Personal Finance with Ravi Sharma 

Ravi Sharma is the founder of Search Property Buyer's Agency, one of the fastest growing buyers agencies in Australia. Search Property was ranked No.15 in the AFR Fast 100, and has been named a finalist in the REB Awards for Best Buyer's Agency in Australia in 2023, 2024 and 2025. By the age of 32, Ravi successfully acquired a property portfolio of $25M, showcasing his expertise and commitment to property investment. He is also the host of Australia's #1 property channel on YouTube, Personal Finance with Ravi Sharma, with subscribers eager to learn about real estate, investing, and building a foundation for retirement. Ravi also hosts the โ€˜Living The Dreamโ€™ podcast on YouTube & Spotify.

Ravi holds a Bachelorโ€™s in Business, an Advanced Diploma in Conveyancing, a Certificate IV in Finance & Mortgage Broking, and a Class 1 Real Estate Licence. His blend of knowledge & experience helps clients achieve financial freedom through property.


Personal Finance with Ravi Sharma

I was stopped while walking to work by Junaid. Whatta legend! He was watching my latest YouTube video, on his way to work.
Always a surprise when it happens and a moment of gratitude!
Over 115,000 subscribers on YouTube.
Real people. I love this game!

11 hours ago | [YT] | 7

Personal Finance with Ravi Sharma

Introducing WealthStacker.

It's a free app I've been using to retire my property spreadsheet for good. It brings your property, shares and crypto into one live dashboard, connects straight to your brokerage and exchange accounts, and reads your existing spreadsheet with AI to set everything up in minutes.

Suburb research, refinance scenarios and goal planning all sit in the same app. A free valuation every quarter, no formulas, no card required.

Get early access now ๐Ÿ‘‰ bit.ly/4cCj5n0

1 week ago | [YT] | 4

Personal Finance with Ravi Sharma

The average Australian's super is more than $300,000 short of a comfortable retirement. Most people find out too late.

So we built a free guide to fix that. What's inside:

- What a comfortable retirement actually costs, and the number nobody mentions once the Age Pension is out
- Where you stand against the median super balance for your age
- Three ways to close the gap using equity, cash flow or super
- Real client portfolios, actual numbers, modelled over 15 years

If you've wondered how far off you really are, this tells you, and what to do about it ๐Ÿ‘‰ bit.ly/3SJJkBh

1 week ago | [YT] | 3

Personal Finance with Ravi Sharma

If you own an investment property, there is a capital gains tax change coming on 1 July 2027 that a lot of investors still have not heard about.

The short version: the way your cost base gets calculated is changing, moving from the 50% discount to an indexation system. If you rely on the government's default numbers, you could end up paying far more tax than you need to when you eventually sell.

My take, and what a lot of smart people are saying too, is that getting an independent valuation when the time comes gives you a fair cost base and protects you down the track.

1 week ago | [YT] | 7

Personal Finance with Ravi Sharma

$1 million. one buys a house, the other builds a $6 million portfolio.

Same starting point, completely different outcome.

2 weeks ago | [YT] | 7

Personal Finance with Ravi Sharma

Most people overthink their first investment property. They wait for the perfect market that never comes, and while they wait, prices move without them.

Building wealth was never about knowing everything. It is about getting the right strategy and actually moving on it.

If you have been sitting on the fence, let's talk about what is possible for you right now ๐Ÿ‘‰ bit.ly/4qZW6H8

Cheers,
Ravi

2 weeks ago | [YT] | 3

Personal Finance with Ravi Sharma

Properties my team recently secured for our clients ๐Ÿ”๐Ÿ 

Everyone is waiting for the headlines to calm down. My clients aren't. They bought in high growth markets with strong yields and instant equity, while everyone else hesitated.

More coming soon ๐Ÿซก

2 weeks ago | [YT] | 4

Personal Finance with Ravi Sharma

The biggest mistake I see investors make? Rushing to buy any property instead of the right one.

That's the whole reason I started Search Property. My team and I handle the research, negotiation, and strategy, so you can invest with confidence.

See more client wins here ๐Ÿ‘‰ bit.ly/4kOYwFn

3 weeks ago | [YT] | 5

Personal Finance with Ravi Sharma

Chasing back what you think you've lost is how you actually lose it.

The revenge trade feels like catching up. It's the shortcut to getting wrecked.

3 weeks ago | [YT] | 6

Personal Finance with Ravi Sharma

How long have you been saying "I'll invest when..."? ๐Ÿค”

When rates drop? When prices dip? When I earn more?

Here's the thing: it will never be a perfect time, and the market doesn't wait for you. A solid strategy works in any market, at any point in the cycle.

If you've been sitting on the sidelines waiting for perfect conditions, they're not coming. Let's map out your next move ๐Ÿ‘‰ bit.ly/4qZW6H8

Cheers,
Ravi

3 weeks ago | [YT] | 6