Matt The Mortgage Guy

Happy Veterans Day!
(The boys always deliver flags on Veterans Day to honor my grandfather, a US ARMY veteran)

1 month ago | [YT] | 9

Matt The Mortgage Guy

TEXAS VS CALIFORNIA:
Didn't realize what a STIR that video clip would cause. I share a few client stories and the comments explode with Texas vs CA and why one is better than the other.
Is it possible they both have their pros and cons?
Or one is definitely superior? Let me know.

4 months ago | [YT] | 16

Matt The Mortgage Guy

I like this idea of COMMUNITY. Post your questions, challenges, and ideas. Help each other, learn something new.

“Successful people do what unsuccessful people are not willing to do. Don’t wish it was easier, wish you were better.”
-Jim Rohn

5 months ago | [YT] | 15

Matt The Mortgage Guy

My newest team member, a highly capable and hard-working AI AGENT, will be starting soon. She'll reach out to past clients to figure out how our team can help, schedule appointments, and answer common questions. She'll call 20 days after close to remind clients of the first payment coming due and see if there is anything we can assist with...

What name do you like for the newest addition to the team?

Ava – Short for "AI Virtual Assistant," sleek and futuristic while still feeling personable.

Lena – Derived from “lending” and “analytics,” with a trustworthy, approachable vibe.

Mira – Stands for Mortgage Intelligent Resource Assistant, sounds warm and sophisticated.

Sage – Implies wisdom and guidance, perfect for helping clients navigate complex mortgage decisions.

Penny – A fun nod to money and savings, easy to remember and friendly.

Lulu – Lighthearted and catchy, perfect for a brand that wants to be approachable.

Dottie – Short for “dot-com” or a digital assistant, with a spunky, vintage twist.

7 months ago | [YT] | 6

Matt The Mortgage Guy

💡 Did you know that sometimes paying more for a home upfront can actually save you money in the long run? 🏡 Here’s the math: opting for a $400,000 home with a $10,000 seller credit could be smarter than buying the same home for $390,000. Why? You can use that credit for a temporary buy-down on your mortgage rate, significantly reducing your monthly payments in the first two years. 🚀

For example, with a temporary buy-down, you might save hundreds each month, giving you breathing room as you settle into your new home. Would you consider this strategy when buying a home? 🤔 Let’s chat below!

#HomeBuyingTips #RealEstateMath #MortgageHacks #BuySmart #FinancialPlanning

https://youtu.be/YiDMpULXcv4?si=JSWW4...

11 months ago | [YT] | 2

Matt The Mortgage Guy

🏡 Why Paying $400K Can Be Smarter Than $390K 💡

As a homebuyer in 2025, offering $400,000 instead of $390,000 might actually save you money! 🤯 How? By leveraging a $10,000 seller credit for a temporary interest rate buy-down, you can lower your monthly payment for the first two years, giving you financial breathing room. This strategy can make your purchase more manageable and even help you plan for future refinancing. 📊✨

💡 Question for You: Have you explored how a seller credit could work for your home-buying journey? Let me know in the comments!

Don’t miss out on opportunities to make smarter financial decisions. 🏘️💰

#RealEstateTips #HomeBuying2025 #SellerCredits #SmartMortgages #DreamHome

https://youtu.be/YiDMpULXcv4?si=mIB0o...

11 months ago | [YT] | 2

Matt The Mortgage Guy

📈 Mortgage Rates Update! 💸

Mortgage rates are at their highest since May 2024, hitting mid-7%. While rates are up, buyers are still finding big discounts and opportunities! 🏡💰

How do you see this market—challenge or opportunity? Share your thoughts! 👇

#MortgageRates #RealEstate #MarketUpdate

youtube.com/live/RaAnxL96rfI?si=iuPZUVJ1L-n0AJ93

11 months ago | [YT] | 1

Matt The Mortgage Guy

🏡 Is High Demand Keeping You Out of the Housing Market?

The mortgage market in 2025 is all about strategy! 📈 With rates sitting around 7-7.5%, affordability is a challenge for many. Yet, experts say demand is sky-high! A new generation is ready to buy, but higher home prices and mortgage rates are making it tough. 💰

Would you buy now or wait for rates to drop? Share your thoughts below! 👇 Let’s strategize for success in this evolving market. 🚀

#HousingMarket2025 #MortgageRates #RealEstate #BuyOrWait

youtube.com/live/RaAnxL96rfI?si=yvnNSTndu6_y_YEh

11 months ago | [YT] | 2

Matt The Mortgage Guy

🏡 2025 Mortgage & Real Estate Insights: What’s Next? 📉📈

Did you know that supply and demand remain the driving forces behind housing prices? Despite high mortgage rates, data shows household formations outpacing new housing starts, creating long-term upward pressure on home prices. For 2025, experts predict 4.1% home price appreciation and mortgage rates dropping to 5.75%-6%. Lower rates could reignite buyer activity!

What do you think about these predictions? Are you planning to buy, sell, or hold in 2025? Let’s discuss!

#RealEstate2025 #MortgageRates #HousingMarket #BuyOrSell #HomeOwnership

https://youtu.be/fc1cTK9wGro?si=xCuIh...

11 months ago | [YT] | 0

Matt The Mortgage Guy

🏡 2025 Mortgage Rates: What to Expect 📉

Fed rate cuts are predicted to drop to 3.875% by late 2025, but only two cuts are expected—keeping mortgage rates higher than some hope. Plus, shelter inflation (rent and housing costs) might be overstated due to lagging data, meaning real inflation could be lower than it seems! 🤔

💡 Question: Do you think 2025 will bring relief for buyers and homeowners? Share your thoughts! 👇

#MortgageRates #RealEstate2025 #HousingMarket #InterestRates

https://youtu.be/fc1cTK9wGro?si=fOCBS...

11 months ago | [YT] | 0