Minority Mindset

Ever look at your bank account and think: “Where did all my money go?”

The problem usually isn’t that you don’t make enough money.

The problem is you don’t have a clear plan for it.

Here’s how to fix that:

Step 1: Track Every Dollar

Most people don’t like the word “budget.” But if you don’t know where your money goes, you’ll never be in control.

- Write down all the money you earn (job, side hustle, allowance, investments).
- Then write down every expense, even small ones.
- Sort them into groups such as housing, food, transportation, and entertainment.

Think of it like your own report card for money. Businesses do this all the time, and it works.

Step 2: Build a Money System

Rich people don’t just spend what’s left after paying bills. They plan before the money even comes in. Here’s a simple rule: 75/15/10

- Spend 75 percent
- Invest 15 percent
- Save 10 percent

Consider opening three accounts: one for spending, one for saving, and one for investing.

Set up automatic transfers so money moves into each account on its own. That way, you won’t spend money that should be invested or saved.

Step 3: Put Your Money to Work

If you always trade time for money, you’ll never get ahead. Here are some ways to consider having your money work for you:

- Consider rental properties that pay you rent each month.
- Look into dividend-paying stocks that pay you every few months

This takes time.

The first year feels slow. Around year five, you’ll notice progress.

Your future self will thank you.

Looking for an easy way to stay updated on the economy and what is happening with your money? Subscribe to Market Briefs for FREE!

Enjoy that here: go.briefsmedia.com/optin-yt-og?utm_source=youtube&…

6 days ago (edited) | [YT] | 283



@rebeccapenar7357

Work hours cut. We are budgeting and now we have more money. What?

3 days ago | 1

@BitcoinAndGold777

You forgot to mention rich people never use their own money. Leverage debt to help you become wealthy. Things they don’t teach you in college.

6 days ago | 7

@magarepussies

Excellent advice it isn't the loud mouth in the room who rises to the top but rather the one who observes adapts and understands this is so true becomes the loudmouth braggart in the room very good as it should be

5 days ago | 2

@akb-p8q5y

Love you for helping us oldies in easy language to understand, puttar. Lord bless you always.

5 days ago | 1

@kellierust250

Unless I missed it, you didn't mention starting a business, and I'm actually glad about that. Not everyone wants to start a business and that's definitely not the only way to build wealth. Thanks for suggesting such practical options for your average everyday person just trying to live a good life :)

6 days ago (edited) | 2

@ZMontgom

Thank you for this.

6 days ago | 3

@amenlion88

Let's not forget the games this government does with money. Example if it wasn't for inflation many people wouldn't be hurting financially these days.

6 days ago | 2

@RobertSmith-gx3mi

With becoming financially responsible comes the knowledge of where just about every penny of every dollar of mine is or is going to be within the next month.

5 days ago | 1

@improvetheworldnow

"enough money" is such a stupid idea. The economy is such a terrible investment. But I guess people will probably do the things I've been talking about for years after the system finally breaks.. you'll keep playing stupid games until you have no choice. Unfortunately that means most people alive will be completely unprepared and a lot of people will die

5 days ago | 1

@mattmiele7829

No, I look at my bank account and think these bastards are ripping me off with these piss poor interest payment rates when they are charging 7+% on loans and using my money.

5 days ago | 1

@mberrynunez

A budget is a plan for success and this 75/15/10 plan is great. Be sure to include some money for fun, entertainment or just for yourself. Also leverage debt to grow wealth. Borrow money at low interest rates to make investments that pay higher interest rates. Set up lines of credit against your investment accounts, and you will have more money available without selling your assets.

17 hours ago (edited) | 0

@jameswalker5645

I look at my mortgage and wonder where all the principal payment went..

6 days ago | 1

@WideEyedFox

Not since I got divorced. 😂

6 days ago | 1

@EuClid-v5e

Euclides. The. Hello. you. 🙂👍👍👍💯

6 days ago | 2

@MSami-fe6uj

This advice work for idiots only. The real reason your money is disappearing is because bag of groceries is %70 more than 4 years ago, while your income propably only %5 more

5 days ago | 1

@EmprendimientoHispano

Where my money go? You want people to write the $7.25 x hr legal wages in Texas to blue collar or the $12.00 x hr wages for white collar professionals? 😅

1 day ago | 0

@Mr.ELconomics

🫡

6 days ago | 2

@JAYY_JAYY

This guy and wealthy people are so out of touch with reality. 70 percent of the population struggles and lives check to check .

6 days ago | 2