Hi, I’m Rachel and at 44, empty nester, and finally putting myself first β€” financially. I've paid off $14K in credit card debt (documented), navigating student loan discharge, and now I'm aggressively saving for retirement on a real income. My channel is a living, breathing personal finance journey focused on late start investing, Coast FIRE, and FIRE β€” with full transparency on the numbers. No get-rich-quick. Just real strategy, real setbacks, and real progress. Subscribe if you want personal finance without the pretense.


Rachel

I’m officially DEBT FREE

19 hours ago | [YT] | 55

Rachel

HUGE announcement coming tomorrow! πŸŽ‚πŸ˜

1 day ago | [YT] | 46

Rachel

Jan 2025 I had $0.00 invested now it’s June 2026 and I have just over $10k invested towards my retirement.

If you wanna know how I went from $0 ➑️ $10k in just over a year check out my latest YouTube video

1 day ago | [YT] | 7

Rachel

Recording a Vlog for tonight and this is the angle I decided to get πŸ˜‚πŸ€£

4 days ago | [YT] | 22

Rachel

Sweet vs. McMahon student loan update. My loan balance has updated 😍

1 week ago | [YT] | 59

Rachel

Went to the grocery store tonight. How much did I spend? Put your guesses down below!

2 weeks ago | [YT] | 30

Rachel

My Nelnet student loans are gone!! #studentloancancellation

2 weeks ago | [YT] | 119

Rachel

Ready to start the work week! πŸ’ͺ🏻

2 weeks ago | [YT] | 49

Rachel

Pizza for dinner tonight

3 weeks ago | [YT] | 41

Rachel

$70 weekly grocery budget. Did I overspend or stay within? Check out my latest video πŸ˜„

3 weeks ago | [YT] | 12