Real Estate PH Broker

When Is the Best Time to Buy Your First Property?

Truth: It’s not about the market.
It’s about YOU.

The best time to buy is when:
✅ You have stable income (employee, OFW, self-employed)
✅ You can afford the monthly amortization
✅ You understand your financing options
✅ You’re planning for long-term stability
✅ You’re ready to start—even if it’s not perfect

Not the right time when:
🚫 No emergency fund
🚫 Income is unstable
🚫 Loan terms are still unclear

Reality check:
📈 Property prices go up
⏳ Loan approval gets harder with age
🏠 Rent builds no ownership

💚Your first property doesn’t have to be your dream home.
It just has to be your first step!

📩 Message me and let’s check if now is the right time for you.

#realestate #homebuyers #realestateinvestment #LicensedRealEstateBroker #askJuneaboutRealEstate #FilipinoHomes

2 days ago | [YT] | 0

Real Estate PH Broker

A reservation fee secures the unit you want and temporarily removes it from the market.

⚠️ Important: It’s usually non-refundable and later deducted from the total contract price.
Always ask: Who receives it? Is it officially receipted by the developer or bank?

📌 Knowledge protects your investment—never skip this step.

#reservation #realestate #licensedrealestatebroker #askjuneaboutrealestate #FilipinoHomes

3 days ago | [YT] | 0

Real Estate PH Broker

Down payment = your initial cash equity in the property 💰

Typical range: 10%–20% of the property price.
A higher down payment can mean lower monthly amortization and better bank approval chances.

📊 Want help computing what’s realistic for you? Message me.

#realestate #downpayment #boracaypropertiesforsale #LicensedRealEstateBroker #askJuneaboutRealEstate #FilipinoHomes

5 days ago | [YT] | 0

Real Estate PH Broker

Bank Financing: How Home Loans Really Work

Caption:
Most buyers don’t pay in full—and that’s okay 👍
Banks usually finance 80%–90% of the property value, subject to income and credit evaluation.
Interest rates, loan term, and age matter.
🏦 As a licensed broker, I help guide clients through safe and legitimate bank financing options.

5 days ago | [YT] | 0

Real Estate PH Broker

When Is the Best Time to Buy Your First Property?

Truth: It’s not about the market.
It’s about YOU.

The best time to buy is when:
✅ You have stable income (employee, OFW, self-employed)
✅ You can afford the monthly amortization
✅ You understand your financing options
✅ You’re planning for long-term stability
✅ You’re ready to start—even if it’s not perfect

Not the right time when:
🚫 No emergency fund
🚫 Income is unstable
🚫 Loan terms are still unclear

Reality check:
📈 Property prices go up
⏳ Loan approval gets harder with age
🏠 Rent builds no ownership

Final thought:
Your first property doesn’t have to be your dream home.
It just has to be your first step.

📩 Message me and let’s check if now is the right time for you.

5 days ago | [YT] | 0

Real Estate PH Broker

Real Estate is a Professional Service. 🏡
Under RA 9646, brokers are PRC-licensed professionals, not just "salespeople."
What you pay for: Market strategy, buyer screening, and legal compliance.
Accountability: Licensed brokers follow a Code of Ethics and have legal liability.
Professional fees aren't "tips"—they are for protection and expertise.
Avoid risks; hire a professional. #RealEstate #RA9646 #LicensedBroker

5 days ago | [YT] | 0

Real Estate PH Broker

Down payment = your initial cash equity in the property 💰
Typical range: 10%–20% of the property price.
A higher down payment can mean lower monthly amortization and better bank approval chances.
📊 Want help computing what’s realistic for you? Message me.

5 days ago | [YT] | 0

Real Estate PH Broker

A reservation fee secures the unit you want and temporarily removes it from the market.
⚠️ Important: It’s usually non-refundable and later deducted from the total contract price.
Always ask: Who receives it? Is it officially receipted by the developer or bank?
📌 Knowledge protects your investment—never skip this step.

5 days ago | [YT] | 0

Real Estate PH Broker

𝐖𝐡𝐲 𝐏𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧𝐚𝐥 𝐅𝐞𝐞𝐬 𝐄𝐱𝐢𝐬𝐭 𝐢𝐧 𝐑𝐞𝐚𝐥 𝐄𝐬𝐭𝐚𝐭𝐞 🏡

Real estate is not a sideline or sales hobby.
It is a licensed and regulated profession involving large sums of money and legal responsibility.

𝗥𝗲𝗮𝗹 𝗘𝘀𝘁𝗮𝘁𝗲 𝗶𝘀 𝗮 𝗣𝗥𝗢𝗙𝗘𝗦𝗦𝗜𝗢𝗡𝗔𝗟 𝗦𝗘𝗥𝗩𝗜𝗖𝗘
Under RA 9646 (Real Estate Service Act), a real estate broker is a PRC-licensed professional authorized to act for a professional fee or commission.
✔ Professional fees are legal and standard
✔ Not a tip or extra charge
✔ Part of lawful practice

𝗪𝗵𝗮𝘁 𝗬𝗼𝘂’𝗿𝗲 𝗥𝗲𝗮𝗹𝗹𝘆 𝗣𝗮𝘆𝗶𝗻𝗴 𝗙𝗼𝗿
A professional broker handles:
*Correct pricing & market strategy
*Marketing & qualified buyer screening
*Negotiation that protects your interests
*Documentation flow & compliance guidance
This reduces mistakes, delays, and legal risk.

𝗔𝗰𝗰𝗼𝘂𝗻𝘁𝗮𝗯𝗶𝗹𝗶𝘁𝘆 & 𝗣𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻
Licensed brokers are bound by:
*PRC supervision & Code of Ethics
*Legal accountability and professional liability
You’re hiring someone who is regulated, accountable, and responsible for the transaction.

𝗜𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝘁 𝗥𝗲𝗺𝗶𝗻𝗱𝗲𝗿❗
Professional Fees are different from taxes:
Professional Fee = service
Taxes = CGT/EWT, DST, transfer & registration fees (paid to government)

🟢Professional fees exist because real estate transactions are high-value and high-risk.
𝗬𝗼𝘂’𝗿𝗲 𝗻𝗼𝘁 𝗽𝗮𝘆𝗶𝗻𝗴 𝗷𝘂𝘀𝘁 𝗳𝗼𝗿 𝗮 𝘀𝗲𝗿𝘃𝗶𝗰𝗲—𝘆𝗼𝘂’𝗿𝗲 𝗽𝗮𝘆𝗶𝗻𝗴 𝗳𝗼𝗿 𝗽𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹 𝗲𝘅𝗽𝗲𝗿𝘁𝗶𝘀𝗲, 𝗹𝗲𝗴𝗮𝗹 𝗮𝗰𝗰𝗼𝘂𝗻𝘁𝗮𝗯𝗶𝗹𝗶𝘁𝘆, 𝗮𝗻𝗱 𝗽𝗲𝗮𝗰𝗲 𝗼𝗳 𝗺𝗶𝗻𝗱.

#realestate #realestateph #RealEstateProfessionals #askJuneaboutRealEstate #LicensedRealEstateBroker #realestatephbroker #FilipinoHomes

6 days ago | [YT] | 0

Real Estate PH Broker

4-HOUR ESCAPE: LUXURY BEACHFRONT in San Juan, La Union. Passive income + high-value asset. DM "LUXURY LU"! #OFWInvestment

2 months ago | [YT] | 0