

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577 views

4:19

Why Everyone is Leaving the UK in 2025 (Should You Too?) | Millionaire Exodus

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2:51

Trading 212 Portfolio Update March 2025 | UK Stocks and Shares ISA Performance

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9:15

Trading 212 Review 2025: The Truth Nobody Tells You!

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4:51

URGENT 2025 UK Tax Changes (Watch Before April 1)

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216 views

8:11

UK Salary vs Real Household Income in 2025: Why the Middle Class Is Squeezed

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302 views

4:43

What REALLY Happened to My InvestEngine and AJ Bell Investments in February 2025 | SIPP Portfolio

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5:29

Want to Save £50K Fast? These Money Saving Hacks Are Game-Changers

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111 views

15:19

I Invested £50k into UK Stocks and Shares ISA | My 4 year return

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14:12

AJ Bell & InvestEngine SIPP UK Portfolio Update (January 2025)

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Shared 11 months ago

207 views