Amit Upadhyaya
Hello, and welcome! In a world where financial independence and early retirement often seem defined by Excel sheets and complex calculations, I want to offer a different perspective—one rooted in real experiences and personal learning.
My name is Amit Upadhyaya, and I bring more than two decades of corporate experience with me. Through this channel, I’ll share insights about achieving financial independence and discovering purpose in our professional lives. Together, let’s explore a path that’s as practical as it is meaningful.
Amit Upadhyaya
Happy new year Friends !!
This is a very important video to build your 2026 portfolio. From the last poll, I could see that most of you don't have specific strategy.
For a year like 2023/24 having no specific strategy worked. In a bull market nothing matters. But this is not a bull market we are in. So it is important that you have a specific strategy in place and this video will help a lot.
Opportunity fund is the most critical part that you need to understand.
https://youtu.be/SnoPhqmEWwk
3 days ago | [YT] | 12
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Amit Upadhyaya
2025 has been a year of confusion.
1. Indian Equities market has been one of the most volatile markets.
2. Even after 15 months, we haven't broken the 2024 peak of Nifty 50 (7% YTD returns) but is around it's peak
3. Gold and Silver reached at it's peak and despite all warnings of corrections kept going up only
4. Nasdaq has been led by AI Boom, and people say a bubble is forming
When everything is at its peak, there is always confusion about what to do. So what is your 2026 investment strategy?
5 days ago | [YT] | 16
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Amit Upadhyaya
As committed here is the video, which will help you track your retirement goals.
Do share your feedback. Let me know if you want me to do some refinements or additions to the framework.
https://youtu.be/YDJIWMQTV-s
2 weeks ago | [YT] | 8
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Amit Upadhyaya
(Please be honest) How do you track your retirement goals?
My next video will give you the answer.
2 weeks ago | [YT] | 21
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Amit Upadhyaya
Since Roshi Jain has left HDFC AMC, many people are asking this question if they have to stop further investments in HDFC Flexi Cap.
I was waiting for further updates from HDFC AMC, and there is one. Now, Chirag Setalvad has been assigned as the Fund Manager for the HDFC Flexi Cap.
Chirag has been managing HDFC Small Cap and HDFC Mid Cap for a long time, and it is good news that he is going to lead HDFC Flexi Cap also. He has been with HDFC AMC for close to 17 years.
So broadly, I don't see any immediate concern, but performance has to be monitored regularly.
3 weeks ago | [YT] | 112
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Amit Upadhyaya
Friends,
On 13th Of December (Saturday), I am attending the Vested Pune community Meetup as a speaker.
The event is focused on investing in Global Markets, and I'll be speaking on the Art and Science of FIRE (Financial Independence Retire Early).
Do register for your slot. It is a free event, but slots are limited.
You can register using this link - vstd.pro/4rKnB8O
3 weeks ago | [YT] | 19
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Amit Upadhyaya
What is the right decision?
You have a house with a market value of 1 Cr. It is giving you Rs 30k monthly rent (which is effectively a 3.6% yield). What is the right decision for the long term?
Want to know how I used procrastination, envy, and even hatred to build my wealth? Watch my latest video, "5 Bad Habits That Made Me Financially Independent," to learn how I turned my vices into financial virtues!
https://youtu.be/rD6B37RxadE
3 weeks ago | [YT] | 14
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Amit Upadhyaya
You got an unexpected 1 Lac bonus from your job or business. You have been holding your desires for quite some time. Now you have money, what would you do?
I shared the full story of my 'Reward Giving' habit in my new video, '5 Bad Habits That Made Me Financially Independent.' I call it the Substitution Effect. Watch the full story here: https://youtu.be/rD6B37RxadE
4 weeks ago | [YT] | 18
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Amit Upadhyaya
Friends,
In this video, I have touched upon the Psychology of money. It's very important and useful for everyone and every age. Do watch and share your comments! This topic is close to my heart.
If you want more of such videos, do let me know also.
https://youtu.be/rD6B37RxadE
1 month ago | [YT] | 20
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Amit Upadhyaya
Why do we track our Steps but ignore our Savings? 🚶♂️ vs 💰
We all know the "Golden Numbers" of physical health. We track our Daily Steps (aiming for 10k). We check our Blood Pressure to ensure we aren't stressed. We know our Body Weight. Fitness watches are becoming the norm.
If these numbers go bad, we take immediate action.
But what about our Financial Health?
What is the "Blood Pressure" of your personal finance? (Is your EMI stress too high?)
What is the "10k Steps" equivalent for your wallet? (Is a 20% savings rate enough?)
We often lack these clear benchmarks for money. A "healthy" bank balance is much harder to define than a healthy heart rate.
I want to know WHY. Please share your thoughts.
1 month ago | [YT] | 8
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