Hi, I’m Rachel and at 44, empty nester, and finally putting myself first — financially. I've paid off $14K in credit card debt (documented), navigating student loan discharge, and now I'm aggressively saving for retirement on a real income. My channel is a living, breathing personal finance journey focused on late start investing, Coast FIRE, and FIRE — with full transparency on the numbers. No get-rich-quick. Just real strategy, real setbacks, and real progress. Subscribe if you want personal finance without the pretense.
Rachel
I had the entire gym to myself this morning 🏋️♀️
14 hours ago | [YT] | 40
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Rachel
Enjoying slow mornings on the weekends is a must for us 🐶
1 day ago | [YT] | 49
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Rachel
University of Phoenix is a SCAM! How are they still in operation?? I just saw an ad 😡
4 days ago | [YT] | 7
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Rachel
I’m taking today to relax and let my body rest. Scout and I will be in the bed most of the day rotting 😂
6 days ago | [YT] | 40
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Rachel
Ask me anything!!
1 week ago | [YT] | 10
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Rachel
Sometimes when I forget how resilient and tough I am, I am always reminded of different times within my life that I faced challenges that I thought I would never overcome and somehow I have over come almost every single one
Graduating from college at almost 30 years old was difficult to say the least. This is one achievement in my life that I am super proud of.
1 week ago | [YT] | 39
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Rachel
I made an at home s’mores latte ☕️
1 week ago | [YT] | 22
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Rachel
Throw back to when I just graduated from WCU and was on the job hunt. Looking back I’m so glad everything worked out in the end
1 week ago | [YT] | 15
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Rachel
There is a clip of Kevin O’Leary saying it’s shameful to spend $28 on lunch and that money can grow if you invest it instead.
I don’t think a single $28 will do much. But if you are consistently eating out daily, weekly, or even monthly then I do believe that investing that money would be a better use of funds.
www.msn.com/en-us/news/insight/kevin-o-leary-faces…
1 week ago | [YT] | 10
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Rachel
Scout is getting back to her normal routine
1 week ago | [YT] | 29
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