The 9Innings Podcast

No BULL. No FLUFF. Just TRUTH
This channel cuts through the noise to give you real insights into money, markets, and the financial industry—without the jargon or spin. We break down what the industry won’t tell you and why, so you can make smarter decisions with your wealth.

I help high-income professionals, business owners, and pre-retirees navigate markets, taxes, and life’s biggest money moves.

On this channel, you’ll find:
🎙 The 9Innings Podcast – Candid conversations with financial leaders, authors, and economists
📊 Market & Economic Insights – What’s really moving the markets and your money
💼 Practical Wealth Strategies – Tax planning, retirement income, estate planning, and business tips

Subscribe if you want finance explained clearly and directly—from someone who’s in the trenches helping clients every day.

Disclosure: hsites.google.com/view/9idisclosure/disclosure




The 9Innings Podcast

📊 Econ 101 | New Video

Why does your energy bill look so complicated?

I break down my actual gas bill line by line and explain what CCF means, why riders exist, and why your bill can change even when usage doesn’t.

No outrage. Just economics.

▶️ Watch here:

1 week ago | [YT] | 0

The 9Innings Podcast

New Episode Out Now: Building a Modern Financial Advisory Practice

I sit down with Chelsea Ransom-Cooper, CFP® and co-founder of Zenith Wealth Partners, to talk about the realities of starting your own firm, building community, and redefining what success looks like in financial planning.

Watch now on The 9Innings Podcast:

3 weeks ago | [YT] | 2

The 9Innings Podcast

Avoiding the IRMAA Trap: Smart Tax Planning for Retirement

Most retirees don’t realize their Medicare premiums can quietly rise as income increases.
That’s IRMAA — the hidden surcharge that can reduce your Social Security benefits.

In this episode:
• What IRMAA is and how it’s calculated
• How taxable income impacts Medicare premiums
• The SSA-44 form and how to appeal
• Strategies to reduce or avoid IRMAA in retirement

Watch now and learn how smart tax planning can protect your retirement income.

#IRMAA #Medicare #RetirementPlanning #TaxPlanning #9iCapital

1 month ago | [YT] | 1

The 9Innings Podcast

- The 50-year mortgage: More Bark Than Bite..

👉 the 50-year mortgage will increase demand in a supply constrained world further pushing up prices for those looking to buy

- Is this more consumer friendly or a way for business owners that provide loans and titles to increase volume?

1 month ago | [YT] | 1

The 9Innings Podcast

Episode 155: Beyond the Numbers w/ Mark Hedderman CFP® 🇮🇪

This one’s all about the human side of advising — connection, empathy, and real-world financial planning.
Mark and I talk about how culture, regulation, and authenticity shape how advisors serve clients globally.

Watch now → youtube.com/shorts/zxKyhOuF2k...

#FinancialPlanning #Advisors #Leadership #WealthManagement

1 month ago | [YT] | 1

The 9Innings Podcast

Retirement is more than a financial milestone — it’s a full life transition.

This week’s conversation with Joy Slava, CFP® goes beyond the numbers and into identity, purpose, and what it really means to build a fulfilling life after work.

If you’ve ever wondered what comes after the paycheck stops, this episode is worth your time.

Listen here:

1 month ago | [YT] | 2

The 9Innings Podcast

💔 New Video Out Now: Ep 153: When The Paycheck Stops!

It’s not counseling that saves most marriages — it’s cash.
Your emergency fund isn’t just a financial tip… it’s a lifeline.

In this new short, I break down why 9–12 months of savings is the new normal — and how it can save your sanity, your marriage, and your future.

🎥 Watch here

What’s your take — is 9–12 months realistic, or too much? Drop your thoughts below 👇

#EmergencyFund #MoneyTalks #9iCapital #FinancialFreedom

2 months ago | [YT] | 1

The 9Innings Podcast

The Fed just cut rates by 25 basis points.

Headlines make it sound like relief for borrowers—but the reality is very different. Mortgage rates aren’t falling. Credit cards are still 20%+. Lending standards remain tight.

So who really benefits? Washington. Lower short-term rates make it easier for the government to refinance trillions in debt, while Main Street feels little impact.

In this episode, I break down:
• Why a 25bp cut is more symbolic than substantial
• The myth about Fed cuts and mortgage rates
• How sticky inflation keeps pressure on households
• Who actually wins from this move (hint: not consumers)

Stay disciplined, don’t chase headlines, and understand the bigger picture of how policy impacts your financial reality.

3 months ago | [YT] | 1

The 9Innings Podcast

🚨 New Podcast Episode Just Dropped!

This week I tackle the 5 biggest financial questions trending today:
1. Retirement in a shaky economy
2. Debt vs. investing
3. Overlooked tax strategies
4. Life insurance needs
5. Cash vs. investing

💬 I’d love to know—which of these 5 are you struggling with the most right now? Comment below and let’s talk through it.

👉 Watch/Listen here: [Podcast Link]
📌 Don’t forget to Like 👍, Subscribe 🔔, and Share to support the channel.

#9InningsPodcast #Investing #RetirementPlanning

3 months ago | [YT] | 1

The 9Innings Podcast

🔥 Episode 145 is live!

This week on the 9Innings Podcast, we dive into:
• The market’s tug-of-war between rate cuts and inflation 📉
• Why unemployment numbers aren’t telling the full story
• What the Fed’s next move means for housing and your wallet 🏠
• How the OBBBA of ‘25 quietly ties into reducing America’s interest expense

I don’t just talk headlines—I break down what this means for investors, business owners, and retirees navigating today’s economy.

🎙️ Episode 145 → 👇🏾

👉 Like, share, and subscribe to stay ahead of the curve.

3 months ago | [YT] | 1