FIRE Psy Chat

What IRA mistake did you make?

See the 5 IRA mistakes that quietly cost investors money — and how to avoid contribution errors, missed deadlines, and poor investing habits: https://youtu.be/paJhd3BMkH4

1 day ago | [YT] | 5

FIRE Psy Chat

How much monthly retirement income do you want?

See how much you may need invested to generate $10,000 per month in retirement — and how pensions, Social Security, and withdrawal rates can dramatically change the target: https://youtu.be/oXsTt8SH9tI

3 days ago | [YT] | 20

FIRE Psy Chat

Memorial Day hits different for me every year.

For many people, it is a long weekend, a day off, a barbecue, or the unofficial start of summer.

And there is nothing wrong with enjoying the weekend with your family.

But for many veterans, Memorial Day carries a different weight.

It reminds us of the names, the faces, the formations, the folded flags, and the families who never got to welcome their loved ones home.

As a 20-year Air Force veteran, I know this day is not about me.

Veterans Day honors everyone who served.

Memorial Day honors those who never made it home.

So today, I think about the men and women who gave everything in service to this country.

I think about the families who still carry that loss every single day.

To those who gave their lives for this country, I will never forget the sacrifice you made.

And to the families who paid the price no family should ever have to pay, your sacrifice will never be forgotten either.

If you ever get the chance, visit the Tomb of the Unknown Soldier at Arlington National Cemetery. Standing there is a powerful reminder that some sacrifices were made by people whose names we may never know, but whose service should never be forgotten.

1 week ago | [YT] | 87

FIRE Psy Chat

If you had to take a personal loan, what’s it for?

See why 38% of Americans now have personal loans, what’s really driving it, and when it actually makes sense vs when it makes things worse: https://youtu.be/c4i_eCUbVMk

1 week ago | [YT] | 18

FIRE Psy Chat

How do you feel about the CoastFIRE strategy?

See the Coast FIRE targets by age and the biggest risks that can throw your plan off track — so you can tell whether your investments can now grow on their own: https://youtu.be/heNOANYg-50

1 week ago | [YT] | 10

FIRE Psy Chat

How do you plan to withdraw your TSP in retirement with the pro-rata rule in place?

See how the TSP’s pro-rata withdrawal rule can complicate Roth conversion strategies — and what federal employees can do to gain more tax-planning flexibility: https://youtu.be/88Ir0Yg2XAs

1 week ago | [YT] | 7

FIRE Psy Chat

Would you use an HSA if everyone qualified?

See how Congress’s proposed “HSA for All” plan could expand Health Savings Accounts beyond high-deductible health plans — and what it could mean for your taxes, healthcare, and retirement savings: https://www.youtube.com/watch?v=jCqDt...

2 weeks ago | [YT] | 19

FIRE Psy Chat

How do you feel your 401(k) stacks up?

See how your 401(k) balance compares across income levels in 2026 — and whether you're ahead, behind, or right on track: https://youtu.be/pwICrnT88sw

2 weeks ago | [YT] | 18

FIRE Psy Chat

Why do you think Gen Z is investing more in their Roth IRA?

See why Gen Z is driving IRA contributions to record highs — and what they’re doing differently that older generations can learn from: https://youtu.be/QxLpBn2zoO8

2 weeks ago | [YT] | 12

FIRE Psy Chat

If you could restart your 30s, what would you fix first?

See the 9 money lessons I wish I learned in my 30s — and how applying them earlier could have accelerated my path to financial independence: https://youtu.be/QMNLTBV5_co

3 weeks ago | [YT] | 14