I’ve been helping Canadians with mortgages since 1998, working entirely by referral for over 27 years. Along the way, I’ve also bought, sold, rented, renovated, and rebuilt 9 properties of my own.

This channel is where I break down the headlines behind the rates, explaining how government decisions, Bank of Canada policies, and real-world economics actually affect your mortgage, debt, and housing goals.

I studied political science and law & society, and I bring that lens to everything I do, connecting the dots between policy and personal finance, always in plain English.

If you’re looking for honest insight, real-life experience, and weekly updates that help you stay ahead of the curve, you’re in the right place.

New videos every week. Free consultations at MichelleMortgages.ca.