Managing your finances doesn't have to be complicated. You don't have to have the best sheet, it can be as simple as possible as long as you understand how it works!
I created and compiled the sheets that I use personally, and it might work for you, too! All can be downloaded using the links below or by scanning the QR code. Libre lahat yan!
Long post, read if you want haha > Reaching your first ₱100k or ₱1M is the best feeling in the world!
2025 marks a huge turning point in my life. Basta daming nangyari.
It’s been a little over a year since we uploaded “Why Life Changes When You Reach ₱100,000” on YouTube. Since then, ang dami nang nag-message, nag-comment, at nag-share na naabot n’yo na ang first ₱100,000 n’yo. Whether savings, investments, or however you defined it—you did it!!! Ikaw yung gumawa nun, I was just your cheerleader!
To everyone who messaged me to share your success, salamat po. Reaching your first ₱100k or ₱1M is the best feeling in the world! I created those tutorials on how to save your first 100k and 1M this 2025, and I am so happy they resonated with you. Honestly, I never imagined those videos would reach so many people. Ginawa ko lang talaga siya para tulungan ang sarili ko (kasi ang dami ko ring mali na nagawa hehe) and seeing it help thousands more? Iba. Sobrang nakakataba ng puso.
What makes me happiest is this: lahat ng ginagawa natin, LIBRE. Wala tayong binibentang classes, courses, or templates. Alam n’yo ’yan—my commitment has always been the same: Kung kaya nating ibigay nang libre, ibibigay natin nang libre. Because of your never-ending support, nagagawa natin ’yan. Kaya maraming, maraming, maraming salamat.
This is why 2025 feels so pivotal. It proves that you don’t need expensive courses, paid templates, or mga fancy apps to succeed. Everything you need is already in your hands. Kayo ang gumagawa ng pagbabago. Kayo ang nagtatagumpay. I'm just here to share, to cheer you on, to give you that little push (kung kinakailangan).
Please don’t get tired of me saying this: financial literacy should be accessible and is for every Filipino. Dapat talaga, basic necessity siya—not a luxury. Nandito lang ako—whether as your coach, kuya, ate, kapatid, beshie, or friend—cheering for you and creating tools you can use anytime.
As we close 2025, my commitment for 2026 stays the same:
More content. More tools. More support. Still free.
For 2026, there is so much more to do. Hindi tayo titigil until every Filipino becomes financially literate, stable, free, wise, and kung ano pang pwede idugtong na salita. I am tired, but I am so excited for what’s next! Para mas maraming Pilipino ang kayang magsimula. Para mas maraming pamilya ang aangat.
Because when we build financial wellness together, umaangat ang buhay natin—at aangat ang sambayanang Pilipino. 🇵🇭
OMGEEEEE!!!!!! We're officially Back-to-back Klook Kreator of the Year 2024 & 2025! Still lost for words, just grateful beyond measure.
Thank you, Klook, for giving us Kreators the chance to explore new places and share our love for travel, one reel, one post, one story at a time.
To my fellow Kreators: may we never forget our responsibility to create content that’s real, valuable, and authentic.
And to all of you, every like, save, share, and your endless support… you’ve changed my life. I promise to keep creating travel content that’s always meaningful, truthful, and genuine.
Dad, we did it. This one’s for you. Happy 49th day. ❤️
🏧 Debit Cards with Low Forex Fees: ✅ GCash Visa & Mastercard & SeaBank Mastercard - 0% ✅ GOtyme - 1% ✅ Maya - 2.75% ✅ CIMB Visa - 3%
✨ Pro Tips for Travelers:
- Always select the local currency (country of transaction) when swiping for better rates. - Visa cards tend to have better exchange rates than MasterCard based on my tests in Korea, Taiwan, and Japan! - Search “Jax Reyes Kreator Shop” on Klook and get up to 50% discount, save more when you book using promo codes JAXKLOOK for discounted rates via bit.ly/JAXKLOOK
💬 Join the KasKasan Buddies Community for exclusive hacks and promos!
You're charged more than the exchange rate whenever you use your credit card for international purchases or travel. Foreign Transaction Fee is the extra cost.
These small charges add up fast, lalo na if you shop or travel often. Time to check your card’s terms or consider switching to one with lower forex fees.
📌 Save this post and check before you swipe next time! ✅ Credit Card Application - go.kkbuddies.com/m/KKB ✅ JAXKLOOK - Save money on your next trip! Use JAXKLOOK for 5% off your next Klook adventure. Available for Hotels, Adventures, Flights, Food, and so much more! ✅ YouTube: youtube.com/@JaxReyes_
Turn your everyday spending into travel rewards! I compiled all the cards that can earn you the cheapest way to get those miles for traveling.
Remind ko lang bes na with the right credit cards, you can earn airmiles faster than ever even when you're dining out, shopping online, or booking your next trip.
✨ Pro Tips for Travelers: - Save more when you book using promo code JAXKLOOK for discounted rates. - Don’t forget to use your LOW FOREX TXN FEE cards and MILES earning cards to fly for free (technically)
💬 Join the KasKasan Buddies Community for exclusive hacks and promos! Don’t miss out on tips to maximize your cards abroad.
Managing your finances doesn't have to be complicated. You don't have to have the best sheet, it can be as simple as possible as long as you understand how it works!
I created and compiled the sheets that I use personally, and it might work for you too! All can be downloaded using the links below or by scanning the QR code.
It is super humbling to be given a special recognition on Social Impact by TikTok Philippines for 2024.
My vision with personal finance, proper finance education, and proper use of credit card, I believe that every Filipino will be uplifted and if we uplift every Filipino, we uplift the Philippines as a whole. That’s the reason why I create this kind of content and make it very easy to understand.
Salamat po for being together with me through this journey and I am so thankful for your support (your likes, shares, reacts, these are my signs that I am doing something meaningful)
What a great way to wrap up 2024! Don't be tired to continue watching my videos for 2025 ah? And as always, wag po kayong mahiya magtanong! ❤️
Managing your finances doesn't have to be complicated. You don't have to have the best sheet, it can be as simple as possible as long as you understand how it works!
I created and compiled the sheets that I use personally, and I think that it might work for you too! All can be downloaded using the links below or by scanning the QR code.
Jax Reyes
2026 Free Personal Finance Trackers 💰
Managing your finances doesn't have to be complicated. You don't have to have the best sheet, it can be as simple as possible as long as you understand how it works!
I created and compiled the sheets that I use personally, and it might work for you, too! All can be downloaded using the links below or by scanning the QR code. Libre lahat yan!
• Vision Board 2026: bit.ly/JaxVisionBoard2026
• Budget Tracker 2026: bit.ly/JaxBudgetTracker
• Asset Tracker 2026: bit.ly/JaxAsset
• Credit Card Statement Tracker 2026: bit.ly/Jax2026CCTracker
KKBills & KKBayad of KasKasan Buddies App 💳
AppStore: go.kkbuddies.com/AppStore
PlayStore: go.kkbuddies.com/PlayStore
I hope these sheets will help you because they helped me organize my finances!
4 days ago | [YT] | 129
View 13 replies
Jax Reyes
Long post, read if you want haha > Reaching your first ₱100k or ₱1M is the best feeling in the world!
2025 marks a huge turning point in my life. Basta daming nangyari.
It’s been a little over a year since we uploaded “Why Life Changes When You Reach ₱100,000” on YouTube. Since then, ang dami nang nag-message, nag-comment, at nag-share na naabot n’yo na ang first ₱100,000 n’yo. Whether savings, investments, or however you defined it—you did it!!! Ikaw yung gumawa nun, I was just your cheerleader!
To everyone who messaged me to share your success, salamat po. Reaching your first ₱100k or ₱1M is the best feeling in the world! I created those tutorials on how to save your first 100k and 1M this 2025, and I am so happy they resonated with you. Honestly, I never imagined those videos would reach so many people. Ginawa ko lang talaga siya para tulungan ang sarili ko (kasi ang dami ko ring mali na nagawa hehe) and seeing it help thousands more? Iba. Sobrang nakakataba ng puso.
What makes me happiest is this: lahat ng ginagawa natin, LIBRE. Wala tayong binibentang classes, courses, or templates. Alam n’yo ’yan—my commitment has always been the same: Kung kaya nating ibigay nang libre, ibibigay natin nang libre. Because of your never-ending support, nagagawa natin ’yan. Kaya maraming, maraming, maraming salamat.
This is why 2025 feels so pivotal. It proves that you don’t need expensive courses, paid templates, or mga fancy apps to succeed. Everything you need is already in your hands. Kayo ang gumagawa ng pagbabago. Kayo ang nagtatagumpay. I'm just here to share, to cheer you on, to give you that little push (kung kinakailangan).
Please don’t get tired of me saying this: financial literacy should be accessible and is for every Filipino. Dapat talaga, basic necessity siya—not a luxury. Nandito lang ako—whether as your coach, kuya, ate, kapatid, beshie, or friend—cheering for you and creating tools you can use anytime.
As we close 2025, my commitment for 2026 stays the same:
More content. More tools. More support. Still free.
For 2026, there is so much more to do. Hindi tayo titigil until every Filipino becomes financially literate, stable, free, wise, and kung ano pang pwede idugtong na salita. I am tired, but I am so excited for what’s next! Para mas maraming Pilipino ang kayang magsimula. Para mas maraming pamilya ang aangat.
Because when we build financial wellness together, umaangat ang buhay natin—at aangat ang sambayanang Pilipino. 🇵🇭
6 days ago | [YT] | 309
View 24 replies
Jax Reyes
Guys, we did it!!
OMGEEEEE!!!!!! We're officially Back-to-back Klook Kreator of the Year 2024 & 2025! Still lost for words, just grateful beyond measure.
Thank you, Klook, for giving us Kreators the chance to explore new places and share our love for travel, one reel, one post, one story at a time.
To my fellow Kreators: may we never forget our responsibility to create content that’s real, valuable, and authentic.
And to all of you, every like, save, share, and your endless support… you’ve changed my life. I promise to keep creating travel content that’s always meaningful, truthful, and genuine.
Dad, we did it. This one’s for you. Happy 49th day. ❤️
2 months ago | [YT] | 283
View 29 replies
Jax Reyes
LOW Forex Transaction Fee Credit & Debit Cards! (August 2025) 💳✈️
No cash? No problem! Here’s your guide to credit and debit cards with the lowest foreign transaction fees for stress-free swiping abroad.
💳 Credit Cards with Low Forex Fees:
✅ UnionBank Reserve - 1%
✅ Metrobank Travel 1.68%, After 2025 - 1.7%
✅ EastWest Priority/KrisFlyer/World, Chinabank Destinations World (After 2025), BDO Visa Signature - 1.7%
✅ Maybank Visa Infinite & Platinum - 1.75% | 1.8% after cashback, respectively
✅ All BPI Credit Cards and All BDO Elite Cards (Except BDO Visa Signature) - 1.85%
💡 Bonus: Unlimited Cashback Cards (AMEX & UnionBank Platinum)
🏧 Debit Cards with Low Forex Fees:
✅ GCash Visa & Mastercard & SeaBank Mastercard - 0%
✅ GOtyme - 1%
✅ Maya - 2.75%
✅ CIMB Visa - 3%
✨ Pro Tips for Travelers:
- Always select the local currency (country of transaction) when swiping for better rates.
- Visa cards tend to have better exchange rates than MasterCard based on my tests in Korea, Taiwan, and Japan!
- Search “Jax Reyes Kreator Shop” on Klook and get up to 50% discount, save more when you book using promo codes JAXKLOOK for discounted rates via bit.ly/JAXKLOOK
💬 Join the KasKasan Buddies Community for exclusive hacks and promos!
📱 Follow me for more:
IG/TikTok: @jaxreyes_
4 months ago | [YT] | 70
View 11 replies
Jax Reyes
Lowest Credit Card Foreign Transaction Fees: The Hidden Cost You’re Probably Ignoring 💳
You're charged more than the exchange rate whenever you use your credit card for international purchases or travel. Foreign Transaction Fee is the extra cost.
These small charges add up fast, lalo na if you shop or travel often. Time to check your card’s terms or consider switching to one with lower forex fees.
📌 Save this post and check before you swipe next time!
✅ Credit Card Application - go.kkbuddies.com/m/KKB
✅ JAXKLOOK - Save money on your next trip! Use JAXKLOOK for 5% off your next Klook adventure. Available for Hotels, Adventures, Flights, Food, and so much more!
✅ YouTube: youtube.com/@JaxReyes_
7 months ago | [YT] | 90
View 14 replies
Jax Reyes
Earn your miles the Cheapest Way ✈️
Turn your everyday spending into travel rewards! I compiled all the cards that can earn you the cheapest way to get those miles for traveling.
Remind ko lang bes na with the right credit cards, you can earn airmiles faster than ever even when you're dining out, shopping online, or booking your next trip.
✨ Pro Tips for Travelers:
- Save more when you book using promo code JAXKLOOK for discounted rates.
- Don’t forget to use your LOW FOREX TXN FEE cards and MILES earning cards to fly for free (technically)
💬 Join the KasKasan Buddies Community for exclusive hacks and promos! Don’t miss out on tips to maximize your cards abroad.
📱 Follow me for more:
IG/TikTok: @jaxreyes_
YouTube: youtube.com/@JaxReyes_
11 months ago | [YT] | 34
View 15 replies
Jax Reyes
2025 FREE SHEET TRACKERS FOR YOUR FINANCES 📝
Managing your finances doesn't have to be complicated. You don't have to have the best sheet, it can be as simple as possible as long as you understand how it works!
I created and compiled the sheets that I use personally, and it might work for you too! All can be downloaded using the links below or by scanning the QR code.
✅ Budget Tracker: bit.ly/JaxBudgetTracker
✅ Calendar Credit Card Statement Tracker: bit.ly/2025CCTrackerMonth
✅ Credit Card Perks Look-Up: bit.ly/CCLookup
✅ Asset Tracker: bit.ly/JaxAsset
✅ Card Rebate Spend Tracker: bit.ly/rebate-tracker
✅ Credit Card Statement Tracker: bit.ly/CCTrackerList
✅ NAFFL (No Annual Fee For Life) Tracker: bit.ly/JaxNAFFLTracker
I hope these sheets will help you because they helped me organize my finances!
1 year ago | [YT] | 56
View 11 replies
Jax Reyes
It is super humbling to be given a special recognition on Social Impact by TikTok Philippines for 2024.
My vision with personal finance, proper finance education, and proper use of credit card, I believe that every Filipino will be uplifted and if we uplift every Filipino, we uplift the Philippines as a whole. That’s the reason why I create this kind of content and make it very easy to understand.
Salamat po for being together with me through this journey and I am so thankful for your support (your likes, shares, reacts, these are my signs that I am doing something meaningful)
What a great way to wrap up 2024! Don't be tired to continue watching my videos for 2025 ah? And as always, wag po kayong mahiya magtanong! ❤️
1 year ago | [YT] | 49
View 1 reply
Jax Reyes
FREE SHEET TRACKERS FOR YOUR FINANCES 📝
Managing your finances doesn't have to be complicated. You don't have to have the best sheet, it can be as simple as possible as long as you understand how it works!
I created and compiled the sheets that I use personally, and I think that it might work for you too! All can be downloaded using the links below or by scanning the QR code.
✅ Budget Tracker: bit.ly/JaxBudgetTracker
✅ Calendar Credit Card Statement Tracker: bit.ly/2024CCTrackerMonth
✅ Asset Tracker: bit.ly/JaxAsset
✅ Holiday Card Rebate Spend Tracker: bit.ly/HolidaySpendTracker24
✅ Credit Card Statement Tracker: bit.ly/CCTrackerList
✅ NAFFL (No Annual Fee For Life) Tracker: bit.ly/JaxNAFFLTracker
I hope that these sheets will help you because it helped me organize my finances!
1 year ago | [YT] | 90
View 6 replies
Jax Reyes
We hit 40K subs na!!!
1 year ago | [YT] | 8
View 3 replies