That I learned the hard way a couple of years ago. When in pain or in doubt... Sometimes the best thing you can do is... nothing. Nowadays those are my best positions.
3 days ago (edited) | 10
Right now is a great time to start moving any liquid cash or money in bond funds to S&P or NASDAQ funds. During the COVID drop I bought about $100k in really beat up but great stocks. They have more than doubled. It’s time to buy!
3 days ago | 11
While I would agree that panic selling your US stocks for international is probably not a good idea. I do think having international diversification is a good thing. Comparing VEA to something like VOO or SPY is obviously going to paint a certain picture with the S&P funds outperforming by a lot. VEA was incepted back in July of 2007. My portfolio has about a 67/33 US/International stock split with 25% in VEA and 8% in VWO. If I compare my returns from that time until now I'd have a very similar amount of money (20K difference) compared to if I had 100% US stocks because the funds perform differently at different times. And I got to this point while taking on less risk overall.
3 days ago | 3
I've been loving global ETFs. A little sprinkle of emerging markets but mostly USA or Canada. (I'm a Canadian though)
3 days ago
| 4
Looking at the last 20 years where the US markets have been outperforming the rest of the world and expecting more of the same is kind of naive imo. With as much uncertainty as we have now, I think diversification is key. Very real risk we'll see a long period of underperformance.
3 days ago
| 4
Why do people feel happy buying on the way up (paying more and more for less) but feel sad when buying on the way down (paying the same and getting more).
3 days ago | 3
I think it’s also important to note the political aspect of this market volatility.This tariff uncertainty is not at all popular with the base of the current administration.Therefore it is in their best interest to resolve the situation in a timely fashion and return to a large degree of normality.
3 days ago
| 11
Set it and forget it with your 3 fund portfolio. I’ve got my 3 years cash as I’m retired. These funds have got to come back strong at some point, right?!?
3 days ago
| 9
Very misleading picture. This does not include dividends. On morningstar it is lower left upper right.
3 days ago | 4
Never heard of this ETF. The most popular global ETFs from my research are VXUS and VT.
3 days ago | 4
I have shares in FRIN - India index. But that’s 15% of the portfolio and the rest is US shares
1 day ago | 0
Thank you Professor G for you wise advice during these turbulent times. I think this is the best time to buy ETFs shares at rock bottom prices and is all in our favor. I continue to add $$ every time I can to my small portfolio. SCHD-SCHG-SPLG 40-30-30 👍
3 days ago | 2
Thank you for saying it. I would rather be down with the possibility to go up than put my money in what is essentially a high interest savings account lol
2 days ago
| 1
Short term treasuries outperform international stocks. I have a lot more faith in the solvency of the US Government. Europe is nearly completely socialist and not a good economic environment. You can’t trust anything out of China. Geopolitical risk is too high for me in the emerging markets. That leaves only a handful of worthwhile international companies to hold. American business operations overseas is enough international exposure for me.
2 days ago
| 1
The big issue is not the tariffs as I feel that will get resolved one way or another at some point. I'm looking at deregulation and tax cuts along with pro business policies. My issue is if voters swing to the other populist side and turn the country into California with heavy regulation and high taxes. Aka the tax the rich schemes. Unless Europeans become more like America I don't see any shifts because the underlying hasn't changed. This is pure emotion at it's best.
3 days ago (edited) | 0
I really wouldn’t bet against America! But that’s just my opinion
3 days ago
| 10
Investing Simplified - Professor G
😳Leaving U.S. Markets for Foreign Markets📈
A lot of people are talking about how international is beating the US market so far in 2025 and so "we need to change our portfolio and move to international". VEA has been a big one all over the internet because S&P 500 is down -12% and VEA is up +5.85%.
I just want to make sure you ZOOM OUT and do not make any crazy decisions for your future based off a couple months of pain. Looking at the chart above, in almost 20 years.. the TOTAL return is 7.08%.. IN TOTAL FOR 20 YEARS!
Emerging markets is even worse.
I know these are not fun times, but sometimes, the best thing to do is just do nothing. Let the storm blow through and keep DCA'ing like usual.
(I wrote this short blog in my private membership group earlier and felt like sharing here as well. I update my group on important things such as why the stock market is dropping and what to expect in the coming weeks economically. I post exclusive content there weekly and we have a live group zoom together every 2 weeks. You also have access to direct message me whenever you'd like!)
To join click this link and I hope to see you there! www.patreon.com/c/investingsimplified
3 days ago | [YT] | 300