I recently switched to YouTube premium and I don’t know why I didn’t sooner. Not having a stream of thought interrupted with an ad is a much better experience
2 weeks ago | 208
If you do miss investing opportunities when you were younger, the second best time to start is now. Don’t stress but do create change
2 weeks ago | 63
Six things that are worth stressing about: Seeing an employee at a sandwich shop leaving the bathroom with out washing hands A confused, angry, possibly drunk driver When a table cleaner at a restaurant isn't spraying the table with disinfectant Finding your parent watching 24 hour news while doomscrolling When a friend has a medical episode Young children generally
2 weeks ago | 51
Hey Chelsea, I got a Betterment account today because of this channel. It was super easy and I'm so glad you promote them!
2 weeks ago | 8
I indeed have been stressing for years about not having started investing yet, which has only made the barrier to actually start with it only higher and higher. Thank you for putting that on the list
2 weeks ago | 5
Needed to read this, actually! I like a coffee treat once or twice a week, and you're right- I contribute probably around $400+ to a 401k, a personal IRA, and two savings accounts every month. The $10 in coffee is negligible.
2 weeks ago (edited) | 1
I don't do the premium ad free on serviced because I'm just petty
2 weeks ago | 7
One main thing is dont stress about "optimizing" everything about your finances. There's no 100% perfect asset allocation or retirement distribution strategy. Focus on things that make sense for you, that correspond to statistically likely events in your life and the economy/market.
2 weeks ago | 11
Discretionary spending is good for the economy. Going out every now and then is worth it. Don’t go overboard, but don’t stress about spending $30.
2 weeks ago | 0
So, making all of the selfish choices and none of the financially smart ones.
2 weeks ago | 1
as a progressive person how do you invest as ethically as possible? I don't want to profit off the war machine
2 weeks ago | 2
Another thing not to stress over: monetizing every single minute of your life. Hobbies are just hobbies -enjoy them! Relax! No, you do not need to turn your guest room into a rental! You like cooking? Just cook! You don’t need to sell your family recipes for extra money!
2 weeks ago | 1
Betterment did okay with this one. If we’re lucky to have any discretionary income, we should use it on things that align with our values. Sometimes that means savoring the fancy latte.
2 weeks ago | 2
I'm deffo not stressing about not investing. Thought 2025 would be the year I tried it but nope 😂
2 weeks ago | 0
The Financial Diet
Real talk: tiny financial decisions like your takeout coffee habit or an extra streaming subscription are not going to make or break your long-term financial goals. The most important things are earning enough so you can save, and getting started investing *as soon as possible.*
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2 weeks ago | [YT] | 1,125