Applying an Engineering Mindset to Personal Finance and Investing




Fin Tek

How are you feeling about the market right now?

4 months ago | [YT] | 38

Fin Tek

Wow, I did not expect this news today.

Warren Buffett is officially stepping down as CEO of Berkshire Hathaway after 55 years at the helm. Since taking over in 1970, he’s led the company through 10 bear markets, double-digit interest rates, multiple wars, and every major financial crisis since Nixon. Greg Abel will take over, as Buffett outlined in his shareholder letter — and Buffett will stay on as chairman and keep his shares.

Buffett didn’t just build one of the most successful companies in history — he helped millions of people think differently about investing. Patience, clarity, and discipline over hype. Even if you don’t follow his exact playbook, there’s a lot to admire in how he stuck to it for half a century.

The market changes — but the lessons don’t. Thanks, Warren.

7 months ago | [YT] | 212

Fin Tek

I'm working on a video covering the crash in AI stocks, and I thought it would be interesting to see how YouTube feels about the current stock market.

How do you think the overall market will look 3 months from now?

8 months ago | [YT] | 19

Fin Tek

I share my stock portfolio every month on my computer, but I was curious - Do most people do their trading on their phones?

1 year ago | [YT] | 24

Fin Tek

What part of Investing do you struggle with the most?

1 year ago | [YT] | 20

Fin Tek

How long have you been investing in stocks?

1 year ago | [YT] | 32

Fin Tek

The SoFi roller-coaster continues.

SoFi has been one of the most volatile stocks in my portfolio, seemingly swinging 10-20% based on every statement out of Jerome Powell's mouth.

I think a lot of this volatility comes from confusion around how to classify SoFi.
Is it a bank, or is it a fintech?

If it's a bank, it's overvalued; the Price to Book Value should be close to 1 but it's around 1.32.
If it's a fintech, it's extremely cheap. Many fintechs trade at a ratio closer to 3 or 4.

We'll see in the long term which category the market ends up placing this stock in, but the recent price jump has moved SoFi to become my second largest position in my portfolio (see the second image). This size is due to my confidence that it will be valued a fintech at some point in the future.

I only noticed that SoFi become my second largest stock, because I've switched from just tracking my stocks directly with my broker to using a dedicated Portfolio Tracker.

I own stocks in both my Roth IRA and a taxable brokerage account, so it's nice to have them all imported to view in one place.

TLDR:
Hopefully SoFi keeps rising as the market re-evaluates their value.
Roth IRAs are under appreciated.
Using a Portfolio Tracker makes things easier to follow.

Here's a link to the tracker I'm using if you want to try it out (it's called getquin):
www.qhkv6trk.com/cmp/6STDQ8/HXP6K/

1 year ago | [YT] | 43

Fin Tek

A major Crowdstrike outage is affecting Windows machines. Shares are down as much as 15% premarket.
I'll be posting updates on my Instagram: www.instagram.com/realfintek/

1 year ago | [YT] | 25

Fin Tek

Quickly want to say I’m Super excited to share the videos coming out over the next month. They are a long time in the making. What are you hoping they are?

1 year ago | [YT] | 15

Fin Tek

I've been posting a bunch on Instagram lately, so if you're looking for more stock breakdowns and behind the scenes content, there will be at least daily updates there. If that sounds interesting I'd appreciate a follow over there, otherwise new YouTube video on Palantir comes out next Monday! www.instagram.com/realfintek/

1 year ago | [YT] | 19