Paycheck To Portfolio

⏰ Next video drops Saturday 1/24 at 1:00 PM CST

I’m finishing this week’s video and it challenges a belief most of us were quietly brainwashed into accepting:

Why does retirement still take 25–30 years — even when people save, invest, and follow the rules?

Before it goes live, I want to see where your instinct lands.
I’ll be reading your responses during the video, so please vote below and share your perspective in the comments.

👉 What actually keeps retirement timelines this long?

2 days ago | [YT] | 25

Paycheck To Portfolio

🔥 New Video Drop: Margin Isn’t the Risk — Equity Is (Here’s What Breaks Portfolios)

Most people argue about margin like it’s the problem.
It’s not.

What actually breaks portfolios is equity mismanagement — position size, maintenance risk, and drawdown speed when markets move fast.

In this video, I walk through my real E*TRADE numbers and the exact Excel framework I use to run Paycheck to Portfolio while living out of my brokerage account and investing 100% of my W-2 income.

This isn’t theory or hypotheticals.
It’s how I actively manage equity, income, and risk as a system.

You’ll see:
• Why I maintain 50%+ equity at all times
• The one number I track during drawdowns (maintenance excess)
• Price vs Equity math at –10% and –20%
• How put option insurance slows equity compression
• The 3 risks that actually break portfolios — and the order I manage them

If you’ve ever wondered what really causes forced selling, this video connects the dots.

👉 Watch the full breakdown here:
https://youtu.be/xA77RMkIc_s?si=rYoxQ...

6 days ago | [YT] | 14

Paycheck To Portfolio

📣 Next video drops Saturday 1/17 at 1:00 PM CST

I’m finishing this week’s video and it’s centered on one thing: what actually breaks a portfolio first when markets move and income, growth, and margin are all working together.

I walk through my real guardrails, what I track, and the difference between income, NAV, and equity (because most online arguments blur those together).

If you think the real risk shows up somewhere else, drop it in the comments below.

Before it goes live, I’m curious where your conviction sits on this:

1 week ago | [YT] | 36

Paycheck To Portfolio

🔥 New Video Drop:
Why I Don’t Use a Bank Account Anymore (I Live Out of My Brokerage)

Most people use a bank to store money.
I use a brokerage to run my finances.

In this video, I walk through why I stopped using a traditional bank account and how living entirely out of a brokerage account changed my cash flow, compounding, and path to financial independence.

This isn’t hype or theory — I show real numbers, real structure, and real guardrails, including:
• Bank vs. brokerage (what’s actually happening behind the scenes)
• How I pay real bills directly from my brokerage
• Why idle cash quietly loses to inflation
• How growth, income, and compounding work together

If you’ve ever felt like your money just sits there between paychecks, this video connects the dots.

👉 Watch the full breakdown here: https://youtu.be/kbiIa6fObZk?si=hvUX6...

2 weeks ago | [YT] | 6

Paycheck To Portfolio

🚨 Next video drops Saturday, 1/10 at 1:00 PM CST

I’m finishing up the upcoming video and want to make sure it focuses on what you actually want clarity on.

💬 Before you vote, drop a comment:
What part of the Paycheck to Portfolio system do you want broken down next? If there’s something specific you’re curious about (holdings, numbers, risks, rights offerings, tracking, etc.), drop it below — I’ll pull real questions straight from the comments!

2 weeks ago | [YT] | 31

Paycheck To Portfolio

🔥 Spark to FIRE is back!!!

After a short holiday pause, the weekly beginner series is officially rolling again.

Spark to FIRE is where I show — in real time — how to start investing with $500 per month, build dividend income, and run a brokerage account like a cash-flowing business, not a savings account.

This isn’t theory.
You’ll see every deposit, dividend, bill payment, drawdown, and decision as it happens — while real bills are being paid from the brokerage account through real market conditions.

Week 9 picks up right where we left off:

Portfolio update after the pause

Dividend snowball in motion

How the system stays operational even when prices are down

Why this isn’t about timing — it’s about structure, cash flow, and consistency

If you’re just getting started, this series shows how the Paycheck to Portfolio system works step by step — from the first $2,500 all the way forward.

📺 New episode is live now
👉 https://youtu.be/BD16r5dpgSA

2 weeks ago | [YT] | 4

Paycheck To Portfolio

2025 Year in Review

Thank you to everyone who has supported Paycheck to Portfolio since it launched in May of 2025. This didn’t start as a channel or a brand — it began as a way to share how I live and steward what I’ve been entrusted with: turning a paycheck into a portfolio, living out of a brokerage account, and building steady cash flow as an alternative to the traditional 9-to-5 path.

The response over these past months has been genuinely humbling. I’m deeply grateful for the time you’ve spent here, the thoughtful questions, the respectful challenges, and the many of you applying this quietly in your own lives. I’m thankful to God for the opportunity and for His provision along the way.

This community values clarity, patience, and faithfulness over hype, and that’s something I don’t take lightly. As we head into 2026, the focus stays simple — keep showing the process, keep it honest, and keep putting income to work intentionally.

Thank you for your support.

2 weeks ago | [YT] | 112

Paycheck To Portfolio

🚨 NEW VIDEO DROP — Most People Never Escape the Rat Race (This Is Why)

Most people don’t fail financially because they don’t work hard enough.
They fail because they’re running a money system that mathematically can’t win.

Every January, people promise to save more, spend less, and work harder.
And by February… nothing changes.

Not because people are lazy — but because behavior can’t overcome a broken structure.

In this video, I break down why the traditional “expenses first, investing last” model keeps people stuck, and how the Paycheck to Portfolio system flips that flow to build cash flow, equity, and optionality — sooner.

I don’t manage money by restricting spending.
I manage money by building a system that produces income and compounds automatically.

Inside this one, I walk through:
• Consumer mindset vs investor/business owner mindset
• Why car payments and credit cards quietly destroy long-term progress
• Mortgage math vs portfolio math (what most people miss)
• How I invest 100% of my W-2 income instead of leftovers
• My 3-bucket structure (Growth, Closed-End Funds, High-Yield)
• Why I track gross portfolio vs net portfolio — and why it changes decisions
• How cash flow stability reduces stress more than being “debt free”

This isn’t about getting rich fast.
It’s about changing the system so progress doesn’t rely on perfect behavior.

As always — real portfolio data, real math, full transparency.

👉 Watch here:
https://youtu.be/D5Z1CKLwgDA?si=ige-5...

3 weeks ago (edited) | [YT] | 8

Paycheck To Portfolio

📣Our next video drops Saturday, January 3rd at 1:00 PM CST

I’m wrapping up this week’s video and want to make sure I’m addressing what you’re actively working on right now.

If there’s something specific you’re trying to improve, fix, or get more clarity on — goals, stress points, numbers, or mistakes — drop it in the comments. I’ll be responding during the video.

What are your New Year’s resolutions around your finances right now?

3 weeks ago | [YT] | 32

Paycheck To Portfolio

🚨 NEW VIDEO DROP — I’m Not Budgeting in 2026 — I’m Running My Money Like This

Most people manage money by limiting spending.
I manage money by building a system that produces equity and cash flow — automatically.

In this video, I break down why I’m done thinking in terms of budgets — and how the Paycheck to Portfolio system replaces restriction with deployment, compounding, and structure.

I don’t treat my brokerage like a savings account.
I run it like a business — with income, assets, liabilities, and rules.

Inside this one, I walk through:
• Why investing leftovers slows compounding
• How I deploy every paycheck instead of letting cash sit
• My 3-bucket structure (Growth, Closed-End Funds, High-Yield)
• Why being fully invested changes the entire curve
• The real math behind cash vs leftovers vs full deployment
• Why equity management matters more than line-item budgeting

This isn’t about getting rich fast.
It’s about building freedom earlier — by changing how money is managed, not just where it’s spent.

As always — real portfolio data, real math, full transparency.

👉 Watch here:
https://youtu.be/HSo7oaD1fVE

4 weeks ago | [YT] | 9