No BULL. No FLUFF. Just TRUTH
This channel cuts through the noise to give you real insights into money, markets, and the financial industry—without the jargon or spin. We break down what the industry won’t tell you and why, so you can make smarter decisions with your wealth.
I help high-income professionals, business owners, and pre-retirees navigate markets, taxes, and life’s biggest money moves.
On this channel, you’ll find:
🎙 The 9Innings Podcast – Candid conversations with financial leaders, authors, and economists
📊 Market & Economic Insights – What’s really moving the markets and your money
💼 Practical Wealth Strategies – Tax planning, retirement income, estate planning, and business tips
Subscribe if you want finance explained clearly and directly—from someone who’s in the trenches helping clients every day.
Disclosure: hsites.google.com/view/9idisclosure/disclosure
The 9Innings Podcast
💥 You can lose your Texas homestead exemption without moving.
I almost did.
All it took was putting my house into a trust. Ownership changed on paper, and I had to reapply just to keep my exemption.
Had to:
– Restate my trust
– Get it notarized
– Go back to the appraisal district
Nothing changed in my life… but everything changed on paper.
With exemptions now over $100K, this is not a small mistake.
Watch the full breakdown.
3 days ago | [YT] | 1
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The 9Innings Podcast
🔥 IS YOUR REDUND LYING TO YOU| 1099 Madness
Tax season is here, and it’s messy.
1099s are rolling in. Corrected forms are showing up late. And a lot of people are surprised by what they owe… or what they’re getting back.
In this episode of Facts Over Feelings, I break down:
• Why some retirees (especially teachers) are seeing unexpected tax bills
• The truth behind “bigger refunds”
• A hidden opportunity to reclaim penalties from prior years
This is what I’m actually seeing behind the scenes running returns right now.
🎧 Watch / Listen here:
1 week ago | [YT] | 0
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The 9Innings Podcast
🎥 The $3,700 Tax Refund Myth
Are people really getting larger refunds this year?
Not exactly.
In many cases, it’s just overwithholding.
That’s not a tax cut… that’s your money.
🎥 Watch here:
2 weeks ago | [YT] | 0
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The 9Innings Podcast
$39 trillion in debt.
Is the U.S. actually in trouble… or are we misunderstanding how the system works?
Dr. John T. Harvey (TCU) joined me to talk about:
• The national debt
• Modern Monetary Theory
• Inflation vs interest rates
• And whether the U.S. could become Japan
Watch the full episode here 👇
3 weeks ago | [YT] | 0
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The 9Innings Podcast
🏠 You Can’t Force Housing Affordability
Everyone thinks lowering mortgage rates will fix the housing problem…
It won’t.
Rates are driven by the 10-year Treasury, inflation, and risk—not headlines or policy moves.
Yes, you might see a short-term dip…
But affordability is bigger than rates:
• Home prices
• Property taxes
• Insurance
• Income
That’s what actually matters.
🎙️ In this episode, we break down what’s really driving mortgage rates—and why policy alone won’t fix housing.
👉 Watch now and let me know your thoughts in the comments.
#Econ101 #HousingMarket #RealEstate #Finance
1 month ago | [YT] | 1
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The 9Innings Podcast
🔥 Stop Chasing Clients. Build Enterprise Value.
New episode with Derrick Kinney just dropped.
If you’re stuck trying to grow your business, this one will hit:
• Why community beats cold calls
• The “You Know How” framework
• Breaking through income plateaus
• Building something worth buying
This isn’t theory — it’s real game.
▶️ Watch now and don’t forget to subscribe.
1 month ago | [YT] | 1
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The 9Innings Podcast
New Econ 101 just dropped. ⚠️
Can using your 401(k) to buy a house actually make housing more affordable — or does it push prices even higher?
In today’s video, I break down:
✔️ How 401(k) withdrawals really work
✔️ Tax vs penalty misconceptions
✔️ Demand vs supply dynamics
✔️ Why affordability isn’t just about rates
Watch here 👇🏾
1 month ago | [YT] | 1
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The 9Innings Podcast
📊 Econ 101 | New Video
Why does your energy bill look so complicated?
I break down my actual gas bill line by line and explain what CCF means, why riders exist, and why your bill can change even when usage doesn’t.
No outrage. Just economics.
▶️ Watch here:
3 months ago | [YT] | 1
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The 9Innings Podcast
New Episode Out Now: Building a Modern Financial Advisory Practice
I sit down with Chelsea Ransom-Cooper, CFP® and co-founder of Zenith Wealth Partners, to talk about the realities of starting your own firm, building community, and redefining what success looks like in financial planning.
Watch now on The 9Innings Podcast:
3 months ago | [YT] | 2
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The 9Innings Podcast
Avoiding the IRMAA Trap: Smart Tax Planning for Retirement
Most retirees don’t realize their Medicare premiums can quietly rise as income increases.
That’s IRMAA — the hidden surcharge that can reduce your Social Security benefits.
In this episode:
• What IRMAA is and how it’s calculated
• How taxable income impacts Medicare premiums
• The SSA-44 form and how to appeal
• Strategies to reduce or avoid IRMAA in retirement
Watch now and learn how smart tax planning can protect your retirement income.
#IRMAA #Medicare #RetirementPlanning #TaxPlanning #9iCapital
4 months ago | [YT] | 1
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