My mission is to help people achieve financial independence and retire early. My channel contains educational content on your 401(k), Roth IRA, and TSP. If you want to retire early, you have to take control of your finances now!
My financial independence journey began in 2014 when I realized how broke I was. I lived way above my means and was in over my head with $110k in debt. I completed my debt-free journey in 2 years by the age of 30. I discovered the Financial Independence and Retire Early (F.I.R.E.) movement and saved 60-70% of my gross income.
I became a financial coach to help millions of Americans get out of debt, create a budget, and achieve financial freedom. I started my YouTube channel in 2021 to share my progress in F.I.R.E. I have a website to offer my financial coaching services, free spreadsheets, and personal finance calculators. I hope you find my experience helpful in starting your F.I.R.E. journey.
FIRE Psy Chat
How would you fund your retirement?
See how dividend income actually works for early retirement — plus the tax traps and mistakes most investors miss: https://youtu.be/uua43_PvYVk
22 hours ago | [YT] | 7
View 9 replies
FIRE Psy Chat
Where do you invest most of your money first?
See why stacking your 401(k), IRA, and HSA first can leave you hundreds of thousands ahead of a taxable brokerage — and the exact order I use every year: https://youtu.be/vz4g2YqHNgA
2 days ago | [YT] | 19
View 52 replies
FIRE Psy Chat
What retirement investment income style fits you best?
See the 3 retirement income strategies that turn your savings into a paycheck — and which one protects you best from running out of money: https://youtu.be/3Vax6l3HZ18
5 days ago | [YT] | 13
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FIRE Psy Chat
What percent of your income do you save?
See exactly how I manage my income, expenses, and savings every month — and the simple 3-bucket system that helped me build real wealth without fancy apps: https://youtu.be/VwnGdojejEA
1 week ago | [YT] | 17
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FIRE Psy Chat
Do you think California’s wealth tax is a good idea?
See how California’s proposed wealth tax could impact billionaires, the state economy, and even your retirement investments — and whether it actually helps regular taxpayers: https://youtu.be/AIcQD7Jd7WI
1 week ago | [YT] | 13
View 33 replies
FIRE Psy Chat
Change question to: Which tax bill proposal would help you the most?
See what Congress just proposed for retirement accounts, housing, and taxes — and which parts of this new bill could put the most money back in your pocket: https://youtu.be/SpX-NO0Q2Dc
1 week ago | [YT] | 17
View 49 replies
FIRE Psy Chat
What investment balance would make you feel secure for retirement?
See how far $1M, $2M, or $3M actually goes in retirement — and why income matters more than the headline number: https://youtu.be/gV-W26to02s
2 weeks ago | [YT] | 23
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FIRE Psy Chat
Where do you keep your emergency fund today?
See the best high-yield savings accounts of 2026 — and why loyalty to big banks quietly costs you hundreds every year: https://youtu.be/xulcRd6DmhY
2 weeks ago | [YT] | 13
View 17 replies
FIRE Psy Chat
What are you prioritizing with your savings in 2026?
See exactly how I’d invest if I were starting from scratch in 2026 — including the order of accounts that makes everything easier later: https://youtu.be/vdEOOkg0zxA
2 weeks ago | [YT] | 23
View 15 replies
FIRE Psy Chat
How are you planning to deal with future RMDs?
See why having too much money in a 401(k) or IRA can backfire — and how RMDs quietly turn into a massive tax problem later: https://youtu.be/vbTTPAiwMv0
3 weeks ago | [YT] | 13
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