Personal Finance with Ravi Sharma 

Ravi Sharma is the founder of Search Property Buyer's Agency, one of the fastest growing buyers agencies in Australia. Search Property was ranked No.15 in the AFR Fast 100, and has been named a finalist in the REB Awards for Best Buyer's Agency in Australia in 2023, 2024 and 2025. By the age of 32, Ravi successfully acquired a property portfolio of $25M, showcasing his expertise and commitment to property investment. He is also the host of Australia's #1 property channel on YouTube, Personal Finance with Ravi Sharma, with subscribers eager to learn about real estate, investing, and building a foundation for retirement. Ravi also hosts the ‘Living The Dream’ podcast on YouTube & Spotify.

Ravi holds a Bachelor’s in Business, an Advanced Diploma in Conveyancing, a Certificate IV in Finance & Mortgage Broking, and a Class 1 Real Estate Licence. His blend of knowledge & experience helps clients achieve financial freedom through property.


Personal Finance with Ravi Sharma

If you're ready to start building a property portfolio, this is for you.

Over the years the people I've helped most tend to have a few things in common:

- They've got pre-approval, or they're close
- They've got around $120k+ in savings or usable equity
- They actually want to build long-term wealth through property

Ignore the headlines and the noise. If you want to work out what's actually possible for your situation, let's chat 👉 bit.ly/4qZW6H8

Cheers,
Ravi

14 hours ago | [YT] | 1

Personal Finance with Ravi Sharma

Everyone wants to talk about capital city medians. Meanwhile these are all sitting in regional QLD, WA and NSW.

Four of our client purchases. Bought on data and strategy.

More results here 👉 bit.ly/44EVEpC

1 day ago | [YT] | 6

Personal Finance with Ravi Sharma

When I started Search Property, the goal was simple. Buy the right property, not just any property.

Building a strong portfolio isn't easy in this market. We handle the research, negotiation, and strategy so our clients can invest with confidence.

See more client wins here 👉 bit.ly/4kOYwFn

2 days ago | [YT] | 3

Personal Finance with Ravi Sharma

People assume rate hikes are bad for the property market. As rates go up, less people can buy which means less demand, leading to lower prices. It’s not as much as you think but let’s play out your worst fear. Say the market drops by 5%, but because you buy well - you protected your downside.

Here’s where it gets tricky. If you bought in the right market at the right price point, you may see more demand if rates hike. People who can’t afford $800k, now buy $700k.

Along with this, some who could buy $500k, now can’t buy. So, they stay renters. Some can’t hold on, they sell and become renters. We’ve already seen rents rise, they’ll take off even faster if we have more rate hikes.

I hold a lot of debt…if rates hike, my debt is worth less, my cashflow in the short term is worse off. However, once rates normalise and cut, cashflow improves and rents don’t go back down.

Yields today are like 4%. I can totally see them closer to 5%.

What an opportunity! 🚀

3 days ago | [YT] | 7

Personal Finance with Ravi Sharma

Debt isn't the villain most people think it is.

Most people are taught to avoid it, few are taught how to use it.

That belief alone shapes how far you get financially.

4 days ago | [YT] | 3

Personal Finance with Ravi Sharma

Most people don't need more information. They need a plan.

You already get why property works. The hard part is knowing what to buy, where, and how it actually fits your situation.

That's what we do at Search Property. We build the strategy around you, not a generic recommendation.

If you're ready to start investing, start here 👉 bit.ly/4qZW6H8

Cheers,
Ravi

6 days ago | [YT] | 6

Personal Finance with Ravi Sharma

Four properties. Four states. Different entry prices, different timelines.

The thing they have in common isn't luck. Each one was picked on data and strategy, not gut feel.

Check out our Performance Tracker 📊 bit.ly/44EVEpC

1 week ago | [YT] | 4

Personal Finance with Ravi Sharma

Some recent reviews from clients we've worked with at Search Property.

The part I actually care about is someone getting off the fence and into their first property. Everything else follows from that.

More reviews here 👉 bit.ly/4kOYwFn

1 week ago | [YT] | 1

Personal Finance with Ravi Sharma

Want to see behind the scenes at Search Property? 🔍🏠🎥

Watch now 👇

1 week ago | [YT] | 0

Personal Finance with Ravi Sharma

Everyone's waiting for the perfect time to invest. It doesn't exist, and the market won't wait for you.

You can always find a reason not to do it. That's exactly why most people never get ahead.

1 week ago | [YT] | 7