Welcome to JCRMG INC! Joe Frank Cerros, Mortgage Loan Originator and Realtor, provides educational mortgage and real estate guidance to help you understand today’s loan options. This video covers VA, FHA, DSCR, Conventional, and other mortgage programs, explaining key factors lenders consider during evaluation. Whether you're buying your first home, refinancing, or learning investment property basics, this video offers clear, educational insights to help you make informed decisions.
For general mortgage information, call 888-600-7577. Our team provides educational guidance and answers general questions.
JCRMG INC, Real Estate Mortgage Broker NMLS2418994, DRE02173635 Joe Frank Cerros, MLO, NMLS240041, DRE01356767 Equal Housing Opportunity. Licensed by the California Department of Real Estate. California only.
For educational purposes only. Not a commitment to lend. All loans subject to credit review, eligibility, and program guidelines. Some content created with AI.
JCRMG INC
@jcrmginc
3 months ago | [YT] | 1
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JCRMG INC
Welcome to my JCRMG INC. Ask Joe Community - please send me your California mortgage questions. Thank you
3 months ago | [YT] | 1
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JCRMG INC
JCRMG INC uploaded a new video - Can You Buy a Home with ZERO Down Payment?
4 months ago | [YT] | 1
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JCRMG INC
❓ Myth or Fact: Do you really need a 20% down payment to have a strong mortgage loan offer?
4 months ago | [YT] | 5
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JCRMG INC
❓ Myth or Fact: Do you really need a 20% down payment to have a strong mortgage loan offer?
4 months ago | [YT] | 5
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JCRMG INC
Check out our new Video: Don't Pick the Wrong Loan! Watch This First
4 months ago | [YT] | 5
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JCRMG INC
New Upload: 👉 Watch now to learn what lenders look for and how to boost your chances of getting approved!
Wondering why so many borrowers get rejected for a California mortgage? 🏡 In this video, Joe Frank Cerros – Mortgage Loan Originator at JCRMG INC – reveals the #1 factor that can stop your home loan approval: your Debt-to-Income Ratio (DTI).
You’ll learn:
✔️ What DTI is and how lenders calculate it
✔️ Why it matters when applying for a California home loan
✔️ Tips to improve your chances of getting approved
Whether you’re a first-time homebuyer, refinancing, or exploring FHA, VA, Jumbo, or CalHFA loans, this breakdown will help you feel confident about your next steps.
Check out our other videos at youtube.com/playlist?list=PLZ...
#askjoe #DebtToIncome #JCRMGINC #PreQualification #joefrankcerros #JCRMG #realestatefinancing #CaliforniaMortgage #HomeLoanTips
4 months ago (edited) | [YT] | 5
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JCRMG INC
Stop Renting! Joe Frank Cerros Helps You Own Your Dream Home Today. #refinancemortgage
5 months ago | [YT] | 5
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JCRMG INC
Thank you to all my viewers and subscribers for helping me reach over 10,000 views - Next goal is to get more subscriber.
5 months ago | [YT] | 6
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JCRMG INC
Stop Renting! Joe Frank Cerros Helps You Own Your Dream Home Today. #refinancemortgage
5 months ago | [YT] | 5
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