MK Khusro

🚨 BENGALURU'S HOUSING DREAM IS DYING 🚨

Over 42% of homebuyers can NO LONGER afford homes under ₹1 crore in Bengaluru.

Let that sink in.

The city that powered India's tech revolution is now pricing out its own workforce. Here's the brutal reality of what's happening on the ground:

THE AFFORDABILITY COLLAPSE

While demand for sub-₹1 crore homes has surged 13% year-on-year, developers have abandoned this segment entirely. Why? Higher margins in luxury housing. Rising land costs. Premium project profits.

The result? Middle-class families are being systematically pushed out of new developments.

THE NUMBERS DON'T LIE

→ Even 2 BHK apartments in prime areas now breach ₹1 crore

→ 3 BHK units range between ₹1.5-2 crore

→ Luxury segment (₹1 crore+) now accounts for 61% of Q1 2025 sales

→ Unsold inventory jumped 25% to 67,518 units by end of 2025

→ Properties priced ₹1-2 crore: 47% of total sales

→ Properties priced ₹2-5 crore: 24% of total sales

Together, these premium brackets represent 79% of all residential sales. The affordable segment (<₹50 lakh) contributes just 6% of sales.

WHO'S WINNING? WHO'S LOSING?

✅ Winners: Luxury developers, premium property investors, high-income IT professionals

❌ Losers: Middle-income families, first-time homebuyers, young professionals, service sector workers

THE RIPPLE EFFECTS

Families are being forced to peripheral areas lacking connectivity and amenities. The IT boom that created wealth is now creating a housing inequality crisis. Bengaluru risks becoming a city only the affluent can call home.

Resale markets offer some relief, but new developments are almost entirely premium-focused.

WHAT NEEDS TO CHANGE

Policymakers must incentivize mid-income housing projects NOW. Without intervention, Bengaluru's growth will deepen home ownership inequality, threatening the city's social fabric and long-term economic sustainability.

THE QUESTION WE MUST ASK

Is this sustainable? Can a city truly thrive when its teachers, nurses, engineers, and service workers can't afford to live there?

Silicon Valley of India is at a crossroads. The choices made today will determine whether Bengaluru remains an inclusive growth story or becomes another example of progress leaving people behind.

💭 What's your take?

Are you experiencing this affordability crisis firsthand? Drop your thoughts below.

#BengaluruRealEstate #HousingCrisis #AffordabilityGap #IndiaRealEstate #PropertyMarket #UrbanPlanning #MiddleClassIndia #BangaloreProperty #RealEstateIndia #HousingMarket #InclusiveGrowth #PropertyPrices #IndianEconomy #UrbanDevelopment #RealEstateTrends2025

1 day ago | [YT] | 1

MK Khusro

🇮🇳 Did You Know? India's Largest City Might Surprise You!

When someone asks "What's India's largest city?" the answer depends on what you're measuring. Let's break down the fascinating numbers that define urban India in 2025:

📍 BY AREA: Delhi Takes the Crown

Sprawling across 1,484 sq km, Delhi isn't just India's political capital it's the largest city by geographical area. This massive metropolitan region houses government institutions, multinational corporations, and three UNESCO World Heritage Sites including the Red Fort, Qutub Minar, and Humayun's Tomb.

👥 BY POPULATION: A Photo Finish

Recent estimates show Delhi has overtaken Mumbai as the most populous city with over 30-34 million residents, though Mumbai remains close with 20+ million. Both cities represent the incredible scale of urbanization happening across India.

💰 BY GDP: Mumbai Rules

With a GDP of $310 billion, Mumbai remains India's undisputed financial capital. Home to the Bombay Stock Exchange, National Stock Exchange, and the heart of Bollywood, this "City of Dreams" drives India's economic engine.

🏙️ The Urban Growth Story India now has:

- 39 cities with 1 million+ population
- 75 cities with 100,000+ residents
- 2,476 cities between 10,000-100,000 people

Yet remarkably, 67% of India's population still lives in rural areas showcasing the massive potential for continued urban development.

🚀 The Tech Revolution

Bangalore (741 sq km) stands as India's second-largest city by area and has earned its title as the "Silicon Valley of India," generating billions in IT exports and hosting global tech giants.

🔮 What This Means for the Future:

As India continues its rapid urbanization journey, these megacities face both opportunities and challenges from infrastructure development and smart city initiatives to addressing pollution, housing, and sustainable growth.

Understanding these urban dynamics isn't just about knowing facts it's about recognizing where opportunities lie, where investments are heading, and how India's urban landscape is reshaping the nation's future.

Which of these facts surprised you the most? Share your thoughts below! 👇

#India #UrbanDevelopment #Delhi #Mumbai #Bangalore #IndianCities #RealEstate #SmartCities #UrbanPlanning #EconomicGrowth #Infrastructure #Megacities #IncredibleIndia #UrbanIndia #BusinessIndia #Technology #Finance #PopulationGrowth #GDP #FutureOfIndia #IndiaGrowthStory

3 days ago | [YT] | 1

MK Khusro

🚀 Success isn't an accident. It’s a system.

Many chase the result, but few embrace the process. The real difference lies in the daily architecture of your actions built on three non-negotiable pillars:

🔷 DISCIPLINE provides the structure.

It’s the backbone. The commitment to show up even when motivation fades. Discipline turns goals into routines and dreams into plans. It’s what you do when no one is watching.

🎯 FOCUS sharpens the aim.

In a world of endless notifications and shiny distractions, focus is your superpower. It’s the laser-like clarity that cuts through noise and aligns your energy with what truly matters. Where your attention goes, your progress flows.

🔥 CONSISTENCY fuels the journey.

Not intensity, but consistency, creates lasting change. Small, repeated actions compound into extraordinary results. It’s the daily drip that carves the canyon. Keep going, even when progress feels slow.

Together, these three create an unstoppable formula for personal development, professional growth, and achieving your goals.

Your takeaway today:

1. Build one disciplined habit this week.

2. Protect your focus block time for deep work.

3. Choose consistency over perfection. Progress > pause.

Success is not a sprint. It’s a disciplined, focused, and consistent march.

💬 I’d love to hear from you:

Which of these three Discipline, Focus, or Consistency is your biggest strength or growth area?

Let’s discuss in the comments!

👇 Like, share, and follow for more content on mindset, productivity, and success habits.

#Discipline #Focus #Consistency #SuccessMindset #PersonalDevelopment #ProfessionalGrowth #Motivation #ProductivityTips #GoalSetting #GrowthMindset #Achievement #MindsetMatters #SuccessFormula #DailyHabits #SelfImprovement

3 days ago | [YT] | 1

MK Khusro

🚨 BREAKING for UAE Expats: Your Assets Could Go to CHARITY if You Don't Act! 🚨

The UAE's landmark 2026 Civil Law update brings CLARITY and a crucial WARNING for every expat building a life here. This isn't just legal news it's about protecting your family's future.

Here’s what you MUST know:

✅ No Will & No Heirs? Under Federal Decree-Law No. 51 of 2024, if a foreigner passes away with no legal heirs, their UAE-based assets will be designated as a charitable endowment (Waqf). Your wealth will support community causes.

✅ New Default Inheritance for Non-Muslims: Dying without a will ("intestate") now follows a clear "civil" system:

• Spouse & Children: Estate split 50% to spouse, 50% equally among children.

• Gender Equality: A historic shift! Sons and daughters inherit equal shares.

✅ Youth Empowerment: A revolutionary change! Minors can now seek court permission to manage inherited assets from age 15 (Gregorian), supporting young entrepreneurs.

⚠️ CRITICAL WARNING: Upon death, authorities FREEZE bank accounts (even joint ones) until courts issue an order. Without a will, this process can strangle your family's finances.

Your Action Plan:

1. DO NOT RELY on default laws.

2. WRITE & REGISTER a formal will with DIFC, Abu Dhabi Judicial Department, or Dubai Courts.

3. SEEK ADVICE from a legal expert specializing in UAE expat estate planning.

Reference: timesofindia.indiatimes.com/world/middle-east/uae-…

A will is your "Fast Pass" it ensures your assets reach your loved ones quickly, not tied up in courts or redirected by default rules.

Protect your legacy. Secure your family's stability.

#UAELaw2026 #UAEExpat #EstatePlanning #WillsAndTrusts #FinancialPlanning #AssetProtection #MiddleEastBusiness #Inheritance #ExpatLife #Dubai #AbuDhabi #UAE #LegalUpdate #CivilLaw #SuccessionPlanning

1 week ago | [YT] | 2

MK Khusro

New year, new income identity! 🚀

It's time to upgrade yourself. Start by mastering high-value skills, setting bold financial goals, and seizing opportunities.

Commit to your growth and watch your earnings transform.

What's the first skill you'll learn this year?

#NewYearNewIncome #UpgradeYourself #FinancialFreedom

1 week ago | [YT] | 2

MK Khusro

🚄 𝐓𝐄𝐋𝐀𝐍𝐆𝐀𝐍𝐀 𝐆𝐄𝐓𝐒 𝐌𝐀𝐒𝐒𝐈𝐕𝐄 𝐑𝐀𝐈𝐋𝐖𝐀𝐘 𝐈𝐍𝐅𝐑𝐀𝐒𝐓𝐑𝐔𝐂𝐓𝐔𝐑𝐄 𝐁𝐎𝐎𝐒𝐓! 🚄

Big news for infrastructure enthusiasts and business leaders in Telangana! 🎯

The Centre has sanctioned a whopping ₹35,045 Crore railway infrastructure package with 20 major projects that will transform connectivity across the state! 🔥

📊 𝐇𝐞𝐫𝐞'𝐬 𝐖𝐡𝐚𝐭'𝐬 𝐂𝐨𝐦𝐢𝐧𝐠:

✅ 6 New Railway Lines - Opening up fresh connectivity routes

✅ 14 Doubling Works - Expanding capacity on existing corridors

✅ 2,298 km of track network expansion

✅ ₹5,337 Crore allocation for FY 2025-26

🎯 𝐊𝐞𝐲 𝐇𝐢𝐠𝐡𝐥𝐢𝐠𝐡𝐭𝐬:

🔹 100% Railway Electrification achieved across Telangana

🔹 5 Vande Bharat trains already operational covering 7 districts

🔹 40 Railway Stations being redeveloped under Amrit Bharat Scheme

🔹 Major projects include Secunderabad-Wadi 3rd & 4th line (₹5,012 Cr)

🔹 Track upgrades to support speeds up to 160 kmph

💼 𝐄𝐜𝐨𝐧𝐨𝐦𝐢𝐜 𝐈𝐦𝐩𝐚𝐜𝐭:

💪 Massive employment generation during construction

📈 Enhanced industrial connectivity to ports and cities

🌱 Reduced carbon emissions - equivalent to planting crores of trees

🚚 Improved freight movement for industries and agriculture

⚡ Lower logistics costs boosting competitiveness

🌟 𝐅𝐮𝐭𝐮𝐫𝐞-𝐑𝐞𝐚𝐝𝐲 𝐓𝐞𝐜𝐡𝐧𝐨𝐥𝐨𝐠𝐲: The state is also developing:

🔸 Kavach safety system (1,465 km already implemented)

🔸 Centre of Excellence for Railway Technology in Secunderabad

🔸 MMTS Phase 2 commissioned with Yadadri extension planned

🔸 Railway Manufacturing Unit at Kazipet (₹521 Cr investment)

This infrastructure push aligns perfectly with PM Gati Shakti National Master Plan and will position Telangana as a major logistics and industrial hub! 🌐

What does this mean for you?

👉 Better business connectivity
👉 Reduced transportation costs
👉 Faster goods movement
👉 Enhanced regional economic growth

The future of Telangana's connectivity looks brighter than ever! 🌟

#TelanganaRailways #InfrastructureDevelopment #RailwayProjects #PMGatiShakti #VandeBharat #IndianRailways #TelanganaGrowth #SmartInfrastructure #LogisticsIndia #TransportInfrastructure #HyderabadBusiness #Secunderabad #RailwayExpansion #SustainableTransport

1 month ago | [YT] | 1

MK Khusro

Most property investors focus on capital appreciation, but are you leaving a powerful tax-saving tool on the table? 🤔

The secret isn't just in the buy; it's in a concept many overlook: Real Estate Depreciation.

While the property's value may be going up, the building itself is considered a "wasting asset" by the tax authorities. This allows you to claim a deduction for its theoretical wear and tear. It's a non-cash expense, meaning you don't actually spend any money to claim it!

Here’s a simplified breakdown of how it can work for you:

🏢 The Concept: You can claim depreciation on the "building" portion of your property (not the land) over its useful life, typically 30 years. This includes the structure, along with fixtures like plumbing, electrical wiring, and flooring.

💰 The Direct Benefit: This depreciation deduction is subtracted from your rental income. The result? A significantly lower taxable income, which translates directly to a lower tax bill. In some cases, it can even create a "tax loss" on paper while you are still cash-flow positive.

📊 The Strategy: This isn't just for individual properties. Savvy investors use this to build substantial portfolios. The tax savings generated from one property can be reinvested as a down payment for the next, accelerating your wealth-building journey through a powerful compounding effect.

A Crucial Consideration: Be mindful of "Depreciation Recapture." If you sell the property for a profit, the total depreciation you've claimed over the years may be taxed at the time of sale. However, strategic planning—like a 1031 exchange in the US or reinvesting in India—can often defer this tax liability.

The Bottom Line: Understanding and leveraging depreciation transforms a property from a mere asset into a sophisticated financial instrument. It’s a legitimate strategy to improve your cash flow and reinvest capital more efficiently.

Reference: www.hindustantimes.com/real-estate/real-estate-dep…

I help people build wealth through Real Estate by demystifying these advanced financial concepts and turning them into actionable strategies.

Questions? Have you utilized depreciation to optimize your portfolio?

Share your experiences in the comments below! 👇

#RealEstateInvesting #WealthBuilding #TaxStrategies #PropertyInvestment #Depreciation #FinancialFreedom #RealEstateTips #SmartInvesting #AssetManagement #LinkedInFinance

2 months ago | [YT] | 1

MK Khusro

This month ends. The page turns. The calendar resets.

But your growth? Your progress? Your potential?

That doesn't get a new start date. It compounds.

While others are closing their books, the most successful people are checking the most important metric: Their Compounding Rate.

Think of it as your Personal & Professional ROI. It's not about what you earned this month. It's about the assets you built that will pay you for months and years to come.

What are these Assets?

🔋 The Knowledge Asset: The book you read, the course you finished, the new skill you practiced. It pays dividends in every future conversation and decision.

🤝 The Network Asset: The genuine connection you made, the favor you did without expectation, the collaborative project you championed. It compounds into trust and opportunity.

🚀 The System Asset: The workflow you automated, the inefficient meeting you redesigned, the healthy habit you cemented. It compounds into time and energy—your most precious resources.

🧠 The Mindset Asset: The setback you reframed, the fear you faced, the patience you practiced. It compounds into resilience, the ultimate career advantage.

This month, you might not have hit every target. That's okay. But ask yourself the only question that truly matters for the long game:

What asset, that pays me forever, did I build?

Did you build a skill that will make you 1% better every day from now on? Did you strengthen a relationship that becomes a pillar of your network? Did you create a system that gives you back 5 hours next month?

Your story isn't written in monthly quotas. It's written in the compounding interest of your daily choices.

The clock is ticking on this month, but your compounding story is just getting started.

Make next month an asset-building month.


Share it below. Let's hold each other accountable.

If this resonated, repost to your network to spread the mindset! ♻️

#CompoundingEffect #PersonalGrowth #ProfessionalDevelopment #CareerAdvice #SuccessMindset #LifelongLearning #Productivity #Leadership #FutureReady #InvestInYourself

2 months ago | [YT] | 1

MK Khusro

We've all seen It: The person who turns a simple task into a monumental struggle.

Why? The difference isn't just skill. It's Strategy.

"Any work can be easy or difficult. But when a difficult work can be made easy, then why make an easy work difficult?"

This isn't just a phrase; it's a fundamental law of high performance.

The secret lies in two powerful levers:

1. ABILITY: Your skills, knowledge, and expertise. The sharpness of your axe.

2. ENVIRONMENT: The systems, tools, and processes you operate in. The quality of your grindstone.

Mastering one is good. Mastering both is a game-changer.

You can have a brilliant strategist (high ability) stuck in bureaucratic quicksand (poor environment). Or the best tools in the world (great environment) in the hands of someone untrained (low ability). Both scenarios create friction. Both make easy work difficult.

So, how do we Flip the Script?

✅ For Ability: Commit to relentless learning. Not just hard skills, but soft skills—communication, delegation, and problem-solving frameworks. Sharpen the axe continuously.

✅ For Environment: Audit your workflows. Automate the repetitive. Delegate what doesn't need your unique genius. Create systems that work *for* you, not against you. This is how you build a frictionless grindstone.

Stop glorifying the struggle. Start optimizing the process.

The goal isn't to work harder on the difficult path; it's to find the easier path and execute with excellence.

Your turn: What's one "difficult" task you've recently made "easy" by upgrading your Ability or Environment? Share your win below! 👇

If you believe in working smarter, not just harder, repost this to your network ♻️.

#WorkSmarter #Productivity #Leadership #OperationalExcellence #PersonalDevelopment #Efficiency #BusinessStrategy #Mindset #ProcessImprovement #SuccessHabits

2 months ago | [YT] | 1

MK Khusro

Ever feel like you're putting in the work but the results are on vacation? 📈➡️😴

We live in a world obsessed with the highlight reel. The promotion. The launch. The "overnight success."

But what about the 2 AM drafts? The rejected proposals? The skills you build when no one is watching?

That gap—between the hard work and the big break—is where the magic happens. It's where resilience is forged, character is built, and true, lasting success is engineered.

It’s not a delay. It’s the process.

And the process is everything.
It’s your most valuable asset.
It’s the one thing you can truly control.

Trusting it is the hardest part, but the most crucial.

I’ve written a deep dive on how to not just endure your process, but to embrace it, master it, and let it become your greatest competitive advantage.

I break down:

🔹 The Psychology of Patience: Rewiring your brain for long-term gains.

🔹 Building Your Compass: How to stay the course when doubt creeps in.

🔹 The "Compound Effect" of Small Wins: Why consistency trumps intensity every single time.

🔹 Real stories from those who trusted the process and achieved remarkable things.

Your journey is unique, but you don't have to navigate it alone.

Question for you: What's one lesson your "process" has taught you recently?

Share it in the comments—let's learn from each other. 👇

#TrustTheProcess #PersonalGrowth #CareerDevelopment #Resilience #Mindset #SuccessHabits #Leadership #ProfessionalGrowth #Patience #ProcessOverOutcome #Motivation #SelfImprovement

2 months ago | [YT] | 1