Hi, Iโ€™m Priyansh Gargโ€”a finance enthusiast on a mission to make money talk fun, simple, and relatable! On this channel, I break down credit cards, savings accounts, and personal finance so you can make smarter money moves.

Hereโ€™s what we do:
- Credit Cards: Best cards, hidden perks, and how to use them like a pro.
- Banking & Savings: Hacks to manage and grow your money.
- Tax-Saving Tips: Keep more of your hard-earned cash (*legally*).
- Finance Basics: Simple lessons to level up your money game.

In the future, Iโ€™ll cover investments, wealth-building, and all the financial tricks you need to grow smarter and richer.

Disclaimer: I am NOT a SEBI-registered advisor. Content is for educational purposes only. Please consult experts for financial decisions.

For Business Inquiries: ghastlymause@gmail.com


Finz Taxy

๐Ÿšจ IDFC FIRST Debit Card Rewards โ€“ Big Update from 10 Oct 2025 ๐Ÿšจ

Bhai log, maine pehle hi video banaya tha on IDFC Debit Rewards ๐Ÿ‘‰ Video link - https://youtu.be/Oi9LuvpRWd8?si=8vdcM...
Ab naya update aaya hai, aur honestly thoda ๐Ÿคฆโ€โ™‚๏ธ scene kharab ho gaya.

โŒ From 10th October 2025, NO reward points milenge on:

โ›ฝ Fuel & Petrol Pumps (5541, 5542, 5172, 5983)

๐Ÿ“ž Telecom Bills (4814)

๐Ÿ’ก Utilities โ€“ Bijli, Paani, Gas (4900)

๐Ÿ  Rent Payments (6513)

๐Ÿ’ Jewellery / Precious Metals (5094, 5944)

๐Ÿš— Tolls & Bridge Fees (4784)

๐Ÿ“‘ Insurance Premiums (5960)

๐Ÿ’ฐ Fines, Taxes & Govt. Payments (9222, 9311, 9399)

๐Ÿฆ Credit Agencies, Debt Collection, Charitable Orgs, Clubs (7321, 7322, 8398, 8641)

โš ๏ธ Any unrecognized debit card MCC (e.g. 5413)


๐Ÿ‘‰ Matlab ab sirf retail & shopping spends pe hi points milenge.

โณ Redemption Timeline Change:

Earlier: 14 working days
Now: 30 working days (after txn date) ๐Ÿ˜ฎโ€๐Ÿ’จ



IDFC Debit Card = ab bas ek normal debit card jaisa. Rewards wale mazae cut ho gaye.
Credit Card > Debit Card for rewards, simple. ๐Ÿ’ณ๐Ÿ‘‘

Aapko kya lagta hai โ€“ ab bhi IDFC Debit rakhna worth hai ya sirf backup card ban gaya? ๐Ÿค”

{๐Ÿ‘ Agar aapko update samajh aaya toh like karo so I know how many of you have acknowledged.
๐Ÿ’ฌ Comment karo apna opinion โ€“ โ€œKya IDFC Debit ab bhi worth hai, ya sirf backup card ban gaya?โ€

Mere dimaag mein toh ek hi baat aa rahi hai โ€“ ye move IDFC ne apni debit ko rewards race se bahar kar diya. ๐Ÿ‘Ž}

4 months ago (edited) | [YT] | 1

Finz Taxy

๐Ÿšจ Kotak App Glitch Alert! ๐Ÿšจ

Guys, check this out ๐Ÿ‘€
All my PCD transactions are eligible for 5% cashback, but Kotak app is only showing โ‚น28 credited instead of the correct amount!

๐Ÿ“ฑ Proof is right here in the screenshots โ€“ every Amazon, Swiggy, etc. spend shouldโ€™ve added up way more.

When I reached out, Kotak customer care admitted the cashback will be credited later and the app is showing the wrong figure right now.

So if youโ€™re using Kotak credit cards, donโ€™t blindly trust the app display. Always cross-check your spends and expected cashback.

๐Ÿ‘‰ Sharing this so no one else gets confused or misses out on their money!

#KotakBank #Cashback #CreditCardHacks #Finance #Kotak811super

4 months ago | [YT] | 2

Finz Taxy

Iโ€™m planning my next video and need your help. Which topic should I cover next? ๐Ÿค”๐Ÿ‘‡

4 months ago | [YT] | 1

Finz Taxy

CANRA BANK UPDATE!
This is the mail of canara bank aspire benefits.
If have not watched full video then must watch for students: https://youtu.be/omI4mVv57JI

1 year ago | [YT] | 3

Finz Taxy

what do you like more ? ๐Ÿ˜

1 year ago | [YT] | 0

Finz Taxy

๐Ÿ“ฃ **Whatโ€™s Next on That Irritated Bhoi?** ๐Ÿ“ฃ

Hey fam! Iโ€™ve got some exciting topics lined up, and I need YOUR help to decide what drops next! ๐Ÿ† So tell me, which one of these would YOU like to see?

Vote in the comments or suggest something totally different! Letโ€™s make it happen together ๐Ÿ”ฅ๐Ÿ’ฐ #ThatIrritatedBhoi #creditcards #financewithfun

1 year ago | [YT] | 1

Finz Taxy

Update !

Dear Canara Aspire Account holder,
Update your email ID in your account to access FREE Coursera courses! If you've already updated, verify your registered email by logging in to Internet Banking. Don't miss out on this exclusive benefit! Visit your nearest branch or update online today.

Received this message just now.
Go and watch full video about this topic now : https://youtu.be/omI4mVv57JI

1 year ago | [YT] | 1

Finz Taxy

Choose the topic for the next topic !

1 year ago | [YT] | 1

Finz Taxy

Choose the topic for the next video !!
Choose ๐ŸŒš๐Ÿ™‚
or
Comment Down ๐Ÿ‘‡

1 year ago | [YT] | 0

Finz Taxy

Need my COMEBACK ?


If Yes- comment down your problems. I'm gonna start with your problems itself.

If No- aaj ni toh kal dekhoge ... Wapas aa raha hu giveaways leke ๐Ÿ™‚โ€โ†”๏ธ๐Ÿ˜Œ

1 year ago | [YT] | 0