Kristina Rutledge-Moreno

Feb. 2024 was the beginning of my budgeting / savings journey. My husband & I have made huge strives in our money habits. $900+ in a CD ladder for our 50th b-day trip & additional $1K+ in joint savings. I haven't totaled my debt yet but I do know that I was able to pay off a LOC that had been hanging out forever and my car will be paid off in March. My biggest accomplishment has been $500+ in personal savings. I had none when I started. Thanks to the amazing gals who make (and sometimes send) group play challenges as well as fun happy mail, I've saved $436.50!!! I only started in Aug & sometimes wasn't able to complete or save the entire amount each month. The love I get in this community brings tears to my eyes. I know it has been a ROUGH year for a lot of us. I won't say 2025 will be the best but it will be better. Blessings to you all.💚💚💚

‪@norelisbudgets‬
‪@elainerealized‬
‪@lilzworld733‬
‪@WillowTreeBudgets‬
‪@EllieOnEarth‬
‪@TinyBudgetCo‬
‪@EmilyRoseLovesBudgets‬
‪@CanadianFinanceJourney‬
‪@CraftCoBudgets‬
‪@bookishmammabudgets‬
‪@OmaCraftsandBudgets‬
‪@toebeanbudgets‬
‪@Builditbigbudgets‬
‪@FoxyFinances‬
‪@Befreebudgets‬
‪@Sarahsaves07‬

and so many more (I'm sorry to anyone I've missed)

8 months ago | [YT] | 5



@bookishmammabudgets

Thank you so much for sharing your journey this year. You have accomplished so much despite how rough the year may have been. I'm so glad to have you as a part of this community. Wishing you a Happy New Year!

8 months ago | 0  

@Sarahsaves07

This is AMAZING!! I’m so excited for you and your progress! Just imagine what another year of consistency will bring you and your family- you will be so proud of yourself! ❤️❤️❤️

8 months ago | 0  

@TinyBudgetCo

That's awesome Kristina Happy New Year. Thanks for Tagging me. I'm glad I could help you save some. 🎉🎉🎉

8 months ago | 0  

@FoxyFinances

Happy new year Kristina!! And congratulations on your financial WINS! So proud of you and your accomplishments. Can’t wait to see what 2025 has in store for you! Keep up the great work saving! 🦊💰

8 months ago | 0  

@lilzworld733

Wow Kristina thank you for sharing this. I'm so glad that my challenges have helped your along on your journey. :hands-yellow-heart-red: Thank you for tagging me and letting me know. This makes me happy:face-red-heart-shape:

8 months ago | 0  

@Builditbigbudgets

Aww this made me smile!! Congrats on staying consistent!! It’s even more important than the amount you save in my opinion! Once we develop the habit of saving, the easier it gets!! It becomes an addiction (or it did for us anyway) Reach out if you need anything or ever need some savings challenges. I have my google drive with freebies and I can always email you some more if you need them!! :) Here’s to a new year!!! :)

8 months ago | 0  

@norelisbudgets

Yay 😃 congrats on your 2024 achievements. So proud of you

8 months ago | 0  

@blessedbudgetsbyAbigail

I am happy for you. Congratulations 🎉🎊

8 months ago | 0