Taxation inflation laughing in the corner 😂
2 weeks ago (edited) | 8
Plan is good and quite interesting Option 1 Buy shop with 3 Cr and give it on rent 4% annually rent for shop is standard rent rate so 12 lac yearly and 1 lac monthly also it will be growing year on year to beat inflation plus your investment is intact in property Option 2 We can buy 1.50 kg gold (10gm x 150 number) and 10 gm gold per month expenses than it will cover next 12.50 year We can invest in another 1.50 Cr in nifty Options 3 government bonds are more safer than FD Government bond will also give 7% interest So as per your strategy we can split into two 50:50
2 weeks ago | 1
Do u think nifty can underperformed like china market for decades. If not, aren't we arrogant? Just asking
2 weeks ago | 3
You have not considered Incremental Withdrawal because of Inflation.
2 weeks ago | 1
What is if you do swp for 4% year rest of your life growing at 10% in any index funds which is less risky
2 weeks ago | 0
Hello sir, Please use the tax and inflation to be more realistic, if you do not do this it is of no use. And if you going to present the same thing (without taking tax and inflation) in your webinar then it is of no use to me at least.
2 weeks ago | 0
Sir, what will be tax implications in this repetitive transaction impact of non performance of indian market??
2 weeks ago | 0
You have not accounted for Inflation, medical emergency expenses etc...
2 weeks ago | 0
Blushit. And what about the Capital gains paid everytime to make it half without any reason?? It would be better to plan in way ahead and move money in trances to a debt fund to harvest tax every yr. When you reach that point, you would be having enough money in debt basket to rely on for a steady income. You won't have income at that time so no income tax as well.
2 weeks ago | 0
Financially Free™
How ₹3 Crore Can Keep Paying You — For Life
We tested a simple idea that can turn one-time wealth into lifetime income.
No trading. No complex products. Just smart structure and discipline.
Here’s how the model works 👇
We broke down ₹3 Crore into two equal parts —
1️⃣ ₹1.5 Crore → Nifty 50 Index Fund (assumed 12% annual return)
2️⃣ ₹1.5 Crore → Fixed Deposit (assumed 7% annual return)
Then we built a 12-year simulation to see how this money could generate monthly income without ever running out.
Here’s what we discovered 👇
💡 The ₹1.5 Cr kept in FD can give around ₹1.5 lakh/month for 12 years.
At the end of 12 years, that FD becomes ₹0.
But during the same 12 years —
the other ₹1.5 Cr in Nifty 50 grows to ₹5.84 Crore.
Now comes the smart part 👇
We again split ₹5.84 Cr into two halves:
₹2.92 Cr → FD (for the next 12 years of expenses)
₹2.92 Cr → Nifty (for continued compounding)
After the next 12 years, the Nifty amount becomes ₹11.38 Crore.
We again repeat the same cycle — half for living, half for growing.
Over time, this single ₹3 Crore can sustain you for decades while still growing your wealth.
This is not a get-rich plan — it’s a thinking model to understand how to make your money work for you longer.
Quick Summary:
Start: ₹3.00 Cr
After 12 years: ₹5.84 Cr
After 24 years: ₹11.38 Cr
After 36 years: ₹22+ Cr (approx.)
And you still get monthly income through every cycle 💰
Note: Taxes and switching costs are not considered in this.
If you want to learn how to build similar long-term investing systems combining cashflow + compounding,
you can join this week’s free Financial Freedom Webinar.
📈 Shubham will share 4 proven strategies from his 12 years of experience — how to plan your portfolio for the next bull run and manage money the smart way.
Also get a short free course as soon as you register.
👉 Register here: shorturl.at/JshkI
⚠️ Important Note:
This is a conceptual model, not a guaranteed return plan.
Actual results will vary due to market returns, taxes, and inflation.
🧾 Disclaimer:
This content is for educational purposes only and not investment advice.
Please consult a SEBI-registered financial advisor before investing.
#FinancialFreedom #PassiveIncome #Nifty50 #WealthPlanning #InvestingIndia #Compounding
2 weeks ago (edited) | [YT] | 155