FIRE Psy Chat
My mission is to help people achieve financial independence and retire early. My channel contains educational content on your 401(k), Roth IRA, and TSP. If you want to retire early, you have to take control of your finances now!
My financial independence journey began in 2014 when I realized how broke I was. I lived way above my means and was in over my head with $110k in debt. I completed my debt-free journey in 2 years by the age of 30. I discovered the Financial Independence and Retire Early (F.I.R.E.) movement and saved 60-70% of my gross income.
I became a financial coach to help millions of Americans get out of debt, create a budget, and achieve financial freedom. I started my YouTube channel in 2021 to share my progress in F.I.R.E. I have a website to offer my financial coaching services, free spreadsheets, and personal finance calculators. I hope you find my experience helpful in starting your F.I.R.E. journey.
FIRE Psy Chat
Which net worth milestone matters most?
See the 3 net worth milestones that completely changed my financial life — and why hitting zero mattered more than hitting a million: https://youtu.be/4EvB89CCf4Y
17 hours ago | [YT] | 7
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FIRE Psy Chat
Did overtime change your 2026 tax outlook?
Learn how working overtime in 2025 could lead to a bigger tax refund in 2026 — and how to calculate what you’re actually owed: https://youtu.be/v0eCbWnJjFc
2 days ago | [YT] | 13
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FIRE Psy Chat
Which 2025 money deadline are you doing right now before December 31?
See the most important money deadlines before 2025 ends — and which ones you still have time to act on: https://youtu.be/J2p2AAUU1sg
5 days ago | [YT] | 9
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FIRE Psy Chat
Merry Christmas, everyone! Die Hard is a Christmas movie... don't argue 😎
1 week ago | [YT] | 116
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FIRE Psy Chat
Which investing habit matters most?
See the 6 investing habits that built real wealth — and which one you should focus on next: https://youtu.be/91IVH0HJOGA
1 week ago | [YT] | 16
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FIRE Psy Chat
Are you investing in your HSA in 2026?
See what actually happens when you max out an HSA for 5 straight years — and why the results surprise most people: https://youtu.be/ElZU277r4Z4
1 week ago | [YT] | 10
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FIRE Psy Chat
Have you taken any TSP or 401(k) hardship withdrawal in 2025?
Now that you saw what’s happening with TSP hardship withdrawals in 2025, tell me what stood out for you: https://youtu.be/3Co-YjN7t14
1 week ago | [YT] | 12
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FIRE Psy Chat
Which savings habit are you working to improve in 2026?
After watching how we hit a 60% savings rate, I want to know which part motivated you the most: https://youtu.be/HNiUGntvsPg
2 weeks ago | [YT] | 16
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FIRE Psy Chat
Which 529 change was the biggest surprise?
Now that you watched the 529 breakdown, tell me which new rule surprised you most: https://youtu.be/86T3AEWK-rE
2 weeks ago | [YT] | 9
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FIRE Psy Chat
Did the new $150K Roth 401(k) rule change your 2026 plan?
Now that you watched the new Roth rule breakdown, I want to know how this 2026 change affects you: https://youtu.be/QbHNGiiWx-g
2 weeks ago | [YT] | 11
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