Important Message for Freshers Joining the IT Industry
As a Java Developer and someone who's been in the industry for a while, I want to share a quick but important tip for all freshers joining their first job:
Please do not opt out of the Provident Fund (PF).
I know it might seem tempting to skip PF to increase your in-hand salary, but trust me — it's not a wise decision in the long run.
Here’s why you should opt for PF:
1. PF is your long-term saving — it helps you build a retirement corpus.
2. Future employers may ask for PF records, Form 16, and UAN details — having a PF account makes your employment history transparent and credible.
3. You lose employer contribution if you opt out — that's free money going into your savings.
4. PF helps during emergencies — it's a secure backup for tough times.
So, even if the in-hand salary feels a little low now, the long-term benefits of opting for PF are huge. Make the smart move from day one!
Share this with your friends who are starting their careers — help them make informed decisions.
TechieTalkwithAditya
Important Message for Freshers Joining the IT Industry
As a Java Developer and someone who's been in the industry for a while, I want to share a quick but important tip for all freshers joining their first job:
Please do not opt out of the Provident Fund (PF).
I know it might seem tempting to skip PF to increase your in-hand salary, but trust me — it's not a wise decision in the long run.
Here’s why you should opt for PF:
1. PF is your long-term saving — it helps you build a retirement corpus.
2. Future employers may ask for PF records, Form 16, and UAN details — having a PF account makes your employment history transparent and credible.
3. You lose employer contribution if you opt out — that's free money going into your savings.
4. PF helps during emergencies — it's a secure backup for tough times.
So, even if the in-hand salary feels a little low now, the long-term benefits of opting for PF are huge. Make the smart move from day one!
Share this with your friends who are starting their careers — help them make informed decisions.
Stay smart, stay secure.
4 months ago | [YT] | 0