PersonalFinance Naija

I HAVE A QUESTION ⁉️
You have phone + internet + 2-3 hours daily = You can make $500 monthly online. But many people are still waiting for government jobs or a salary increase.

What do you think stops most Nigerians from starting online work?

A) Fear of scams 😰
B) Don't know where to start 🤔
C) Think it's too hard 😓 D) Don't believe it works 🙄

Vote and tell me your honest reason in the comments. Based on your answers, I will make specific videos to help with each problem.

3 months ago | [YT] | 1

PersonalFinance Naija

🚨 New Video Alert 🚨
“How to Cash Out ₦1.5M From Dog Sitting Every Month” 🐕💸

Naija hustle wey nobody dey talk about, but people dey cash out heavy!

Would you try dog sitting as a hustle?

👉 Watch here: 🔗 youtube.com/shorts/FGHbGkAYcQk

3 months ago | [YT] | 1

PersonalFinance Naija

New Video: How to Get ₦100,000 from Treasury Bills in Nigeria 💸

Instead of letting your money sleep, let Treasury Bills grow it safely and steadily.
👉 Watch now & save yourself from sapa.


#treasurybill #moneytips #investmenttips

3 months ago | [YT] | 1

PersonalFinance Naija

Friends, let's talk about money briefly 💰
If you get money for savings account earning 2-3% interest while inflation dey chop 18% of your purchasing power, you dey actually lose money.

Treasury Bills na government-backed investment wey dey pay 15-20% returns. You fit start with ₦5k.
Just made a detailed video explaining everything: 🔗https://youtu.be/QqbtZ4ItGVA

Who don try treasury bills before? Share your experience for the comments!

3 months ago | [YT] | 1

PersonalFinance Naija

🧃 𝐈𝐟 𝐲𝐨𝐮 𝐟𝐢𝐭 𝐛𝐮𝐲 𝐬𝐡𝐚𝐰𝐚𝐫𝐦𝐚 𝐨𝐫 𝐝𝐚𝐭𝐚, 𝐲𝐨𝐮 𝐟𝐢𝐭 𝐬𝐭𝐚𝐫𝐭 𝐚 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬.

I just dropped a powerful new video breaking down r𝐞𝐚𝐥 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬𝐞𝐬 𝐲𝐨𝐮 𝐜𝐚𝐧 𝐬𝐭𝐚𝐫𝐭 𝐢𝐧 𝐍𝐢𝐠𝐞𝐫𝐢𝐚 𝐰𝐢𝐭𝐡 𝐣𝐮𝐬𝐭 ₦𝟏𝟎𝐊, ₦𝟓𝟎𝐊, 𝐨𝐫 ₦𝟏𝟎𝟎𝐊, no hype, no fake guru talk.

These are legit hustles that real Nigerians are using to make steady income in 2025:

🔹 ₦10K — Start a pure water biz, clean phones, or resell data 💧📱
🔹 ₦50K — Thrift store flipping, POS operator, mobile car wash 🚗
🔹 ₦100K — Bulk food resale, shawarma stand, or mini-importation 🌍

💥 PLUS: I reveal 𝐭𝐡𝐞 #𝟏 𝐦𝐢𝐬𝐭𝐚𝐤𝐞 𝐤𝐢𝐥𝐥𝐢𝐧𝐠 𝟗𝟎% 𝐨𝐟 𝐍𝐚𝐢𝐣𝐚 𝐬𝐦𝐚𝐥𝐥 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬𝐞𝐬 (and how to dodge it like a pro).

👉🏾 𝐖𝐚𝐭𝐜𝐡 𝐢𝐭 𝐧𝐨𝐰: https://youtu.be/bv5k7SSLWy8

Drop your level in the comments:

💬 “₦10K” if you’re starting small
💬 “₦50K” if you’re ready to build
💬 “₦100K” if you’re going in hard

🔁 No more excuses. Start small. Start smart. Just 𝐬𝐭𝐚𝐫𝐭.

#howto #moneytips #budgeting #naija #sapa #sapawise

4 months ago | [YT] | 1

PersonalFinance Naija

Nobody’s ahead of you. Everybody dey face one kain wahala.

Move at your pace. Own your journey. Rest, reset, rise.
#FridayMotivation

4 months ago | [YT] | 1

PersonalFinance Naija

𝐇𝐨𝐰 𝐭𝐨 𝐒𝐭𝐚𝐫𝐭 𝐏𝐫𝐨𝐟𝐢𝐭𝐚𝐛𝐥𝐞 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐖𝐢𝐭𝐡 ₦𝟏𝟎𝐊 𝐢𝐧 𝐍𝐢𝐠𝐞𝐫𝐢𝐚 𝟐𝟎𝟐𝟓💰
I just dropped a video showing how to start profitable businesses with ₦10K, ₦50K, or ₦100K in Nigeria.

Here's the link for you to watch before it's too late: 🔗 https://youtu.be/bv5k7SSLWy8

Here's my challenge for this community: Drop your current capital level below and I'll personally recommend the BEST business for your situation!

Poll Options:
💰 ₦10K and ready to hustle
🏢 ₦50K let's build systems
🚀 ₦100K going big
📚 Still planning and saving

Who's ready to stop making excuses and start making money? 👇

4 months ago | [YT] | 1

PersonalFinance Naija

💸 𝐘𝐨𝐮'𝐫𝐞 𝐞𝐚𝐫𝐧𝐢𝐧𝐠 ₦𝟏𝟎𝟎𝐊, 𝐛𝐮𝐭 𝐲𝐨𝐮𝐫 𝐚𝐜𝐜𝐨𝐮𝐧𝐭 𝐬𝐭𝐢𝐥𝐥 𝐝𝐞𝐲 𝐜𝐫𝐲 𝐛𝐲 𝐭𝐡𝐞 𝟏𝟓𝐭𝐡?

Omo… Funmi dey earn the same ₦100K, same Lagos rent, same fuel price, but still had ₦240K in savings by December. HOW?

I just dropped a new video breaking down 𝐞𝐱𝐚𝐜𝐭𝐥𝐲 𝐡𝐨𝐰 𝐭𝐨 𝐬𝐚𝐯𝐞 𝐦𝐨𝐧𝐞𝐲 𝐢𝐧 𝐍𝐢𝐠𝐞𝐫𝐢𝐚 𝐨𝐧 ₦𝟏𝟎𝟎𝐊/𝐦𝐨𝐧𝐭𝐡, 𝐰𝐢𝐭𝐡𝐨𝐮𝐭 𝐠𝐨𝐢𝐧𝐠 𝐦𝐚𝐝 𝐨𝐫 𝐜𝐮𝐭𝐭𝐢𝐧𝐠 𝐨𝐟𝐟 𝐬𝐦𝐚𝐥𝐥 𝐞𝐧𝐣𝐨𝐲𝐦𝐞𝐧𝐭.

🔑 Inside the video:
✅ The Naija version of 50/30/20 that actually works
✅ Apps like PiggyVest & Cowrywise to auto-save before you chop the money
✅ Why you should stop impressing broke friends (yes, I said it)
✅ How shopping once a month can save you ₦15K+
✅ The ₦500 daily savings challenge that can get you ₦180K by next year

👉🏾 Watch it here: https://youtu.be/Z1HKA9Nunnc

𝐖𝐡𝐢𝐜𝐡 𝐨𝐟 𝐭𝐡𝐞𝐬𝐞 𝐭𝐢𝐩𝐬 𝐠𝐨 𝐡𝐞𝐥𝐩 𝐲𝐨𝐮 𝐭𝐡𝐞 𝐦𝐨𝐬𝐭? 𝐎𝐫 𝐧𝐚 𝐚𝐥𝐥 𝐨𝐟 𝐭𝐡𝐞𝐦 𝐲𝐨𝐮 𝐧𝐞𝐞𝐝? Drop your answer below 👇🏾
This video no be dream selling, it’s real talk for real money moves.

#howto #moneytips #budgeting #naija #sapa #sapawise

4 months ago | [YT] | 1

PersonalFinance Naija

📢 If your salary disappears before month-end, you’re not alone.
I just dropped a new video showing:

✅ Naija 60/25/15 rule
✅ ₦500/day challenge
✅ How to invest in a money market mutual fund

👉 Watch here: 🔗 https://youtu.be/Z1HKA9Nunnc?si=KCz6K...

Let’s beat Sapa together this year!

4 months ago | [YT] | 1

PersonalFinance Naija

Quick Reality Check: What's your biggest money challenge right now? 🤔

Your answer will help me create content that actually solves your problems. BTW, my latest video shows 3 ways to tackle option 1 with ₦0 capital 👀

4 months ago | [YT] | 3