We tested a simple idea that can turn one-time wealth into lifetime income.
No trading. No complex products. Just smart structure and discipline.
Here’s how the model works 👇
We broke down ₹3 Crore into two equal parts —
1️⃣ ₹1.5 Crore → Nifty 50 Index Fund (assumed 12% annual return)
2️⃣ ₹1.5 Crore → Fixed Deposit (assumed 7% annual return)
Then we built a 12-year simulation to see how this money could generate monthly income without ever running out.
Here’s what we discovered 👇
💡 The ₹1.5 Cr kept in FD can give around ₹1.5 lakh/month for 12 years.
At the end of 12 years, that FD becomes ₹0.
But during the same 12 years —
the other ₹1.5 Cr in Nifty 50 grows to ₹5.84 Crore.
Now comes the smart part 👇
We again split ₹5.84 Cr into two halves:
₹2.92 Cr → FD (for the next 12 years of expenses)
₹2.92 Cr → Nifty (for continued compounding)
After the next 12 years, the Nifty amount becomes ₹11.38 Crore.
We again repeat the same cycle — half for living, half for growing.
Over time, this single ₹3 Crore can sustain you for decades while still growing your wealth.
This is not a get-rich plan — it’s a thinking model to understand how to make your money work for you longer.
Quick Summary:
Start: ₹3.00 Cr
After 12 years: ₹5.84 Cr
After 24 years: ₹11.38 Cr
After 36 years: ₹22+ Cr (approx.)
And you still get monthly income through every cycle 💰
Note: Taxes and switching costs are not considered in this.
If you want to learn how to build similar long-term investing systems combining cashflow + compounding,
you can join this week’s free Financial Freedom Webinar.
📈 Shubham will share 4 proven strategies from his 12 years of experience — how to plan your portfolio for the next bull run and manage money the smart way.
Also get a short free course as soon as you register.
⚠️ Important Note:
This is a conceptual model, not a guaranteed return plan.
Actual results will vary due to market returns, taxes, and inflation.
🧾 Disclaimer:
This content is for educational purposes only and not investment advice.
Please consult a SEBI-registered financial advisor before investing.
Financially Free™
How ₹3 Crore Can Keep Paying You — For Life
We tested a simple idea that can turn one-time wealth into lifetime income.
No trading. No complex products. Just smart structure and discipline.
Here’s how the model works 👇
We broke down ₹3 Crore into two equal parts —
1️⃣ ₹1.5 Crore → Nifty 50 Index Fund (assumed 12% annual return)
2️⃣ ₹1.5 Crore → Fixed Deposit (assumed 7% annual return)
Then we built a 12-year simulation to see how this money could generate monthly income without ever running out.
Here’s what we discovered 👇
💡 The ₹1.5 Cr kept in FD can give around ₹1.5 lakh/month for 12 years.
At the end of 12 years, that FD becomes ₹0.
But during the same 12 years —
the other ₹1.5 Cr in Nifty 50 grows to ₹5.84 Crore.
Now comes the smart part 👇
We again split ₹5.84 Cr into two halves:
₹2.92 Cr → FD (for the next 12 years of expenses)
₹2.92 Cr → Nifty (for continued compounding)
After the next 12 years, the Nifty amount becomes ₹11.38 Crore.
We again repeat the same cycle — half for living, half for growing.
Over time, this single ₹3 Crore can sustain you for decades while still growing your wealth.
This is not a get-rich plan — it’s a thinking model to understand how to make your money work for you longer.
Quick Summary:
Start: ₹3.00 Cr
After 12 years: ₹5.84 Cr
After 24 years: ₹11.38 Cr
After 36 years: ₹22+ Cr (approx.)
And you still get monthly income through every cycle 💰
Note: Taxes and switching costs are not considered in this.
If you want to learn how to build similar long-term investing systems combining cashflow + compounding,
you can join this week’s free Financial Freedom Webinar.
📈 Shubham will share 4 proven strategies from his 12 years of experience — how to plan your portfolio for the next bull run and manage money the smart way.
Also get a short free course as soon as you register.
👉 Register here: shorturl.at/JshkI
⚠️ Important Note:
This is a conceptual model, not a guaranteed return plan.
Actual results will vary due to market returns, taxes, and inflation.
🧾 Disclaimer:
This content is for educational purposes only and not investment advice.
Please consult a SEBI-registered financial advisor before investing.
#FinancialFreedom #PassiveIncome #Nifty50 #WealthPlanning #InvestingIndia #Compounding
2 weeks ago (edited) | [YT] | 155