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A new executive order signed nearly a month ago on August 7, 2025, could completely change the way Americans invest in their 401ks.

Here’s the deal:

Right now, your 401(k) is mostly limited to mutual funds and ETFs.

In other words, your money sits with Wall Street, and they charge you fees every single year, whether the market goes up or down.

This new order could open the door to six new types of investments inside 401ks:

1. Private companies and startups (invest before they hit the stock market)
2. Real estate (possibly rental properties or lending to developers)
3. Crypto (through ETFs tied to Bitcoin and other digital assets)
4. Commodities (gold, silver, and more)
5. U.S. infrastructure projects (earning interest by funding projects from the government)
6. New income or annuity options (steady payouts in retirement)

The Department of Labor and the SEC still need to decide what is allowed.

Then employers will need to choose which options to include.

Here's why this matters:

This could break Wall Street’s grip on trillions in retirement money.

- Fees could shrink, leaving more cash in your pocket.

- You might gain access to investments outside the stock market.

- Risk levels could rise, especially with startups and crypto.

- Imagine being able to buy real estate or invest in early-stage companies with your 401k.

This could be the biggest change to retirement investing in decades.

Would that be a smart move you think?

As we learn more, my team will keep you updated in real time with my free newsletter Market Briefs, which you can read for FREE here. Enjoy!

go.briefsmedia.com/optin-yt-og?utm_source=youtube&…

1 week ago (edited) | [YT] | 300



@123lowp

Always move money out of a 401k and into an IRA. Also, brokerage accounts are better.

1 week ago | 3

@misswill8488

So companies like Black Rock would buy up and own all the real estate and the only way you’d be able to have a teenie tiny piece of it is to invest through them?

1 week ago | 5

@yourworldexplorer1

Yes. Investment Capital is key to competition and this will obliterate monopolies.

1 week ago | 1

@deg262

This could also lose a lot of people's retirement income. ETFs and Mutual funds provide safety, this is hi risk for your retirement

1 week ago | 3

@nunyabisnass1141

I heard about that, and I'm still figuring out what to invest in and what my allocations should be, so I'll wait a little while before diversifying into something I don't quite understand yet..

1 week ago | 3

@matthewmagda4971

Who has a 401K??? Isn't this the same channel that sites how most Americans are living paycheck to paycheck? Please put this on another channel for all of the finance bros.

1 week ago (edited) | 1

@aericamerel1816

Fraught with risk... Make the wrong pick and you have no hope of retirement.. as is the case with 401ks in general.. directly tied to the stock market.. better hope.. you can beat inflation and the stock market doesn't take a dump at some point.. nothing is guaranteed absolutely safe right now.. except maybe gold and silver. How long can our government gaslight us about the economy? Until they grow tired of it apparently.

1 week ago | 2

@eegernades

So rent, house prices, and cost of living will increase with real estate investing isnt it?

1 week ago | 1

@preparedscouter2357

I saw it

1 week ago | 1

@EuClid-v5e

Euclides. The. Hello. you. 🙂👍👍👍💯💯

1 week ago | 3